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Pennsylvania · FEMA + NOAA + National Risk Index

Beaver County, PA

15 FEMA disaster declarations (1972-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

15
FEMA declarations
10
Major disasters
75
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Beaver County has a nationally busy FEMA history: 15 declarations, more than 23% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Pennsylvania county mean. FEMA's separate National Risk Index places the county in the riskiest 25%; that score models loss and vulnerability rather than counting declarations.

Riskiest 25%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
832
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Beaver County compare?

Beaver County vs. all counties in this dataset

FEMA disaster declarations, all-time

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Beaver County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Pennsylvania county average

0/100100/100Pennsylvania avg67/10075.3/100
FEMA National Risk Index composite score vs. the Pennsylvania county average

What does Beaver County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 832 claims and $13.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $16.5K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Pennsylvania county averages 18.6 federal declaration records, while Beaver County has 15. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 75.3/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $35.5M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Among the 18 modeled hazards, Riverine Flooding carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.7 times per year here, based on 75 historical events on record.

Declaration frequency

Nationally, Beaver County's 15 FEMA records form a high-volume history; within Pennsylvania, however, the count is 19% below the county mean. 10 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 3 times. The full 48-year record averages 0.3 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

53 /100

Historical Activity Index

High historical activity

Beaver County, PA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
10/25

15 declarations (0.8x state county average of 19)

Major Disaster Share High
17/25

10 of 15 declarations are major disasters (67%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Beaver County

Historical Declaration Activity

Activity Band

High

vs. Pennsylvania Avg

-19%

State avg: 18.6

vs. National Avg

-28%

National avg: 20.7

Avg Per Year

0.3

Over 48 years

FEMA NRI 8-hazard radar - Beaver County

Beaver County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 25, Wildfire 8, Drought 0, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Beaver County NRI risk profile FIPS 42007 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

67%

Major-heavy

NRI risk score

75

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Beaver County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Riverine Flooding Relatively Moderate an average of 2.7 times per year
Landslide Relatively Low roughly once every 1 years
Strong Wind Relatively Moderate an average of 2.5 times per year
Lightning Relatively Moderate an average of 41 times per year
Hail Relatively Moderate an average of 4.1 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Tornado Relatively Low roughly once every 5 years
Earthquake Very Low roughly once every 2,004 years
Hurricane Very Low roughly once every 42 years
Heat Wave Relatively Low 1.9 modeled event-days per year
Winter Weather Relatively Low an average of 11 times per year
Wildfire Very Low roughly once every 23,953 years
Avalanche Very Low roughly once every 100 years
Cold Wave Very Low an average of 2.9 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 3
Snowstorm 3
Severe Storm 3
Flood 3
Biological 2
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Beaver County's record, 20% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 66.7%

of all 15 declarations

Emergency - 5 33.3%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2013 1
2010 1
2005 1
2004 2
1998 1
1996 2
1994 1
1993 1
1985 1
1977 1
1972 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4506 COVID-19 PANDEMIC DR Biological 2020-03-30
3441 COVID-19 EM Biological 2020-03-13
3356 HURRICANE SANDY EM Hurricane 2012-10-29
1898 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-04-16
3235 HURRICANE KATRINA EM Hurricane 2005-09-10
1557 TROPICAL DEPRESSION IVAN DR Hurricane 2004-09-19
1555 SEVERE STORMS AND FLOODING ASSOCIATED WITH TROPICAL DEPRESSION FRANCES DR Severe Storm 2004-09-19
1219 SEVERE STORMS, TORNADOES,AND FLOODING DR Severe Storm 1998-06-08
1120 FLOODING, SEVERE STORMS DR Flood 1996-06-18
1093 SEVERE STORMS AND FLOODING DR Flood 1996-01-21
1015 SEVERE WINTER STORMS DR Severe Storm 1994-03-10
3105 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
737 SEVERE STORMS, HIGH WINDS & TORNADOES DR Tornado 1985-06-03
3026 SNOWSTORMS EM Snowstorm 1977-01-29
340 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Pennsylvania

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Beaver County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,976 18 114 $115.5M
Flash Flood 2,288 23 8 $463.2M
Winter Weather 1,670 23 268 $566.0K
Hail 1,400 0 0 $2.6M
Winter Storm 881 14 17 $2.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

832

Total Paid

$13.7M

Avg Per Claim

$16.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 75.3/100

Expected Annual Loss

Relatively Low

$35.5M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Riverine Flooding Relatively Moderate
Landslide Relatively Low
Strong Wind Relatively Moderate
Lightning Relatively Moderate
Hail Relatively Moderate
Ice Storm Relatively Moderate
Tornado Relatively Low
Earthquake Very Low
Hurricane Very Low
Heat Wave Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Avalanche Very Low
Cold Wave Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Riverine Flooding

Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.

Worth noting for Beaver County: the model and the federal record do NOT point at the same hazard. Riverine Flooding carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Beaver County's closest FEMA peer: Harnett County, NC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Beaver County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Beaver County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Beaver County's NFIP claims file (832 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Beaver County?
The most common disaster type in Beaver County is Severe Storm, with 3 declarations. Other disaster types include Hurricane (3), Snowstorm (3), Flood (3).
How does Beaver County's FEMA declaration record compare with the Pennsylvania average?
The typical Pennsylvania county has 18.6 FEMA declaration records; Beaver County has 15, or 19% fewer. Against the national county mean of 20.7, this county's total is 28% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Beaver County received?
Beaver County has received 10 major disaster declarations, representing 67% of all 15 disaster declarations.
How many flood insurance claims has Beaver County filed?
Beaver County has 832 National Flood Insurance Program (NFIP) claims totaling $13.7M in payments, with an average of $16.5K per claim.
What was the worst year for disasters in Beaver County?
The most active year for disaster declarations in Beaver County was 1996, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2020.
What is the FEMA National Risk Index score for Beaver County?
According to the FEMA National Risk Index, Beaver County, Pennsylvania has an overall risk score of 75.3 out of 100 (Relatively Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $35.5M in annualized losses.
Which natural hazard poses the greatest risk to Beaver County?
The top hazard flagged by FEMA's NRI for Beaver County as of the latest release is Riverine Flooding (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts riverine flooding here at an average of 2.7 times per year, drawn from 75 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Beaver County

Against a Pennsylvania county mean of 19 declarations, Beaver County, PA records 15, or 19% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (10 of 15) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Pennsylvania overview
  • Nationally the county exceeds 23% of recorded county totals, but its own Pennsylvania benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.