Woodford County, Kentucky: hazard risk
FEMA rates Woodford County's overall risk Very Low (score 40.0 of 100, higher than 39% of rated U.S. counties). Its storm record holds 238 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 80.3 | $1.4M |
| Tornado | Relatively Moderate | 73.2 | $2.9M |
| Winter Weather | Relatively Low | 57.2 | $86K |
| Ice Storm | Relatively Low | 57.0 | $121K |
| Lightning | Relatively Low | 54.1 | $283K |
| Hail | Relatively Low | 52.8 | $305K |
| Riverine Flooding | Relatively Low | 48.0 | $6.5M |
| Cold Wave | Relatively Low | 45.5 | $833K |
| Earthquake | Very Low | 58.0 | $427K |
| Hurricane | Very Low | 33.8 | $20K |
| Heat Wave | Very Low | 28.6 | $129K |
| Drought | Very Low | 21.4 | $6K |
| Landslide | Very Low | 15.9 | $74 |
| Wildfire | Very Low | 7.7 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 128 | 0 | $372K | 17th of 118 | 158th of 3,080 |
| Winter storms | 40 | 0 | $4.1M | 61st of 118 | 890th of 3,077 |
| Floods | 26 | 0 | $4.5M | 89th of 118 | 725th of 3,080 |
| Hail | 20 | 0 | $941K | 72nd of 118 | 1583rd of 3,080 |
| Tornadoes | 9 | 0 | $1.2M | 38th of 118 | 923rd of 3,080 |
| Extreme cold | 6 | 0 | – | 52nd of 118 | 798th of 3,076 |
| High wind and dust storms | 6 | 0 | $1K | 68th of 118 | 1342nd of 3,080 |
| Heavy rain | 2 | 0 | – | 58th of 118 | 838th of 3,080 |
| Lightning | 1 | 0 | $28K | 48th of 118 | 1187th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Woodford County record: every hazard by year and month, the deadliest events and FEMA's declarations.