FEMA Records
7
Low volume
Illinois · FEMA + NOAA + National Risk Index
Bond County, IL
7 FEMA disaster declarations (2002-2022), with a FEMA National Risk Index rating of Very Low. Most common hazard: Biological.
- 7
- FEMA declarations
- 4
- Major disasters
- 36
- NRI risk · Very Low
- Biological
- Top hazard
The verdict
Start with the local benchmark for Bond County: 7 FEMA declaration records are 46% below the Illinois county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 36%.
- Safer than 36%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 7
- FEMA declarations vs 21 national county avg
- 6
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 17005 · Bond County 7 declarations · rank 3090/3,266
DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW
- DECL-LIGHT 7
- MAJOR-MID 57%
- RANK-LOWER #3,090
- PHOTO-FINISH Clinton
- NRI-LOW Very Low
- ACT-MODERATE Moderate
- TYPE-LEAD Biological
- VS-ST-BELOW -46%
Nearest declaration peer: Clinton, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile
Bond County among counties with fewer federal records
FEMA declaration records among Bond County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bond · this county 7
Bond · this county
7 declarations
- Clinton · near 7
Clinton · near
7 declarations
- Lea · near 7
Lea · near
7 declarations
- Marinette · near 7
Marinette · near
7 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Bond County carries 7 FEMA declaration records, ranked 3090 of 3,266 counties in this registry.
Bond County versus quieter counties in this dataset
Bond County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Bond County
7 4th percentile higher than 4% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Bond County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Bond County is led by Riverine Flooding (about $3.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Earthquake carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Bond County's hazard record show?
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 36.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $11.2M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Earthquake, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 182 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 6 claims and $282.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Illinois county averages 12.9 federal declaration records, while Bond County has 7. The gap is 46% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
39 /100
Historical Activity Index
Moderate historical activity
Bond County, IL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
5/30
7 OpenFEMA declarations, full ingest window (0.3x national county average)
County Disaster Density Moderate
7/25
7 declarations (0.5x state county average of 13)
Major Disaster Share High
14/25
4 of 7 declarations are major disasters (57%)
Hazard Diversity High
13/20
5 different disaster types declared in Bond County
FEMA NRI 8-hazard radar - Bond County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
57%
Major-heavy
NRI risk score
36
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Bond County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Earthquake | Relatively Low | roughly once every 182 years |
| Landslide | Relatively Low | roughly once every 5 years |
| Heat Wave | Relatively Low | 10 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 3 years |
| Hail | Relatively Low | an average of 4.6 times per year |
| Drought | Relatively Low | 1.7 modeled event-days per year |
| Cold Wave | Relatively Low | an average of 1.7 times per year |
| Strong Wind | Relatively Low | an average of 6.1 times per year |
| Lightning | Relatively Low | an average of 50 times per year |
| Winter Weather | Relatively Low | an average of 8.1 times per year |
| Riverine Flooding | Very Low | roughly once every 1 years |
| Hurricane | Very Low | roughly once every 58 years |
| Ice Storm | Very Low | an average of 1.1 times per year |
| Wildfire | Very Low | roughly once every 15,533 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Tornado 2
Biological 2
Snowstorm 1
Severe Ice Storm 1
Hurricane 1
What Biological declarations mean here
Biological is the most frequent declaration type on Bond County's record, 29% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.
This has a direct consequence for how Bond County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 4 57.1%
of all 7 declarations
Emergency - 3 42.9%
of all 7 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2022 | 1 | |
| 2020 | 2 | |
| 2011 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2002 | 1 | |
Disaster Declarations
How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3577 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | EM | Tornado | 2021-12-13 |
| 4489 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3435 | COVID-19 | EM | Biological | 2020-03-13 |
| 1960 | SEVERE WINTER STORM AND SNOWSTORM | DR | Snowstorm | 2011-03-17 |
| 1681 | SEVERE WINTER STORM | DR | Severe Ice Storm | 2007-02-09 |
| 3230 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 1416 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Tornado | 2002-05-21 |
Storm Events in Illinois
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Bond County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 7,218 | 9 | 67 | $46.0M |
| Hail | 3,195 | 0 | 0 | $27.1M |
| Winter Weather | 1,363 | 14 | 49 | $1.8M |
| Flood | 1,221 | 14 | 11 | $84.3M |
| Flash Flood | 1,133 | 11 | 3 | $1.1B |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
6
Total Paid
$282.2K
Avg Per Claim
$47.0K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 36.2/100
Expected Annual Loss
Very Low
$11.2M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively High
Hazard Risk Breakdown
Earthquake Relatively Low
Landslide Relatively Low
Heat Wave Relatively Low
Tornado Relatively Low
Hail Relatively Low
Drought Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Lightning Relatively Low
Winter Weather Relatively Low
Riverine Flooding Very Low
Hurricane Very Low
Ice Storm Very Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Earthquake
Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.
Worth noting for Bond County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Bond County's closest FEMA peer: Luna County, NM
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Bond County. Record similarity, not a safety rating.
Closest declaration profiles
Bond County shows 7 FEMA declarations, led by Biological.
Similar Major-disaster share
Bond County: 4 of 7 of its declarations are Major.
Similar modeled NRI score
Bond County: NRI composite 36.2 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Bond County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Bond County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 36.2 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 7. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
FEMA's National Risk Index flags Earthquake as the top modeled exposure here (Relatively Low); the guide explains how that model differs from declaration counts.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Bond County?
The most common disaster type in Bond County is Biological, with 2 declarations. Other disaster types include Tornado (2), Snowstorm (1), Severe Ice Storm (1).
How does Bond County's FEMA declaration record compare with the Illinois average?
The typical Illinois county has 12.9 FEMA declaration records; Bond County has 7, or 46% fewer. Against the national county mean of 20.7, this county's total is 66% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Bond County received?
Bond County has received 4 major disaster declarations, representing 57% of all 7 disaster declarations.
How many flood insurance claims has Bond County filed?
Bond County has 6 National Flood Insurance Program (NFIP) claims totaling $282.2K in payments, with an average of $47.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Bond County?
No. In Bond County, Earthquake has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Bond County?
The most active year for disaster declarations in Bond County was 2020, with 2 declarations. The county has FEMA disaster data spanning 2002 to 2022.
What is the FEMA National Risk Index score for Bond County?
According to the FEMA National Risk Index, Bond County, Illinois has an overall risk score of 36.2 out of 100 (Very Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $11.2M in annualized losses.
Which natural hazard poses the greatest risk to Bond County?
The top hazard flagged by FEMA's NRI for Bond County is Earthquake (risk rating: Relatively Low). Other significant hazards include Landslide (Relatively Low) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts earthquake here at roughly once every 182 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Bond County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events