PlainHazard

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Maryland · FEMA + NOAA + National Risk Index

Anne Arundel County, MD

23 FEMA disaster declarations (1971-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Snowstorm.

23
FEMA declarations
16
Major disasters
82
NRI risk · Relatively Moderate
Snowstorm
Top hazard

The verdict

Two federal records point in the busier direction for Anne Arundel County. Its 23 FEMA declarations are 17% above the Maryland county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 18%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 18%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
2,824
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 24003 · Anne Arundel County 23 declarations · rank 1117/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 23
  • MAJOR-MID 70%
  • RANK-LOWER #1,117
  • PHOTO-FINISH Roanoke
  • NRI-MID 82
  • ACT-HIGH High
  • TYPE-LEAD Snowstorm
  • VS-ST-ABOVE +17%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Maryland state profile

Anne Arundel County in the declaration-count neighbourhood

FEMA declaration records among Anne Arundel County and nearest peers by total count

declarations

What this shows Anne Arundel County carries 23 FEMA declaration records, ranked 1117 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Anne Arundel County's FEMA declaration count compares nationally

Anne Arundel County vs. all counties in this dataset

FEMA disaster declarations, all-time · Anne Arundel County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Anne Arundel County's FEMA Risk Index score

0/100100/100Maryland avg60/10081.9/100
FEMA National Risk Index composite score vs. the Maryland county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Anne Arundel County is led by Riverine Flooding (about $33.3M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Winter Weather carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Anne Arundel County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 2,824 claims and $53.1M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $18.8K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Anne Arundel County's 23 federal records stand 17% above the Maryland county mean of 19.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 81.9/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $74.7M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 9.5 times per year here, based on 181 historical events on record.

64 /100

Historical Activity Index

High historical activity

Anne Arundel County, MD · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
15/25

23 declarations (1.2x state county average of 20)

Major Disaster Share High
17/25

16 of 23 declarations are major disasters (70%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Anne Arundel County

FEMA NRI 8-hazard radar - Anne Arundel County

Anne Arundel County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 48, Tornado 48, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 43 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 43 8-hazard mean
Anne Arundel County NRI risk profile FIPS 24003 · displayed-hazard mean 43/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

70%

Major-heavy

NRI risk score

82

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Anne Arundel County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively High an average of 9.5 times per year
Lightning Relatively High an average of 40 times per year
Heat Wave Relatively Moderate 6.3 modeled event-days per year
Strong Wind Relatively High an average of 7.7 times per year
Hurricane Relatively Moderate roughly once every 11 years
Earthquake Relatively Low roughly once every 756 years
Tornado Relatively Moderate roughly once every 2 years
Riverine Flooding Relatively Moderate an average of 3.6 times per year
Landslide Relatively Low roughly once every 5 years
Hail Relatively Moderate an average of 3.4 times per year
Drought Relatively Moderate 4.5 modeled event-days per year
Coastal Flooding Relatively Moderate an average of 3.7 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Cold Wave Relatively Moderate an average of 1.2 times per year
Wildfire Very Low roughly once every 11,022 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Snowstorm 7
Hurricane 6
Flood 4
Severe Storm 3
Biological 2
Winter Storm 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Anne Arundel County's record, 30% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 69.6%

of all 23 declarations

Emergency - 7 30.4%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2016 1
2013 2
2012 1
2011 1
2010 2
2005 1
2003 2
2000 1
1999 1
1996 1
1994 1
1993 1
1979 1
Show 4 earlier declaration years
1977 1
1976 1
1972 1
1971 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3634 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4491 COVID-19 PANDEMIC DR Biological 2020-03-26
3430 COVID-19 EM Biological 2020-03-13
4261 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2016-03-04
4091 HURRICANE SANDY DR Hurricane 2012-11-20
3349 HURRICANE SANDY EM Hurricane 2012-10-28
4038 REMNANTS OF TROPICAL STORM LEE DR Flood 2011-10-05
3335 HURRICANE IRENE EM Hurricane 2011-08-27
1910 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-05-06
1875 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-02-19
3251 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1492 HURRICANE ISABEL DR Hurricane 2003-09-19
3179 SNOW EM Severe Storm 2003-03-14
1324 SEVERE WINTER STORM DR Severe Storm 2000-04-10
1303 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-24
1081 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-11
1016 SEVERE WINTER WEATHER AND ICE STORMS DR Snowstorm 1994-03-16
3100 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
601 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1979-09-14
524 ICE CONDITIONS DR Snowstorm 1977-01-26
Show 3 earlier declaration records
DR# Title Type Incident Date
489 HEAVY RAINS & FLOODING DR Flood 1975-10-04
341 TROPICAL STORM AGNES DR Flood 1972-06-23
309 SEVERE STORMS & FLOODING DR Flood 1971-08-17

Storm Events in Maryland

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Anne Arundel County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,959 6 43 $102.0M
Winter Weather 1,341 4 26 $95.0K
Flood 1,089 1 0 $1.4M
Flash Flood 790 9 4 $96.3M
Dense Fog 513 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2,824

Total Paid

$53.1M

Avg Per Claim

$18.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 81.9/100

Expected Annual Loss

Relatively Moderate

$74.7M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Relatively High
Lightning Relatively High
Heat Wave Relatively Moderate
Strong Wind Relatively High
Hurricane Relatively Moderate
Earthquake Relatively Low
Tornado Relatively Moderate
Riverine Flooding Relatively Moderate
Landslide Relatively Low
Hail Relatively Moderate
Drought Relatively Moderate
Coastal Flooding Relatively Moderate
Ice Storm Relatively Moderate
Cold Wave Relatively Moderate
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

For Anne Arundel County the two measures on this page point the same way: Winter Weather is the county's highest-rated modeled hazard (Relatively High), and Snowstorm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Anne Arundel County's closest FEMA peer: Cedar County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Anne Arundel County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Anne Arundel County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Anne Arundel County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Anne Arundel County's NFIP claims file (2,824 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Anne Arundel County?
The most common disaster type in Anne Arundel County is Snowstorm, with 7 declarations. Other disaster types include Hurricane (6), Flood (4), Severe Storm (3).
How does Anne Arundel County's FEMA declaration record compare with the Maryland average?
FEMA lists 23 declaration records for Anne Arundel County. That is 17% above the Maryland county mean of 19.6. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Anne Arundel County received?
Anne Arundel County has received 16 major disaster declarations, representing 70% of all 23 disaster declarations.
How many flood insurance claims has Anne Arundel County filed?
Anne Arundel County has 2,824 National Flood Insurance Program (NFIP) claims totaling $53.1M in payments, with an average of $18.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Anne Arundel County?
No. In Anne Arundel County, Winter Weather has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $33.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Anne Arundel County?
The most active year for disaster declarations in Anne Arundel County was 2003, with 2 declarations. The county has FEMA disaster data spanning 1971 to 2026.
What is the FEMA National Risk Index score for Anne Arundel County?
According to the FEMA National Risk Index, Anne Arundel County, Maryland has an overall risk score of 81.9 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $74.7M in annualized losses.
Which natural hazard poses the greatest risk to Anne Arundel County?
The top hazard flagged by FEMA's NRI for Anne Arundel County is Winter Weather (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 9.5 times per year, drawn from 181 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Anne Arundel County · vintage 2026-08-25 · Methodology · Maryland profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events