FEMA Records
6
Low volume
Colorado · FEMA + NOAA + National Risk Index
6 FEMA disaster declarations (2003-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Snowstorm.
The verdict
Start with the local benchmark for Broomfield County: 6 FEMA declaration records are 41% below the Colorado county mean, even though the count is higher than 3% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 35%.
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
Broomfield County vs. all counties in this dataset
FEMA disaster declarations, all-time
6 3rd percentile higher than 3% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
FEMA's modeled annual dollar loss for Broomfield County is led by Riverine Flooding (about $5.9M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
FEMA's data shows an elevated National Risk Index composite of 34.7/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $17.1M in annualized losses). Social vulnerability (Very Low) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 6.3 times per year here, based on 238 historical events on record.
The state comparison is the clearest context for Broomfield County's moderate federal record. Its 6 declarations sit 41% below the Colorado county mean, with 1 Major Disaster entries among them. 2 records concern Snowstorm, the file's most frequent incident type. Spread across 17 years, the registry rate is 0.4 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.
This county has a small entry in FEMA's NFIP paid-claims table: 20 claims and $178.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Colorado county averages 10.2 federal declaration records, while Broomfield County has 6. The gap is 41% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
Historical Activity Index
Moderate historical activity
Broomfield County, CO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
6 OpenFEMA declarations, full ingest window (0.3x national county average)
6 declarations (0.6x state county average of 10)
1 of 6 declarations are major disasters (17%)
4 different disaster types declared in Broomfield County
Activity Band
Moderate
vs. Colorado Avg
-41%
State avg: 10.2
vs. National Avg
-71%
National avg: 20.7
Avg Per Year
0.4
Over 17 years
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
FEMA Records
6
Low volume
Major Disaster share
17%
Few majors
NRI risk score
35
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively Moderate | an average of 6.3 times per year |
| Lightning | Relatively High | an average of 47 times per year |
| Winter Weather | Relatively Moderate | an average of 14 times per year |
| Wildfire | Relatively Low | roughly once every 1,303 years |
| Tornado | Relatively Low | roughly once every 33 years |
| Strong Wind | Relatively Moderate | an average of 1.2 times per year |
| Cold Wave | Relatively Low | an average of 1.2 times per year |
| Volcanic Activity | Very Low | roughly once every 10,000 years |
| Earthquake | Very Low | roughly once every 1,645 years |
| Ice Storm | Relatively Low | roughly once every 67 years |
| Riverine Flooding | Very Low | roughly once every 14 years |
| Heat Wave | Very Low | 0.9 modeled event-days per year |
| Drought | Very Low | 11 modeled event-days per year |
| Landslide | Very Low | roughly once every 106 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Snowstorm is the most frequent declaration type on Broomfield County's record, 33% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.
The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
of all 6 declarations
of all 6 declarations
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2013 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
How the 6 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 6 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4498 | COVID-19 PANDEMIC | DR | Biological | 2020-03-28 |
| 3436 | COVID-19 | EM | Biological | 2020-03-13 |
| 3365 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | EM | Flood | 2013-09-12 |
| 3270 | SNOW | EM | Snowstorm | 2007-01-07 |
| 3224 | HURRICANE KATRINA EVACUATION | EM | Coastal Storm | 2005-09-05 |
| 3185 | SNOW | EM | Snowstorm | 2003-04-09 |
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Broomfield County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 4,913 | 0 | 100 | $2.9B |
| Winter Weather | 2,620 | 3 | 23 | $22.5K |
| High Wind | 1,992 | 5 | 6 | $20.9M |
| Thunderstorm Wind | 1,741 | 2 | 11 | $5.4M |
| Winter Storm | 1,497 | 0 | 0 | $848.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
Total Claims
20
Total Paid
$178.9K
Avg Per Claim
$8.9K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
Overall Risk
Very Low
Score: 34.7/100
Expected Annual Loss
Relatively Low
$17.1M/year
Social Vulnerability
Very Low
Community Resilience
Very High
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
Worth noting for Broomfield County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Snowstorm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Broomfield County. Record similarity, not a safety rating.
Broomfield County shows 6 FEMA declarations, led by Snowstorm.
Broomfield County: 1 of 6 of its declarations are Major.
Broomfield County: NRI composite 34.7 (Very Low).
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Broomfield County - capture-dated entries only.
Understanding disaster data
FEMA's National Risk Index flags Hail as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Broomfield County
Against a Colorado county mean of 10 declarations, Broomfield County, CO records 6, or 41% fewer. PlainHazard classifies that historical total as moderate activity.
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.