FEMA Records
28
High volume
Oklahoma · FEMA + NOAA + National Risk Index
Atoka County, OK
28 FEMA disaster declarations (1971-2023), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 28
- FEMA declarations
- 20
- Major disasters
- 30
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Atoka County has a nationally busy FEMA history: 28 declarations, more than 81% of counties in this registry. But the state comparison tempers that reading: the total is 13% below the Oklahoma county mean. FEMA's separate National Risk Index places the county safer than 30%; that score models loss and vulnerability rather than counting declarations.
- Safer than 30%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 28
- FEMA declarations vs 21 national county avg
- 7
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 40005 · Atoka County 28 declarations · rank 568/3,266
DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 28
- MAJOR-MID 71%
- RANK-MID #568
- PHOTO-FINISH Loíza
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -13%
Nearest declaration peer: Loíza, PR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Oklahoma state profile
Atoka County among high-volume declaration counties
FEMA declaration records among Atoka County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Atoka · this county 28
Atoka · this county
28 declarations
- Hertford · near 28
Hertford · near
28 declarations
- Loíza · near 28
Loíza · near
28 declarations
- Maunabo · near 28
Maunabo · near
28 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Atoka County carries 28 FEMA declaration records, ranked 568 of 3,266 counties in this registry.
Where Atoka County ranks in the national declaration registry
Atoka County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Atoka County
28 Top 19% higher than 81% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Atoka County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Atoka County is led by Riverine Flooding (about $1.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Atoka County's hazard record show?
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 30.4/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $7.5M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 6.1 times per year here, based on 233 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 7 claims and $94.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Oklahoma county averages 32.2 federal declaration records, while Atoka County has 28. The gap is 13% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
67 /100
Historical Activity Index
High historical activity
Atoka County, OK · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
20/30
28 OpenFEMA declarations, full ingest window (1.4x national county average)
County Disaster Density Moderate
11/25
28 declarations (0.9x state county average of 32)
Major Disaster Share High
18/25
20 of 28 declarations are major disasters (71%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Atoka County
FEMA NRI 8-hazard radar - Atoka County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
71%
Major-heavy
NRI risk score
30
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Atoka County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively High | an average of 6.1 times per year |
| Ice Storm | Relatively High | an average of 1.5 times per year |
| Wildfire | Relatively Low | roughly once every 98 years |
| Drought | Relatively Moderate | 41 modeled event-days per year |
| Heat Wave | Relatively Low | 21 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 1 years |
| Landslide | Very Low | roughly once every 2 years |
| Winter Weather | Relatively Low | an average of 5.2 times per year |
| Hurricane | Very Low | roughly once every 108 years |
| Earthquake | Very Low | roughly once every 685 years |
| Cold Wave | Relatively Low | an average of 1.3 times per year |
| Lightning | Relatively Low | an average of 58 times per year |
| Strong Wind | Relatively Low | an average of 3 times per year |
| Riverine Flooding | Very Low | roughly once every 1 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 14
Severe Ice Storm 6
Biological 2
Tornado 2
Flood 2
Fire 1
Hurricane 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Atoka County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 20 71.4%
of all 28 declarations
Emergency - 8 28.6%
of all 28 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2023 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2015 | 1 | |
| 2013 | 1 | |
| 2011 | 2 | |
| 2010 | 1 | |
| 2008 | 1 | |
| 2007 | 4 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2001 | 3 | |
| 1995 | 1 | |
| 1993 | 1 | |
Show 5 earlier declaration years
| 1990 | 1 | |
| 1982 | 1 | |
| 1973 | 1 | |
| 1972 | 1 | |
| 1971 | 1 | |
Disaster Declarations
How the 28 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 28 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4721 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-07-19 |
| 4587 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-24 |
| 3555 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-17 |
| 4530 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3462 | COVID-19 | EM | Biological | 2020-03-13 |
| 4453 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2019-07-12 |
