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Oklahoma · FEMA + NOAA + National Risk Index

Caddo County, OK

44 FEMA disaster declarations (1982-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

44
FEMA declarations
35
Major disasters
63
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Caddo County. Its 44 FEMA declarations are 37% above the Oklahoma county mean and exceed the count for 98% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 37%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 37%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
44
FEMA declarations vs 21 national county avg
44
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 40015 · Caddo County 44 declarations · rank 58/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 44
  • MAJOR-HEAVY 80%
  • RANK-UPPER #58
  • PHOTO-FINISH Pasco
  • NRI-LOW 63
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +37%

Nearest declaration peer: Pasco, FL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Oklahoma state profile

Caddo County among high-volume declaration counties

FEMA declaration records among Caddo County and nearest peers by total count

declarations

What this shows Caddo County carries 44 FEMA declaration records, ranked 58 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Caddo County ranks in the national declaration registry

Caddo County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Caddo County

44 Top 2% higher than 98% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Caddo County's FEMA Risk Index score

0/100100/100Oklahoma avg56/10063.4/100
FEMA National Risk Index composite score vs. the Oklahoma county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Caddo County is led by Riverine Flooding (about $5.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Caddo County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 63.4/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $17.0M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here, based on 89 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 44 claims and $1.3M paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Caddo County's 44 federal records stand 37% above the Oklahoma county mean of 32.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

85 /100

Historical Activity Index

Very High historical activity

Caddo County, OK · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

44 OpenFEMA declarations, full ingest window (2.1x national county average)

County Disaster Density High
17/25

44 declarations (1.4x state county average of 32)

Major Disaster Share Very High
20/25

35 of 44 declarations are major disasters (80%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Caddo County

FEMA NRI 8-hazard radar - Caddo County

Caddo County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 48, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 32 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 32 8-hazard mean
Caddo County NRI risk profile FIPS 40015 · displayed-hazard mean 32/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

44

Very high volume

Major Disaster share

80%

Mostly major

NRI risk score

63

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Caddo County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.3 times per year
Drought Relatively Moderate 55 modeled event-days per year
Hail Relatively Moderate an average of 12 times per year
Wildfire Relatively Low roughly once every 234 years
Tornado Relatively Moderate an average of 1.4 times per year
Cold Wave Relatively Moderate an average of 1.8 times per year
Strong Wind Relatively Moderate an average of 5.8 times per year
Heat Wave Relatively Low 12 modeled event-days per year
Landslide Relatively Low roughly once every 3 years
Winter Weather Relatively Moderate an average of 9.3 times per year
Earthquake Very Low roughly once every 668 years
Riverine Flooding Relatively Low an average of 1.5 times per year
Lightning Relatively Low an average of 50 times per year
Hurricane Very Low roughly once every 110 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 19
Severe Ice Storm 11
Flood 6
Fire 3
Biological 2
Tornado 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Caddo County's record, 43% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 35 79.5%

of all 44 declarations

Emergency - 7 15.9%

of all 44 declarations

Fire Management - 2 4.5%

of all 44 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 3
2020 2
2019 1
2017 1
2016 3
2015 1
2011 2
2010 3
2008 3
2007 5
2006 3
2005 1
2003 1
2002 2
Show 8 earlier declaration years
2001 3
1999 1
1995 2
1993 1
1990 1
1987 2
1984 1
1982 1

