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Florida · FEMA + NOAA + National Risk Index

Calhoun County, FL

11 FEMA disaster declarations (2021–2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

11
FEMA declarations
5
Major disasters
45
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Calhoun County ranks safer than 45% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 95% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 11 federal disaster declarations recorded since 2021, most often hurricane, 186% above the national county average of 4.

Safer than 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
11
FEMA declarations vs 4 national county avg
6
hurricane declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Calhoun County compare?

Calhoun County vs. every U.S. county

FEMA disaster declarations, all-time

11 Top 5% higher than 95% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-20

Calhoun County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Florida county average

0/100100/100Florida avg76/10044.9/100
FEMA National Risk Index composite score vs. the Florida county average

How disaster-prone is Calhoun County?

Declaration frequency

Calhoun County, Florida has recorded 11 FEMA disaster declarations between 2021 and 2024, of which 5 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 3.7 declarations per year across a 3-year record, or roughly 2% below the Florida county average of 11.2 and 186% above the national county average of 3.8. The dominant disaster type on record is Hurricane, with 6 of 11 declarations falling under this category.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 44.9/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $10.6M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators place Calhoun County at a high relative risk level, its federal disaster history outpaces most of the country, and it is worth pairing that record with forward-looking hazard maps before making insurance or relocation decisions.

Risk Assessment

Risk Level

High

vs. Florida Avg

-2%

State avg: 11.2

vs. National Avg

+186%

National avg: 3.8

Avg Per Year

3.7

Over 3 years

FEMA NRI 8-hazard radar - Calhoun County

Calhoun County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 8, Hurricane 48, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. Overall composite 22 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 composite
Calhoun County NRI risk profile FIPS 12013 · composite 22/100 (Low)
How to read this radar

The radar plots Calhoun County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

11

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

12013

FL state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Hurricane 6
Tropical Storm 4
Fire 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 5 45.5%

of all 11 declarations

Emergency - 5 45.5%

of all 11 declarations

Fire Management - 1 9.1%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2024 4
2023 3
2022 3
2021 1

Disaster Declarations

DR# Title Type Incident Date
4828 HURRICANE HELENE DR Hurricane 2024-09-28
3615 TROPICAL STORM HELENE EM Tropical Storm 2024-09-24
4806 HURRICANE DEBBY DR Tropical Storm 2024-08-10
3605 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-03
4734 HURRICANE IDALIA DR Hurricane 2023-08-31
3596 TROPICAL STORM IDALIA EM Tropical Storm 2023-08-28
4680 HURRICANE NICOLE DR Hurricane 2022-12-13
4673 HURRICANE IAN DR Hurricane 2022-09-29
3584 TROPICAL STORM IAN EM Hurricane 2022-09-24
5426 CHIPOLA FIRE COMPLEX FM Fire 2022-03-06
3562 TROPICAL STORM FRED EM Hurricane 2021-08-16

Storm Events in Florida

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,945 21 52 $31.8M
Hail 1,205 0 0 $1.1M
Heavy Rain 1,059 2 3 $200.0K
Flood 976 15 0 $3.1B
Tropical Storm 874 107 6 $5.2B

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 44.9/100

Expected Annual Loss

Very Low

$10.6M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Relatively Moderate
Lightning Relatively Moderate
Wildfire Very Low
Strong Wind Relatively Moderate
Tornado Relatively Low
Drought Relatively Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Earthquake Very Low
Coastal Flooding Very Low
Landslide Very Low
Hail Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Florida

Frequently Asked Questions

How many natural disasters has Calhoun County, Florida had?
Calhoun County, Florida has received 11 FEMA disaster declarations from 2021 to 2024. Of these, 5 were major disaster declarations.
What is the most common disaster type in Calhoun County?
The most common disaster type in Calhoun County is Hurricane, with 6 declarations. Other disaster types include Tropical Storm (4), Fire (1).
How does Calhoun County's disaster risk compare to the Florida average?
Calhoun County has 11 disaster declarations, which is 2% lower than the Florida county average of 11.2 declarations. Compared to the national county average of 3.8, it is 186% higher.
How many major FEMA disaster declarations has Calhoun County received?
Calhoun County has received 5 major disaster declarations, representing 45% of all 11 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Florida?
The most common storm types in Florida include Thunderstorm Wind (5,945 events), Hail (1,205 events), Heavy Rain (1,059 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Calhoun County?
The most active year for disaster declarations in Calhoun County was 2024, with 4 declarations. The county has FEMA disaster data spanning 2021 to 2024.
What is the overall disaster risk level for Calhoun County?
Calhoun County has recorded 11 FEMA disaster declarations, a volume FEMA data classifies as high-risk, well above what most U.S. counties see over the same period.
What is the FEMA National Risk Index score for Calhoun County?
According to the FEMA National Risk Index, Calhoun County, Florida has an overall risk score of 44.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $10.6M in annualized losses.
Which natural hazard poses the greatest risk to Calhoun County?
Based on FEMA NRI data, the highest-risk natural hazard in Calhoun County is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively Moderate) and Wildfire (Very Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Calhoun County

Calhoun County, FL runs 2% below the Florida county average for federal disaster declarations (11 vs 11), a high historical load overall.

  • Its most common federal declaration type is major disaster (5 of 11) - know the hazards most likely here before they happen. Florida overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.