Wood County, Texas: hazard risk
FEMA rates Wood County's overall risk Relatively Low (score 63.2 of 100, higher than 63% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind. Its storm record holds 708 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 97.0 | $1.5M |
| Strong Wind | Relatively High | 90.9 | $1.4M |
| Hail | Relatively Moderate | 90.5 | $1.2M |
| Heat Wave | Relatively Moderate | 84.9 | $1.3M |
| Drought | Relatively Moderate | 81.3 | $659K |
| Cold Wave | Relatively Moderate | 76.8 | $2.0M |
| Winter Weather | Relatively Moderate | 68.3 | $80K |
| Wildfire | Relatively Low | 73.2 | $146K |
| Hurricane | Relatively Low | 66.1 | $266K |
| Riverine Flooding | Relatively Low | 59.3 | $5.8M |
| Lightning | Relatively Low | 52.8 | $169K |
| Tornado | Relatively Low | 39.7 | $556K |
| Earthquake | Very Low | 45.8 | $143K |
| Landslide | Very Low | 45.3 | $636 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 242 | 0 | $4.8M | 21st of 254 | 984th of 3,080 |
| Hail | 164 | 2 | $101M | 76th of 254 | 739th of 3,080 |
| Heat | 79 | 0 | $262K | 19th of 254 | 237th of 3,076 |
| Floods | 71 | 1 | $599K | 77th of 254 | 1302nd of 3,080 |
| Drought | 59 | 0 | $272M | 97th of 254 | 386th of 3,063 |
| Tornadoes | 46 | 0 | $53M | 21st of 254 | 287th of 3,080 |
| Winter storms | 33 | 0 | $155K | 62nd of 254 | 2238th of 3,077 |
| Extreme cold | 7 | 0 | $102K | 55th of 254 | 1692nd of 3,076 |
| High wind and dust storms | 3 | 0 | $35K | 114th of 254 | 2694th of 3,080 |
| Lightning | 2 | 0 | $205K | 80th of 254 | 1593rd of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $343K | 76th of 254 | 966th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Wood County record: every hazard by year and month, the deadliest events and FEMA's declarations.