White County, Georgia: hazard risk
FEMA rates White County's overall risk Relatively Low (score 45.7 of 100, higher than 45% of rated U.S. counties). Its storm record holds 442 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 81.0 | $3.8M |
| Strong Wind | Relatively Moderate | 77.4 | $1.2M |
| Ice Storm | Relatively Moderate | 68.6 | $200K |
| Lightning | Relatively Moderate | 65.2 | $404K |
| Landslide | Relatively Low | 70.3 | $6K |
| Tornado | Relatively Low | 61.3 | $1.8M |
| Earthquake | Relatively Low | 59.9 | $442K |
| Riverine Flooding | Relatively Low | 46.2 | $5.8M |
| Hail | Relatively Low | 44.6 | $208K |
| Drought | Relatively Low | 41.8 | $77K |
| Hurricane | Very Low | 58.3 | $163K |
| Wildfire | Very Low | 50.9 | $49K |
| Heat Wave | Very Low | 13.9 | $30K |
| Winter Weather | Very Low | 12.3 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 124 | 3 | $12M | 43rd of 159 | 307th of 3,080 |
| Winter storms | 78 | 0 | $2.2M | 5th of 159 | 312th of 3,077 |
| Hail | 63 | 0 | $1.7M | 32nd of 159 | 404th of 3,080 |
| Floods | 50 | 1 | $1.5M | 17th of 159 | 827th of 3,080 |
| Drought | 42 | 0 | $5.4M | 24th of 159 | 67th of 3,063 |
| High wind and dust storms | 22 | 0 | $4.3M | 7th of 159 | 384th of 3,080 |
| Hurricanes and tropical storms | 16 | 0 | $60K | 32nd of 159 | 63rd of 1,849 |
| Extreme cold | 14 | 0 | – | 28th of 159 | 386th of 3,076 |
| Heat | 11 | 0 | – | 28th of 159 | 563rd of 3,076 |
| Tornadoes | 9 | 2 | $26M | 86th of 159 | 1379th of 3,080 |
| Lightning | 4 | 0 | $182K | 59th of 159 | 442nd of 3,080 |
| Wildfires | 4 | 0 | $44K | 11th of 159 | 172nd of 2,972 |
| Heavy rain | 3 | 0 | – | 50th of 159 | 733rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full White County record: every hazard by year and month, the deadliest events and FEMA's declarations.