Webster County, Nebraska: hazard risk
FEMA rates Webster County's overall risk Relatively Low (score 55.5 of 100, higher than 55% of rated U.S. counties); 3 of its 13 hazards are rated Relatively High or Very High, led by hail, drought, strong wind. Its storm record holds 569 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 98.9 | $7.3M |
| Drought | Relatively High | 92.7 | $1.5M |
| Strong Wind | Relatively High | 92.0 | $1.7M |
| Lightning | Relatively Moderate | 78.1 | $495K |
| Ice Storm | Relatively Moderate | 65.8 | $131K |
| Winter Weather | Relatively Moderate | 61.1 | $70K |
| Tornado | Relatively Low | 42.5 | $709K |
| Wildfire | Very Low | 42.7 | $23K |
| Heat Wave | Very Low | 23.1 | $61K |
| Riverine Flooding | Very Low | 18.6 | $1.7M |
| Earthquake | Very Low | 10.3 | $8K |
| Landslide | Very Low | 10.3 | $21 |
| Cold Wave | Very Low | 7.1 | $30K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 175 | 0 | $72M | 50th of 93 | 488th of 3,080 |
| Winter storms | 127 | 0 | $3.2M | 13th of 93 | 608th of 3,077 |
| Severe thunderstorm wind | 102 | 0 | $22M | 49th of 93 | 1955th of 3,080 |
| Tornadoes | 37 | 0 | $78M | 18th of 93 | 431st of 3,080 |
| Drought | 36 | 0 | $56M | 40th of 93 | 727th of 3,063 |
| High wind and dust storms | 34 | 0 | $11K | 39th of 93 | 776th of 3,080 |
| Heavy rain | 24 | 0 | – | 5th of 93 | 335th of 3,080 |
| Extreme cold | 14 | 0 | $160K | 46th of 93 | 988th of 3,076 |
| Floods | 13 | 0 | $6.4M | 58th of 93 | 2433rd of 3,080 |
| Heat | 2 | 0 | – | 52nd of 93 | 2040th of 3,076 |
| Lightning | 2 | 1 | $142K | 35th of 93 | 1522nd of 3,080 |
| Wildfires | 1 | 0 | – | 28th of 93 | 945th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Webster County record: every hazard by year and month, the deadliest events and FEMA's declarations.