| 4222 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2015-05-26 |
| 4117 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Tornado | 2013-05-20 |
| 1970 | SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2011-04-22 |
| 3316 | SEVERE WINTER STORM | EM | Severe Storm | 2011-02-02 |
| 3308 | SEVERE WINTER STORM | EM | Severe Storm | 2010-01-30 |
| 3280 | SEVERE WINTER STORMS | EM | Severe Ice Storm | 2007-12-10 |
| 1712 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2007-07-07 |
| 1707 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2007-06-07 |
| 1678 | SEVERE WINTER STORMS | DR | Severe Storm | 2007-02-01 |
| 3272 | SEVERE WINTER STORMS AND FLOODING | EM | Severe Ice Storm | 2007-01-14 |
| 1623 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-10 |
| 3219 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1384 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2001-06-29 |
| 1355 | SEVERE WINTER ICE STORM | DR | Severe Ice Storm | 2001-01-05 |
Show 8 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3158 | SEVERE WINTER AND ICE STORM | EM | Severe Ice Storm | 2000-12-28 |
| 1058 | TORNADOES, SEVERE STORMS AND FLOODING | DR | Tornado | 1995-06-26 |
| 991 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1993-05-12 |
| 866 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-05-18 |
| 649 | SEVERE STORMS & FLOODING | DR | Flood | 1981-11-04 |
| 392 | SEVERE STORMS, FLOODING, & TORNADOES | DR | Severe Storm | 1973-06-13 |
| 317 | SEVERE STORMS & FLOODING | DR | Flood | 1972-01-14 |
| 297 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1970-10-14 |
Storm Events in Oklahoma
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Atoka County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 5,894 | 0 | 1 | $19.8M |
| Thunderstorm Wind | 5,592 | 6 | 36 | $199.5M |
| Drought | 2,935 | 0 | 0 | $0 |
| Heat | 2,134 | 7 | 428 | $0 |
| Excessive Heat | 1,771 | 2 | 401 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
7
Total Paid
$94.8K
Avg Per Claim
$13.5K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 30.4/100
Expected Annual Loss
Very Low
$7.5M/year
Social Vulnerability
Relatively High
Community Resilience
Very Low
Hazard Risk Breakdown
Hail Relatively High
Ice Storm Relatively High
Wildfire Relatively Low
Drought Relatively Moderate
Heat Wave Relatively Low
Tornado Relatively Low
Landslide Very Low
Winter Weather Relatively Low
Hurricane Very Low
Earthquake Very Low
Cold Wave Relatively Low
Lightning Relatively Low
Strong Wind Relatively Low
Riverine Flooding Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
For Atoka County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Atoka County's closest FEMA peer: Copiah County, MS
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Atoka County. Record similarity, not a safety rating.
Closest declaration profiles
Atoka County shows 28 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Atoka County: 20 of 28 of its declarations are Major.
Similar modeled NRI score
Atoka County: NRI composite 30.4 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Atoka County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Atoka County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 30.4 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 28. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 28 FEMA declarations, Atoka County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Atoka County?
The most common disaster type in Atoka County is Severe Storm, with 14 declarations. Other disaster types include Severe Ice Storm (6), Biological (2), Tornado (2).
How does Atoka County's FEMA declaration record compare with the Oklahoma average?
The typical Oklahoma county has 32.2 FEMA declaration records; Atoka County has 28, or 13% fewer. Against the national county mean of 20.7, this county's total is 35% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Atoka County received?
Atoka County has received 20 major disaster declarations, representing 71% of all 28 disaster declarations.
How many flood insurance claims has Atoka County filed?
Atoka County has 7 National Flood Insurance Program (NFIP) claims totaling $94.8K in payments, with an average of $13.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Atoka County?
No. In Atoka County, Hail has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $1.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Atoka County?
The most active year for disaster declarations in Atoka County was 2007, with 4 declarations. The county has FEMA disaster data spanning 1971 to 2023.
What is the FEMA National Risk Index score for Atoka County?
According to the FEMA National Risk Index, Atoka County, Oklahoma has an overall risk score of 30.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.5M in annualized losses.
Which natural hazard poses the greatest risk to Atoka County?
Based on FEMA NRI data, the highest-risk natural hazard in Atoka County is Hail (risk rating: Relatively High). Other significant hazards include Ice Storm (Relatively High) and Wildfire (Relatively Low). FEMA's modeled event frequency puts hail here at an average of 6.1 times per year, drawn from 233 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Atoka County · vintage 2026-08-25 · Methodology · Oklahoma profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events