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North Carolina · FEMA + NOAA + National Risk Index

Caldwell County, NC

5 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Tropical Storm.

5
FEMA declarations
2
Major disasters
67
NRI risk · Relatively Low
Tropical Storm
Top hazard

FEMA's National Risk Index places Caldwell County in the top 33% of U.S. counties for overall natural-hazard risk, and its FEMA disaster-declaration count is higher than 72% of all 2,729 counties tracked.

How does Caldwell County compare?

Caldwell County
5
North Carolina county avg
4.8
National county avg
3.7

How disaster-prone is Caldwell County?

Caldwell County, North Carolina has recorded 5 FEMA disaster declarations between 2021 and 2026, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.0 declarations per year across a 5-year record, or roughly 5% above the North Carolina county average of 4.8 and 34% above the national county average of 3.7.

The dominant disaster type on record is Tropical Storm, with 2 of 5 declarations falling under this category. This county carries a high composite score on FEMA's National Risk Index, 67.4/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $25.0M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate.

Taken together, these indicators put Caldwell County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. North Carolina Avg

+5%

State avg: 4.8

vs. National Avg

+34%

National avg: 3.7

Avg Per Year

1.0

Over 5 years

FEMA NRI 8-hazard radar - Caldwell County

Caldwell County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 70. Overall composite 25 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 composite
Caldwell County NRI risk profile FIPS 37027 · composite 25/100 (Moderate)
How to read this radar

The radar plots Caldwell County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

5

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

37027

NC state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Tropical Storm 2
Winter Storm 1
Hurricane 1
Severe Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 3 60.0%

of all 5 declarations

Major Disaster - 2 40.0%

of all 5 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2023 1
2021 1

Disaster Declarations

DR# Title Type Incident Date
3637 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4827 TROPICAL STORM HELENE DR Tropical Storm 2024-09-28
3617 HURRICANE HELENE EM Tropical Storm 2024-09-26
3586 HURRICANE IAN EM Hurricane 2022-10-01
4588 TROPICAL STORM ETA DR Severe Storm 2021-03-03

Storm Events in North Carolina

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,857 11 60 $65.3M
Flash Flood 2,097 113 6 $2.4B
Hail 1,762 0 0 $122.5M
Winter Weather 1,359 6 2 $425.0K
Winter Storm 848 7 0 $11.1M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 67.4/100

Expected Annual Loss

Relatively Low

$25.0M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Ice Storm Relatively High
Earthquake Relatively Low
Strong Wind Relatively Moderate
Lightning Relatively Moderate
Hurricane Relatively Low
Tornado Relatively Low
Wildfire Very Low
Drought Relatively Low
Cold Wave Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Winter Weather Relatively Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in North Carolina

Frequently Asked Questions

How many natural disasters has Caldwell County, North Carolina had?
Caldwell County, North Carolina has received 5 FEMA disaster declarations from 2021 to 2026. Of these, 2 were major disaster declarations.
What is the most common disaster type in Caldwell County?
The most common disaster type in Caldwell County is Tropical Storm, with 2 declarations. Other disaster types include Winter Storm (1), Hurricane (1), Severe Storm (1).
How does Caldwell County's disaster risk compare to the North Carolina average?
Caldwell County has 5 disaster declarations, which is 5% higher than the North Carolina county average of 4.8 declarations. Compared to the national county average of 3.7, it is 34% higher.
How many major FEMA disaster declarations has Caldwell County received?
Caldwell County has received 2 major disaster declarations, representing 40% of all 5 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in North Carolina?
The most common storm types in North Carolina include Thunderstorm Wind (7,857 events), Flash Flood (2,097 events), Hail (1,762 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Caldwell County?
The most active year for disaster declarations in Caldwell County was 2024, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Caldwell County?
With 5 FEMA disaster declarations on record, Caldwell County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Caldwell County?
According to the FEMA National Risk Index, Caldwell County, North Carolina has an overall risk score of 67.4 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $25.0M in annualized losses.
Which natural hazard poses the greatest risk to Caldwell County?
Based on FEMA NRI data, the highest-risk natural hazard in Caldwell County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively High) and Earthquake (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Caldwell County

Caldwell County, NC has 5 FEMA disaster declarations on record, a moderate historical disaster load, 5% above the North Carolina county average.

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.