Wayne County, Tennessee: hazard risk
FEMA rates Wayne County's overall risk Relatively Low (score 43.0 of 100, higher than 42% of rated U.S. counties). Its storm record holds 357 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 73.9 | $2.0M |
| Cold Wave | Relatively Moderate | 69.4 | $1.5M |
| Earthquake | Relatively Low | 77.5 | $936K |
| Landslide | Relatively Low | 67.7 | $3K |
| Riverine Flooding | Relatively Low | 47.7 | $4.3M |
| Strong Wind | Relatively Low | 45.3 | $334K |
| Lightning | Relatively Low | 44.8 | $135K |
| Ice Storm | Relatively Low | 31.2 | $24K |
| Hurricane | Very Low | 51.4 | $58K |
| Heat Wave | Very Low | 37.6 | $143K |
| Drought | Very Low | 27.4 | $12K |
| Winter Weather | Very Low | 13.0 | $7K |
| Wildfire | Very Low | 12.2 | $3K |
| Hail | Very Low | 7.6 | $15K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 145 | 0 | $2.1M | 92nd of 95 | 1783rd of 3,080 |
| Hail | 65 | 0 | $67K | 92nd of 95 | 2271st of 3,080 |
| Floods | 51 | 1 | $14M | 86th of 95 | 1471st of 3,080 |
| Winter storms | 34 | 0 | $40K | 95th of 95 | 2322nd of 3,077 |
| Drought | 26 | 0 | – | 59th of 95 | 1224th of 3,063 |
| Tornadoes | 19 | 4 | $50M | 63rd of 95 | 1815th of 3,080 |
| High wind and dust storms | 7 | 0 | $527K | 79th of 95 | 2369th of 3,080 |
| Heat | 4 | 0 | – | 46th of 95 | 1841st of 3,076 |
| Extreme cold | 2 | 0 | – | 54th of 95 | 2580th of 3,076 |
| Heavy rain | 1 | 0 | – | 57th of 95 | 2129th of 3,080 |
| Lightning | 1 | 0 | $802 | 82nd of 95 | 2121st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Wayne County record: every hazard by year and month, the deadliest events and FEMA's declarations.