Windham County, Vermont: hazard risk
FEMA rates Windham County's overall risk Relatively Low (score 56.9 of 100, higher than 56% of rated U.S. counties). Its storm record holds 1,080 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 72.2 | $262K |
| Cold Wave | Relatively Moderate | 68.4 | $2.1M |
| Lightning | Relatively Moderate | 61.1 | $369K |
| Landslide | Relatively Low | 85.4 | $33K |
| Hurricane | Relatively Low | 74.6 | $987K |
| Riverine Flooding | Relatively Low | 71.3 | $15M |
| Winter Weather | Relatively Low | 49.2 | $66K |
| Tornado | Relatively Low | 40.0 | $914K |
| Strong Wind | Relatively Low | 23.5 | $230K |
| Earthquake | Very Low | 49.7 | $288K |
| Avalanche | Very Low | 46.1 | $417 |
| Heat Wave | Very Low | 38.3 | $221K |
| Hail | Very Low | 31.5 | $136K |
| Wildfire | Very Low | 20.9 | $8K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 415 | 0 | $1.7M | 11th of 13 | 292nd of 3,077 |
| Severe thunderstorm wind | 183 | 0 | $1.1M | 8th of 13 | 1985th of 3,080 |
| High wind and dust storms | 136 | 0 | $759K | 4th of 13 | 302nd of 3,080 |
| Floods | 128 | 1 | $11M | 8th of 13 | 1136th of 3,080 |
| Extreme cold | 116 | 0 | – | 2nd of 13 | 193rd of 3,076 |
| Heat | 39 | 0 | – | 1st of 13 | 555th of 3,076 |
| Hail | 34 | 0 | $100K | 13th of 13 | 2741st of 3,080 |
| Drought | 15 | 0 | – | 1st of 13 | 1996th of 3,063 |
| Tornadoes | 5 | 0 | $789K | 5th of 13 | 2571st of 3,080 |
| Lightning | 4 | 0 | $373K | 11th of 13 | 1223rd of 3,080 |
| Heavy rain | 2 | 0 | – | 12th of 13 | 1748th of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | – | 2nd of 13 | 988th of 1,849 |
| Wildfires | 1 | 0 | – | 2nd of 13 | 1064th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Windham County record: every hazard by year and month, the deadliest events and FEMA's declarations.