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Tennessee · FEMA + NOAA + National Risk Index

Anderson County, TN

22 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

22
FEMA declarations
16
Major disasters
73
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Anderson County. Its 22 FEMA declarations are 3% above the Tennessee county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 27%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 27%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
55
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 47001 · Anderson County 22 declarations · rank 1273/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 22
  • MAJOR-MID 73%
  • RANK-LOWER #1,273
  • PHOTO-FINISH Hardy
  • NRI-LOW 73
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +3%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Tennessee state profile

Anderson County in the declaration-count neighbourhood

FEMA declaration records among Anderson County and nearest peers by total count

declarations

What this shows Anderson County carries 22 FEMA declaration records, ranked 1273 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Anderson County's FEMA declaration count compares nationally

Anderson County vs. all counties in this dataset

FEMA disaster declarations, all-time · Anderson County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Anderson County's FEMA Risk Index score

0/100100/100Tennessee avg53/10073.2/100
FEMA National Risk Index composite score vs. the Tennessee county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Anderson County is led by Riverine Flooding (about $16.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Anderson County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 55 paid claims, totaling $262.0K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $4.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Anderson County's 22 federal records stand 3% above the Tennessee county mean of 21.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 73.2/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $29.5M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here.

67 /100

Historical Activity Index

High historical activity

Anderson County, TN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
13/25

22 declarations (1.0x state county average of 21)

Major Disaster Share High
18/25

16 of 22 declarations are major disasters (73%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Anderson County

FEMA NRI 8-hazard radar - Anderson County

Anderson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 48, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 25 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 8-hazard mean
Anderson County NRI risk profile FIPS 47001 · displayed-hazard mean 25/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

73%

Major-heavy

NRI risk score

73

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Anderson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate an average of 1.3 times per year
Earthquake Relatively Low roughly once every 252 years
Cold Wave Relatively Moderate roughly once every 1 years
Tornado Relatively Moderate roughly once every 8 years
Lightning Relatively Moderate an average of 57 times per year
Riverine Flooding Relatively Moderate an average of 1.1 times per year
Winter Weather Relatively Moderate an average of 5.1 times per year
Strong Wind Relatively Moderate an average of 5.2 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Hail Relatively Low an average of 3 times per year
Wildfire Very Low roughly once every 365 years
Hurricane Very Low roughly once every 58 years
Heat Wave Very Low 0.8 modeled event-days per year
Drought Very Low 18 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 4
Winter Storm 2
Biological 2
Severe Ice Storm 1
Hurricane 1
Fire 1
Snowstorm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Anderson County's record, 45% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 72.7%

of all 22 declarations

Emergency - 5 22.7%

of all 22 declarations

Fire Management - 1 4.5%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 1
2020 2
2019 1
2015 1
2014 1
2011 1
2005 1
2003 3
2002 1
2001 1
2000 1
1999 1
1998 1
1993 1
Show 3 earlier declaration years
1991 1
1977 1
1973 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4514 COVID-19 PANDEMIC DR Biological 2020-04-02
3473 COVID-19 EM Biological 2020-03-13
4427 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2019-04-17
4211 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2015-04-02
4189 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-08-13
4005 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND DR Severe Storm 2011-07-20
3217 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1464 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-08
1456 SEVERE STORMS AND FLOODING DR Severe Storm 2003-03-20
1441 SEVERE STORMS AND TORNADOS DR Severe Storm 2002-11-13
1408 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-05
2346 TN - KNOXVILLE FIRE COMPLEX - 11/02/00 FM Fire 2000-11-02
1331 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2000-06-12
1260 SEVERE WINTER STORM DR Severe Storm 1999-01-15
1215 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 1998-04-20
3095 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-14
889 SEVERE STORMS & FLOODING DR Flood 1991-01-04
Show 2 earlier declaration records
DR# Title Type Incident Date
533 SEVERE STORMS & FLOODING DR Flood 1977-04-29
366 HEAVY RAINS & FLOODING DR Flood 1973-03-21

Storm Events in Tennessee

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Anderson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,558 22 58 $107.0M
Hail 1,690 0 0 $545.5K
Heat 1,343 9 15 $0
Flash Flood 1,264 55 3 $334.4M
Winter Weather 1,088 5 0 $261.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

55

Total Paid

$262.0K

Avg Per Claim

$4.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 73.2/100

Expected Annual Loss

Relatively Low

$29.5M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Moderate
Earthquake Relatively Low
Cold Wave Relatively Moderate
Tornado Relatively Moderate
Lightning Relatively Moderate
Riverine Flooding Relatively Moderate
Winter Weather Relatively Moderate
Strong Wind Relatively Moderate
Ice Storm Relatively Moderate
Hail Relatively Low
Wildfire Very Low
Hurricane Very Low
Heat Wave Very Low
Drought Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Anderson County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Anderson County's closest FEMA peer: Randolph County, WV

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Anderson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Anderson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Anderson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Anderson County's NFIP claims file (55 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Anderson County?
The most common disaster type in Anderson County is Severe Storm, with 10 declarations. Other disaster types include Flood (4), Winter Storm (2), Biological (2).
How does Anderson County's FEMA declaration record compare with the Tennessee average?
FEMA lists 22 declaration records for Anderson County. That is 3% above the Tennessee county mean of 21.4. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Anderson County received?
Anderson County has received 16 major disaster declarations, representing 73% of all 22 disaster declarations.
How many flood insurance claims has Anderson County filed?
Anderson County has 55 National Flood Insurance Program (NFIP) claims totaling $262.0K in payments, with an average of $4.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Anderson County?
No. In Anderson County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $16.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Anderson County?
The most active year for disaster declarations in Anderson County was 2003, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Anderson County?
According to the FEMA National Risk Index, Anderson County, Tennessee has an overall risk score of 73.2 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $29.5M in annualized losses.
Which natural hazard poses the greatest risk to Anderson County?
Based on FEMA NRI data, the highest-risk natural hazard in Anderson County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 1.3 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Anderson County · vintage 2026-08-25 · Methodology · Tennessee profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events