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Minnesota · FEMA + NOAA + National Risk Index

Waseca County, MN

14 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

14
FEMA declarations
12
Major disasters
25
NRI risk · Very Low
Flood
Top hazard

The verdict

Waseca County has a nationally busy FEMA history: 14 declarations, more than 20% of counties in this registry. But the state comparison tempers that reading: the total is 21% below the Minnesota county mean. FEMA's separate National Risk Index places the county safer than 25%; that score models loss and vulnerability rather than counting declarations.

Safer than 25%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
14
FEMA declarations vs 21 national county avg
9
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27161 · Waseca County 14 declarations · rank 2507/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 14
  • MAJOR-HEAVY 86%
  • RANK-LOWER #2,507
  • PHOTO-FINISH Pulaski
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -21%

Nearest declaration peer: Pulaski, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Waseca County among counties with fewer federal records

FEMA declaration records among Waseca County and nearest peers by total count

declarations

What this shows Waseca County carries 14 FEMA declaration records, ranked 2507 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Waseca County versus quieter counties in this dataset

Waseca County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Waseca County

14 20th percentile higher than 20% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Waseca County's FEMA Risk Index score

0/100100/100Minnesota avg42/10024.7/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Waseca County is led by Riverine Flooding (about $3.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Waseca County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 24.7/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.0M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Very High community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 13 modeled event-days per year here, based on 343 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 9 claims and $111.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Waseca County has 14. The gap is 21% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

54 /100

Historical Activity Index

High historical activity

Waseca County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
10/30

14 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
10/25

14 declarations (0.8x state county average of 18)

Major Disaster Share Very High
21/25

12 of 14 declarations are major disasters (86%)

Hazard Diversity High
13/20

5 different disaster types declared in Waseca County

FEMA NRI 8-hazard radar - Waseca County

Waseca County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 16 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 16 8-hazard mean
Waseca County NRI risk profile FIPS 27161 · displayed-hazard mean 16/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

14

Low volume

Major Disaster share

86%

Mostly major

NRI risk score

25

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Waseca County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 13 modeled event-days per year
Strong Wind Relatively Moderate an average of 4 times per year
Hail Relatively Low an average of 5 times per year
Cold Wave Relatively Low an average of 10 times per year
Winter Weather Relatively Low an average of 21 times per year
Tornado Relatively Low roughly once every 3 years
Landslide Very Low roughly once every 17 years
Riverine Flooding Very Low roughly once every 2 years
Heat Wave Very Low 4.9 modeled event-days per year
Wildfire Very Low roughly once every 10,122 years
Ice Storm Very Low roughly once every 3 years
Earthquake Very Low roughly once every 2,809 years
Lightning Very Low an average of 39 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Severe Storm 4
Biological 2
Hurricane 1
Severe Ice Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Waseca County's record, 43% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 85.7%

of all 14 declarations

Emergency - 2 14.3%

of all 14 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2019 1
2017 1
2014 1
2011 1
2005 1
1997 2
1996 1
1993 1
1992 1
1965 1

Disaster Declarations

How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4797 SEVERE STORMS AND FLOODING DR Flood 2024-06-28
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4442 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-06-12
4290 SEVERE STORMS AND FLOODING DR Flood 2016-11-02
4182 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2014-07-21
1941 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-13
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
1151 SEVERE ICE STORM DR Severe Storm 1997-01-07
1116 FLOODING AND SEVERE STORMS DR Flood 1996-06-01
993 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-06-11
929 ICE STORM DR Severe Ice Storm 1991-12-26
188 FLOODING DR Flood 1965-04-11

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Waseca County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

9

Total Paid

$111.2K

Avg Per Claim

$12.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 24.7/100

Expected Annual Loss

Very Low

$9.0M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Drought Relatively Moderate
Strong Wind Relatively Moderate
Hail Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Tornado Relatively Low
Landslide Very Low
Riverine Flooding Very Low
Heat Wave Very Low
Wildfire Very Low
Ice Storm Very Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Waseca County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Waseca County's closest FEMA peer: Pulaski County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Waseca County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Waseca County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Waseca County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 14 FEMA declarations, Waseca County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Waseca County?
The most common disaster type in Waseca County is Flood, with 6 declarations. Other disaster types include Severe Storm (4), Biological (2), Hurricane (1).
How does Waseca County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Waseca County has 14, or 21% fewer. Against the national county mean of 20.7, this county's total is 32% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Waseca County received?
Waseca County has received 12 major disaster declarations, representing 86% of all 14 disaster declarations.
How many flood insurance claims has Waseca County filed?
Waseca County has 9 National Flood Insurance Program (NFIP) claims totaling $111.2K in payments, with an average of $12.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Waseca County?
No. In Waseca County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Waseca County?
The most active year for disaster declarations in Waseca County was 1997, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Waseca County?
According to the FEMA National Risk Index, Waseca County, Minnesota has an overall risk score of 24.7 out of 100 (Very Low). The county's social vulnerability rating is Relatively Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Very Low, representing $9.0M in annualized losses.
Which natural hazard poses the greatest risk to Waseca County?
FEMA's NRI data points to Waseca County is Drought (risk rating: Relatively Moderate). Other significant hazards include Strong Wind (Relatively Moderate) and Hail (Relatively Low). FEMA's modeled event frequency puts drought here at 13 modeled event-days per year, drawn from 343 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Waseca County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events