Disaster Declarations

How the 44 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 44 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4791 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-06-14
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4575 SEVERE WINTER STORM DR Severe Ice Storm 2020-12-21
4530 COVID-19 PANDEMIC DR Biological 2020-04-05
3462 COVID-19 EM Biological 2020-03-13
4438 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-06-01
4315 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2017-05-26
4274 SEVERE STORMS AND FLOODING DR Flood 2016-07-15
4256 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2016-02-10
4247 SEVERE WINTER STORMS AND FLOODING DR Severe Ice Storm 2015-12-29
4222 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-05-26
1989 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-06-06
3316 SEVERE WINTER STORM EM Severe Storm 2011-02-02
1883 SEVERE WINTER STORM DR Severe Ice Storm 2010-03-05
1876 SEVERE WINTER STORM DR Severe Storm 2010-02-25
3308 SEVERE WINTER STORM EM Severe Storm 2010-01-30
1754 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2008-05-09
1735 SEVERE WINTER STORMS DR Severe Ice Storm 2007-12-18
3280 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-10
Show 24 earlier declaration records
DR# Title Type Incident Date
1718 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-08-24
1712 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2007-07-07
1707 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2007-06-07
1678 SEVERE WINTER STORMS DR Severe Storm 2007-02-01
3272 SEVERE WINTER STORMS AND FLOODING EM Severe Ice Storm 2007-01-14
2634 CEMENT FIRE FM Fire 2006-04-06
2624 STECKER FIRE FM Fire 2006-01-19
1623 EXTREME WILDFIRE THREAT DR Fire 2006-01-10
3219 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1452 SEVERE ICE STORM DR Severe Ice Storm 2003-02-04
1401 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-01
1395 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2001-10-25
1384 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2001-06-29
1355 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-05
1349 SEVERE STORMS AND FLOODING DR Severe Storm 2000-11-27
1272 OK, TORNADOES 5/3/99 DR Tornado 1999-05-04
1066 SEVERE STORMS AND FLOODING DR Severe Storm 1995-09-01
1058 TORNADOES, SEVERE STORMS AND FLOODING DR Tornado 1995-06-26
991 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-05-12
866 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-18
794 SEVERE STORMS & FLOODING DR Flood 1987-07-09
778 SEVERE STORMS & FLOODING DR Flood 1986-10-14
693 SEVERE STORMS & FLOODING DR Flood 1983-10-26
662 SEVERE STORMS & FLOODING DR Flood 1982-06-18

Storm Events in Oklahoma

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Caddo County.

Storm Type Events Fatalities Injuries Property Damage
Hail 5,894 0 1 $19.8M
Thunderstorm Wind 5,592 6 36 $199.5M
Drought 2,935 0 0 $0
Heat 2,134 7 428 $0
Excessive Heat 1,771 2 401 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

44

Total Paid

$1.3M

Avg Per Claim

$30.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 63.4/100

Expected Annual Loss

Relatively Low

$17.0M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Ice Storm Relatively High
Drought Relatively Moderate
Hail Relatively Moderate
Wildfire Relatively Low
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Landslide Relatively Low
Winter Weather Relatively Moderate
Earthquake Very Low
Riverine Flooding Relatively Low
Lightning Relatively Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Caddo County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Caddo County's closest FEMA peer: Volusia County, FL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Caddo County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Caddo County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Caddo County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 44 FEMA declarations, Caddo County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Caddo County?
The most common disaster type in Caddo County is Severe Storm, with 19 declarations. Other disaster types include Severe Ice Storm (11), Flood (6), Fire (3).
How does Caddo County's FEMA declaration record compare with the Oklahoma average?
FEMA lists 44 declaration records for Caddo County. That is 37% above the Oklahoma county mean of 32.2. Its count is also 112% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Caddo County received?
Caddo County has received 35 major disaster declarations, representing 80% of all 44 disaster declarations.
How many flood insurance claims has Caddo County filed?
Caddo County has 44 National Flood Insurance Program (NFIP) claims totaling $1.3M in payments, with an average of $30.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Caddo County?
No. In Caddo County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $5.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Caddo County?
The most active year for disaster declarations in Caddo County was 2007, with 5 declarations. The county has FEMA disaster data spanning 1982 to 2024.
What is the FEMA National Risk Index score for Caddo County?
According to the FEMA National Risk Index, Caddo County, Oklahoma has an overall risk score of 63.4 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $17.0M in annualized losses.
Which natural hazard poses the greatest risk to Caddo County?
FEMA's NRI data points to Caddo County is Ice Storm (risk rating: Relatively High). Other significant hazards include Drought (Relatively Moderate) and Hail (Relatively Moderate). FEMA's modeled event frequency puts ice storm here at an average of 1.3 times per year, drawn from 89 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Caddo County · vintage 2026-08-25 · Methodology · Oklahoma profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events