Wolfe County, Kentucky: hazard risk
FEMA rates Wolfe County's overall risk Very Low (score 18.5 of 100, higher than 18% of rated U.S. counties). Its storm record holds 430 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 89.2 | $29K |
| Wildfire | Relatively Low | 63.8 | $62K |
| Riverine Flooding | Relatively Low | 42.6 | $2.9M |
| Hail | Relatively Low | 42.1 | $106K |
| Winter Weather | Relatively Low | 39.7 | $25K |
| Strong Wind | Relatively Low | 32.5 | $179K |
| Lightning | Relatively Low | 26.4 | $52K |
| Cold Wave | Relatively Low | 26.2 | $193K |
| Hurricane | Very Low | 31.2 | $9K |
| Earthquake | Very Low | 30.0 | $41K |
| Heat Wave | Very Low | 24.8 | $52K |
| Tornado | Very Low | 21.4 | $147K |
| Ice Storm | Very Low | 17.0 | $7K |
| Avalanche | Very Low | 16.2 | $11 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 191 | 0 | $571K | 16th of 118 | 132nd of 3,080 |
| Winter storms | 95 | 1 | $83K | 23rd of 118 | 313th of 3,077 |
| Floods | 52 | 0 | $9.8M | 52nd of 118 | 356th of 3,080 |
| Hail | 44 | 0 | $2.7M | 23rd of 118 | 840th of 3,080 |
| High wind and dust storms | 15 | 0 | $163K | 30th of 118 | 663rd of 3,080 |
| Extreme cold | 14 | 0 | – | 32nd of 118 | 349th of 3,076 |
| Heat | 5 | 0 | – | 44th of 118 | 937th of 3,076 |
| Drought | 4 | 0 | – | 29th of 118 | 1709th of 3,063 |
| Tornadoes | 4 | 0 | $168K | 87th of 118 | 2106th of 3,080 |
| Wildfires | 2 | 0 | – | 4th of 118 | 306th of 2,972 |
| Heavy rain | 1 | 0 | – | 80th of 118 | 1412th of 3,080 |
| Landslides and avalanches | 1 | 0 | $2K | 17th of 118 | 166th of 2,278 |
| Lightning | 1 | 0 | $2K | 57th of 118 | 1315th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Wolfe County record: every hazard by year and month, the deadliest events and FEMA's declarations.