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Illinois · FEMA + NOAA + National Risk Index

Fayette County, IL

8 FEMA disaster declarations (2002-2022), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Tornado.

8
FEMA declarations
5
Major disasters
49
NRI risk · Relatively Low
Tornado
Top hazard

The verdict

Start with the local benchmark for Fayette County: 8 FEMA declaration records are 38% below the Illinois county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 49%.

Safer than 49%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
8
FEMA declarations vs 21 national county avg
3
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 17051 · Fayette County 8 declarations · rank 3027/3,266

DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 8
  • MAJOR-MID 63%
  • RANK-LOWER #3,027
  • PHOTO-FINISH Marion
  • NRI-LOW 49
  • ACT-MODERATE Moderate
  • TYPE-LEAD Tornado
  • VS-ST-BELOW -38%

Nearest declaration peer: Marion, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile

Fayette County among counties with fewer federal records

FEMA declaration records among Fayette County and nearest peers by total count

declarations

What this shows Fayette County carries 8 FEMA declaration records, ranked 3027 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Fayette County versus quieter counties in this dataset

Fayette County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Fayette County

8 6th percentile higher than 6% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Fayette County's FEMA Risk Index score

0/100100/100Illinois avg55/10048.8/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Fayette County is led by Riverine Flooding (about $6.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Earthquake carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Fayette County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 48.8/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Relatively Low (roughly $15.1M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Earthquake, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 181 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 3 claims and $4.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Illinois county averages 12.9 federal declaration records, while Fayette County has 8. The gap is 38% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

43 /100

Historical Activity Index

Moderate historical activity

Fayette County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
6/30

8 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
8/25

8 declarations (0.6x state county average of 13)

Major Disaster Share High
16/25

5 of 8 declarations are major disasters (63%)

Hazard Diversity High
13/20

5 different disaster types declared in Fayette County

FEMA NRI 8-hazard radar - Fayette County

Fayette County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Fayette County NRI risk profile FIPS 17051 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

8

Low volume

Major Disaster share

63%

Major-heavy

NRI risk score

49

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Fayette County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Relatively Low roughly once every 181 years
Drought Relatively Moderate 1.7 modeled event-days per year
Landslide Relatively Low roughly once every 2 years
Heat Wave Relatively Low 9.9 modeled event-days per year
Cold Wave Relatively Low an average of 1.8 times per year
Strong Wind Relatively Moderate an average of 5.1 times per year
Hail Relatively Low an average of 3.6 times per year
Tornado Relatively Low roughly once every 2 years
Riverine Flooding Relatively Low roughly once every 1 years
Ice Storm Relatively Low roughly once every 1 years
Hurricane Very Low roughly once every 39 years
Lightning Relatively Low an average of 49 times per year
Winter Weather Relatively Low an average of 7.8 times per year
Wildfire Very Low roughly once every 15,632 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Tornado 3
Biological 2
Snowstorm 1
Severe Ice Storm 1
Hurricane 1

What Tornado declarations mean here

Tornado is the most frequent declaration type on Fayette County's record, 38% of its declarations, which is unusual: most counties file tornado damage under the broader Severe Storm category, so a tornado-led record generally means one or more damage paths severe enough to be named in their own right. Tornado damage is the most spatially concentrated of any hazard class here - total destruction along a narrow corridor with undamaged property either side, so county-level totals understate how severe the local impact was for the households actually in the path.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 5 62.5%

of all 8 declarations

Emergency - 3 37.5%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 2
2014 1
2011 1
2007 1
2005 1
2002 1

Disaster Declarations

How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3577 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES EM Tornado 2021-12-13
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
4157 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2013-11-26
1960 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-03-17
1681 SEVERE WINTER STORM DR Severe Ice Storm 2007-02-09
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1416 SEVERE STORMS, TORNADOES AND FLOODING DR Tornado 2002-05-21

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fayette County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3

Total Paid

$4.3K

Avg Per Claim

$1.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 48.8/100

Expected Annual Loss

Relatively Low

$15.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Earthquake Relatively Low
Drought Relatively Moderate
Landslide Relatively Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Moderate
Hail Relatively Low
Tornado Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Hurricane Very Low
Lightning Relatively Low
Winter Weather Relatively Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Fayette County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Tornado. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Fayette County's closest FEMA peer: Wichita County, KS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Fayette County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Fayette County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Fayette County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Earthquake as the top modeled exposure here (Relatively Low); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Fayette County?
The most common disaster type in Fayette County is Tornado, with 3 declarations. Other disaster types include Biological (2), Snowstorm (1), Severe Ice Storm (1).
How does Fayette County's FEMA declaration record compare with the Illinois average?
The typical Illinois county has 12.9 FEMA declaration records; Fayette County has 8, or 38% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Fayette County received?
Fayette County has received 5 major disaster declarations, representing 63% of all 8 disaster declarations.
How many flood insurance claims has Fayette County filed?
Fayette County has 3 National Flood Insurance Program (NFIP) claims totaling $4.3K in payments, with an average of $1.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fayette County?
No. In Fayette County, Earthquake has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $6.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fayette County?
The most active year for disaster declarations in Fayette County was 2020, with 2 declarations. The county has FEMA disaster data spanning 2002 to 2022.
What is the FEMA National Risk Index score for Fayette County?
According to the FEMA National Risk Index, Fayette County, Illinois has an overall risk score of 48.8 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $15.1M in annualized losses.
Which natural hazard poses the greatest risk to Fayette County?
Based on FEMA NRI data, the highest-risk natural hazard in Fayette County as of the latest release is Earthquake (risk rating: Relatively Low). Other significant hazards include Drought (Relatively Moderate) and Landslide (Relatively Low). FEMA's modeled event frequency puts earthquake here at roughly once every 181 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Fayette County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events