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Ohio · FEMA + NOAA + National Risk Index

Belmont County, OH

22 FEMA disaster declarations (1972-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

22
FEMA declarations
17
Major disasters
75
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Belmont County. Its 22 FEMA declarations are 50% above the Ohio county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 25%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 25%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
653
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Belmont County compare?

Belmont County vs. all counties in this dataset

FEMA disaster declarations, all-time

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Belmont County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Ohio county average

0/100100/100Ohio avg55/10075.2/100
FEMA National Risk Index composite score vs. the Ohio county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Belmont County is led by Riverine Flooding (about $24.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Belmont County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 653 claims and $7.8M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $11.9K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Belmont County's 22 federal records stand 50% above the Ohio county mean of 14.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 75.2/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $29.2M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 43 times per year here, based on 155,973 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 22 entries for Belmont County, including 17 Major Disaster records, 50% above the Ohio county mean. Across the 48-year span, that works out to 0.5 declarations a year. Severe Storm leads the file with 10 entries. Declaration type records the federal action taken, not every assistance program approved.

67 /100

Historical Activity Index

High historical activity

Belmont County, OH · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Very High
19/25

22 declarations (1.5x state county average of 15)

Major Disaster Share Very High
19/25

17 of 22 declarations are major disasters (77%)

Hazard Diversity High
13/20

5 different disaster types declared in Belmont County

Historical Declaration Activity

Activity Band

High

vs. Ohio Avg

+50%

State avg: 14.6

vs. National Avg

+6%

National avg: 20.7

Avg Per Year

0.5

Over 48 years

FEMA NRI 8-hazard radar - Belmont County

Belmont County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Belmont County NRI risk profile FIPS 39013 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

77%

Mostly major

NRI risk score

75

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Belmont County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Relatively High an average of 43 times per year
Landslide Relatively Moderate an average of 1.3 times per year
Riverine Flooding Relatively Moderate an average of 3.4 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Hail Relatively Low an average of 3.1 times per year
Heat Wave Relatively Low 2.3 modeled event-days per year
Drought Relatively Low 6 modeled event-days per year
Tornado Relatively Low roughly once every 7 years
Hurricane Very Low roughly once every 68 years
Strong Wind Relatively Low an average of 1.8 times per year
Earthquake Very Low roughly once every 1,460 years
Wildfire Very Low roughly once every 9,298 years
Winter Weather Relatively Low an average of 9.5 times per year
Cold Wave Very Low an average of 2.6 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 7
Biological 2
Snowstorm 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Belmont County's record, 45% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 77.3%

of all 22 declarations

Emergency - 5 22.7%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2018 1
2012 2
2011 1
2005 2
2004 2
2003 1
1998 1
1996 2
1992 1
1990 1
1980 1
1978 1
1977 1
Show 2 earlier declaration years
1975 1
1972 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4507 COVID-19 PANDEMIC DR Biological 2020-03-31
3457 COVID-19 EM Biological 2020-03-13
4424 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Flood 2019-04-08
4360 SEVERE STORMS, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-17
4077 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-08-20
3346 SEVERE STORMS EM Severe Storm 2012-06-30
4002 SEVERE STORMS AND FLOODING DR Severe Storm 2011-07-13
3250 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1580 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2005-02-15
1556 SEVERE STORMS AND FLOODING DR Severe Storm 2004-09-19
1507 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2004-01-26
1453 SEVERE WINTER STORM AND RECORD/NEAR RECORD SNOW DR Severe Storm 2003-03-14
1227 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 1998-06-30
1122 FLOODING DR Flood 1996-06-24
1097 SEVERE STORMS AND FLOODING DR Flood 1996-01-27
951 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1992-08-04
870 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-06
630 SEVERE STORMS & FLOODING DR Flood 1980-08-23
3055 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-26
3029 SNOWSTORMS EM Snowstorm 1977-02-02
Show 2 earlier declaration records
DR# Title Type Incident Date
480 WINDS, TORNADOES, HEAVY RAINS & FLOODING DR Flood 1975-09-11
345 TROPICAL STORM AGNES DR Flood 1972-07-19

Storm Events in Ohio

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Belmont County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,938 6 39 $60.4M
Winter Weather 2,101 7 42 $3.3M
Hail 1,749 0 0 $673.5K
Flood 1,607 9 0 $84.5M
Flash Flood 1,089 9 7 $112.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

653

Total Paid

$7.8M

Avg Per Claim

$11.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 75.2/100

Expected Annual Loss

Relatively Low

$29.2M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Lightning Relatively High
Landslide Relatively Moderate
Riverine Flooding Relatively Moderate
Ice Storm Relatively Moderate
Hail Relatively Low
Heat Wave Relatively Low
Drought Relatively Low
Tornado Relatively Low
Hurricane Very Low
Strong Wind Relatively Low
Earthquake Very Low
Wildfire Very Low
Winter Weather Relatively Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

For Belmont County the two measures on this page point the same way: Lightning is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Belmont County's closest FEMA peer: Guam, GU

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Belmont County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Belmont County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Belmont County's NFIP claims file (653 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Belmont County?
The most common disaster type in Belmont County is Severe Storm, with 10 declarations. Other disaster types include Flood (7), Biological (2), Snowstorm (2).
How does Belmont County's FEMA declaration record compare with the Ohio average?
FEMA lists 22 declaration records for Belmont County. That is 50% above the Ohio county mean of 14.6. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Belmont County received?
Belmont County has received 17 major disaster declarations, representing 77% of all 22 disaster declarations.
How many flood insurance claims has Belmont County filed?
Belmont County has 653 National Flood Insurance Program (NFIP) claims totaling $7.8M in payments, with an average of $11.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Belmont County?
No. In Belmont County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $24.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Belmont County?
The most active year for disaster declarations in Belmont County was 1996, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2020.
What is the FEMA National Risk Index score for Belmont County?
According to the FEMA National Risk Index, Belmont County, Ohio has an overall risk score of 75.2 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $29.2M in annualized losses.
Which natural hazard poses the greatest risk to Belmont County?
FEMA's NRI data points to Belmont County as of the latest release is Lightning (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Moderate) and Riverine Flooding (Relatively Moderate). FEMA's modeled event frequency puts lightning here at an average of 43 times per year, drawn from 155,973 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Belmont County

Belmont County, OH has 22 federal declaration records, 50% more than the Ohio county mean of 15; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 17 of 22 records; the category describes past federal action, not the next likely hazard. Ohio overview
  • The state benchmark and national rank point the same way: this count tops the Ohio mean and the totals for 57% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.