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Minnesota · FEMA + NOAA + National Risk Index

Blue Earth County, MN

24 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

24
FEMA declarations
20
Major disasters
72
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Blue Earth County. Its 24 FEMA declarations are 35% above the Minnesota county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 28%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 28%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
92
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27013 · Blue Earth County 24 declarations · rank 1022/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 24
  • MAJOR-HEAVY 83%
  • RANK-LOWER #1,022
  • PHOTO-FINISH Eddy
  • NRI-LOW 72
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +35%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Blue Earth County in the declaration-count neighbourhood

FEMA declaration records among Blue Earth County and nearest peers by total count

declarations

What this shows Blue Earth County carries 24 FEMA declaration records, ranked 1022 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Blue Earth County's FEMA declaration count compares nationally

Blue Earth County vs. all counties in this dataset

FEMA disaster declarations, all-time · Blue Earth County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Blue Earth County's FEMA Risk Index score

0/100100/100Minnesota avg42/10072.2/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Blue Earth County is led by Riverine Flooding (about $11.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Blue Earth County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 92 paid claims, totaling $1.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Blue Earth County's 24 federal records stand 35% above the Minnesota county mean of 17.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 72.2/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $33.2M in annualized losses), and a Relatively Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 3.8 times per year here, based on 145 historical events on record.

73 /100

Historical Activity Index

High historical activity

Blue Earth County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
17/25

24 declarations (1.4x state county average of 18)

Major Disaster Share Very High
21/25

20 of 24 declarations are major disasters (83%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Blue Earth County

FEMA NRI 8-hazard radar - Blue Earth County

Blue Earth County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 48, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Blue Earth County NRI risk profile FIPS 27013 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

83%

Mostly major

NRI risk score

72

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Blue Earth County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 3.8 times per year
Winter Weather Relatively High an average of 21 times per year
Cold Wave Relatively High an average of 11 times per year
Hail Relatively Moderate an average of 4.8 times per year
Drought Relatively Moderate 13 modeled event-days per year
Tornado Relatively Moderate roughly once every 2 years
Heat Wave Relatively Low 5.2 modeled event-days per year
Landslide Relatively Low roughly once every 9 years
Riverine Flooding Relatively Low an average of 1.1 times per year
Ice Storm Relatively Low roughly once every 3 years
Wildfire Very Low roughly once every 9,014 years
Lightning Very Low an average of 37 times per year
Earthquake Very Low roughly once every 2,793 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 13
Severe Storm 3
Tornado 3
Biological 2
Hurricane 1
Severe Ice Storm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Blue Earth County's record, 54% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 20 83.3%

of all 24 declarations

Emergency - 4 16.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2019 1
2018 1
2017 1
2014 1
2011 2
2010 3
2005 1
1998 2
1997 2
1996 1
1993 1
1992 1
1976 1
Show 3 earlier declaration years
1969 1
1968 1
1965 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4797 SEVERE STORMS AND FLOODING DR Flood 2024-06-28
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4442 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-06-12
4390 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2018-09-05
4290 SEVERE STORMS AND FLOODING DR Flood 2016-11-02
4182 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2014-07-21
1982 SEVERE STORMS AND FLOODING DR Flood 2011-05-10
1941 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-13
1921 SEVERE STORMS, TORNADOES, AND FLOODING DR Tornado 2010-07-02
1900 FLOODING DR Flood 2010-04-19
3310 FLOODING EM Flood 2010-03-19
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1225 SEVERE STORMS, STRAIGHT LINE WINDS, AND TORNADOES DR Tornado 1998-06-23
1212 TORNADOES AND SEVERE STORMS DR Tornado 1998-04-01
1175 SEVERE FLOODING, HIGH WINDS,SEVERE STORMS DR Flood 1997-04-08
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
1116 FLOODING AND SEVERE STORMS DR Flood 1996-06-01
993 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-06-11
929 ICE STORM DR Severe Ice Storm 1991-12-26
Show 4 earlier declaration records
DR# Title Type Incident Date
3013 DROUGHT EM Drought 1976-06-17
255 FLOODING DR Flood 1969-04-18
249 HEAVY RAINS & FLOODING DR Flood 1968-08-15
188 FLOODING DR Flood 1965-04-11

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Blue Earth County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

92

Total Paid

$1.3M

Avg Per Claim

$14.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 72.2/100

Expected Annual Loss

Relatively Low

$33.2M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Relatively High
Winter Weather Relatively High
Cold Wave Relatively High
Hail Relatively Moderate
Drought Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Landslide Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Lightning Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Blue Earth County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Blue Earth County's closest FEMA peer: Lincoln County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Blue Earth County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Blue Earth County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Blue Earth County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Blue Earth County's NFIP claims file (92 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Blue Earth County?
The most common disaster type in Blue Earth County is Flood, with 13 declarations. Other disaster types include Severe Storm (3), Tornado (3), Biological (2).
How does Blue Earth County's FEMA declaration record compare with the Minnesota average?
FEMA lists 24 declaration records for Blue Earth County. That is 35% above the Minnesota county mean of 17.7. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Blue Earth County received?
Blue Earth County has received 20 major disaster declarations, representing 83% of all 24 disaster declarations.
How many flood insurance claims has Blue Earth County filed?
Blue Earth County has 92 National Flood Insurance Program (NFIP) claims totaling $1.3M in payments, with an average of $14.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Blue Earth County?
No. In Blue Earth County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $11.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Blue Earth County?
The most active year for disaster declarations in Blue Earth County was 2010, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Blue Earth County?
According to the FEMA National Risk Index, Blue Earth County, Minnesota has an overall risk score of 72.2 out of 100 (Relatively Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $33.2M in annualized losses.
Which natural hazard poses the greatest risk to Blue Earth County?
The top hazard flagged by FEMA's NRI for Blue Earth County is Strong Wind (risk rating: Relatively High). Other significant hazards include Winter Weather (Relatively High) and Cold Wave (Relatively High). FEMA's modeled event frequency puts strong wind here at an average of 3.8 times per year, drawn from 145 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Blue Earth County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events