Winston County, Alabama: hazard risk
FEMA rates Winston County's overall risk Relatively Low (score 59.2 of 100, higher than 59% of rated U.S. counties). Its storm record holds 527 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 79.2 | $2.3M |
| Lightning | Relatively Moderate | 74.6 | $351K |
| Cold Wave | Relatively Moderate | 67.0 | $1.1M |
| Strong Wind | Relatively Moderate | 63.7 | $483K |
| Landslide | Relatively Low | 85.4 | $19K |
| Earthquake | Relatively Low | 81.4 | $1.1M |
| Riverine Flooding | Relatively Low | 64.7 | $6.4M |
| Hurricane | Relatively Low | 62.8 | $168K |
| Heat Wave | Relatively Low | 62.7 | $393K |
| Ice Storm | Relatively Low | 48.4 | $47K |
| Wildfire | Very Low | 59.1 | $47K |
| Drought | Very Low | 26.2 | $9K |
| Hail | Very Low | 22.4 | $48K |
| Winter Weather | Very Low | 18.7 | $10K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 227 | 0 | $3.0M | 24th of 67 | 918th of 3,080 |
| Hail | 119 | 0 | $414K | 22nd of 67 | 1249th of 3,080 |
| Tornadoes | 42 | 7 | $29M | 30th of 67 | 582nd of 3,080 |
| Drought | 38 | 0 | – | 34th of 67 | 740th of 3,063 |
| Winter storms | 28 | 0 | $1.4M | 15th of 67 | 2311th of 3,077 |
| Lightning | 23 | 0 | $490K | 8th of 67 | 213th of 3,080 |
| Floods | 18 | 0 | $243K | 41st of 67 | 2096th of 3,080 |
| High wind and dust storms | 15 | 0 | $460K | 12th of 67 | 1603rd of 3,080 |
| Extreme cold | 6 | 0 | $1.9M | 26th of 67 | 1794th of 3,076 |
| Heat | 5 | 0 | – | 53rd of 67 | 1608th of 3,076 |
| Hurricanes and tropical storms | 3 | 0 | $1.6M | 56th of 67 | 712th of 1,849 |
| Heavy rain | 1 | 0 | – | 41st of 67 | 2040th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Winston County record: every hazard by year and month, the deadliest events and FEMA's declarations.