Gulf County, Florida

County storm and disaster record · FIPS 12045 · population 14,176 · 553 sq mi

NOAA's Storm Events Database holds 317 records for Gulf County, Florida from 1950 through June 30, 2026, on 224 days; the most frequent are severe thunderstorm wind events (79 records). The deadliest day on its record was October 10, 2018: hurricane (typhoon) and storm surge/tide records filed for Gulf County that day count 4 deaths across 2 records. FEMA has issued 47 declarations naming the county since 1975, 45 of them for natural hazards; the latest for a natural hazard was “Hurricane Helene” on September 28, 2024.

The record, 1950 to 2026

Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).

  • recorded, no damage figure
  • under $100,000
  • $100,000 or more
  • $1 million or more
  • $10 million or more, or a death
  • $100 million or more, or 10 deaths
  • a year's colour: its recorded damage or deaths
  • a year with a death
  • 1955: wind and hail recorded from 1955
  • 1996: all 48 event types from 1996
Storm records
317on 224 days, 1950 to June 30, 2026
Deaths recorded
125 injuries
Damage, 2025 dollars
$823Mas filed (scale steps before 1993)
Tornadoes
28strongest F2
FEMA declarations
47latest 2024

Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.

What hazards hit Gulf County most?

The most frequent records are severe thunderstorm wind events: 79 since 1960. The rank column places the county among Florida's counties by days with a record per 1,000 square miles of land over each hazard's complete period.

Gulf County: records by hazard, 1950 to June 30, 2026
HazardRecordsDaysFirst, lastKilledInjuredDamageRank in state
Severe thunderstorm wind 79 69 1960-2026 0 0 $1.6M 49 of 67
Drought 51 29 2011-2026 0 0 – 6 of 67
Hurricanes and tropical storms 51 33 1996-2024 4 0 $617M 6 of 67
Tornadoes 28 26 1954-2015 0 3 $5.6M 40 of 67
Floods 27 22 1998-2024 0 0 $198M 31 of 67
Hail 26 19 1976-2024 0 0 – 55 of 67
Heat 22 11 2023-2023 0 0 – 3 of 67
Rip currents and high surf 8 8 2003-2025 6 2 $8K 19 of 67
Extreme cold 6 3 2022-2026 0 0 $101K 31 of 67
Wildfires 5 5 1998-2000 0 0 – 24 of 67
Heavy rain 4 4 2009-2012 0 0 – 46 of 67
Winter storms 4 2 2014-2025 0 0 $1.2M 27 of 67
Fog, smoke and funnel clouds 3 3 2000-2001 0 0 – 56 of 67
Lightning 2 2 2010-2025 2 0 – 57 of 67
High wind and dust storms 1 1 2024-2024 0 0 $5K 47 of 67

Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.

How many tornadoes has Gulf County had?

NOAA records 28 tornadoes in Gulf County from 1954 to 2015, the strongest rated F2, with 0 deaths and 3 injuries recorded in the county. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.

Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 29 tornadoes whose track touched Gulf County since 1950 (NOAA's county records number 28: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 0 people.

Map of the strongest tornado tracks in Florida.

Every tornado record filed for Gulf County (28)
Every tornado recorded in Gulf County, newest first
DatePlaceCharacterKilledInjuredDamage
2015-08-08 Indian Pass, Gulf County EF0 0.45 mi x 50 yd 0 0 –
2013-11-26 Wewahitchka, Gulf County EF1 2.92 mi x 50 yd 0 0 $253K
2005-03-07 Wewahitchka, Gulf County F0 1 mi x 50 yd 0 0 $113K
2005-03-07 Port St Joe, Gulf County F0 0.2 mi x 50 yd 0 0 $227K
2004-09-15 Beacon Hill, Gulf County F0 3 mi x 100 yd 0 0 $39K
2003-04-25 Indian Pass, Gulf County F0 0.2 mi x 50 yd 0 0 $401K
2003-02-16 Port St Joe, Gulf County F0 0.2 mi x 75 yd 0 0 $401K
2000-03-16 Port St Joe, Gulf County F0 0.2 mi x 50 yd 0 0 $257K
1999-01-02 Wewahitchka, Gulf County F0 1 mi x 35 yd 0 0 $53K
1998-03-08 Beacon Hill, Gulf County F0 0.5 mi x 0 yd 0 0 $45K
1998-03-07 Port St Joe, Gulf County F0 0.7 mi x 0 yd 0 0 $63K
1997-11-13 Highland View, Gulf County F0 0.1 mi x 30 yd 0 0 $9K
1996-03-07 Wewahitchka, Gulf County F0 0.1 mi x 25 yd 0 0 $4K
1995-02-17 Wewahitchka, Gulf County F0 2 mi x 30 yd 0 0 –
1993-01-24 Port St. Joe, Gulf County F1 0.5 mi x 50 yd 0 2 $102K
1992-02-17 Gulf County F0 0.2 mi x 10 yd 0 0 $3K step
1992-02-17 Gulf County F1 1 mi x 50 yd 0 0 $25K step
1989-07-12 Gulf County F1 2 mi x 10 yd 0 0 $25K step
1980-01-23 Gulf County F0 0.3 mi x 17 yd 0 0 $3K step
1978-12-24 Gulf County F1 0.5 mi x 20 yd 0 0 $250K step
1976-03-09 Gulf County F0 0.5 mi x 33 yd 0 0 $25K step
1972-10-27 Gulf County F2 1 mi x 100 yd 0 1 $250K step
1972-03-02 Gulf County F1 1 mi x 20 yd 0 0 $3K step
1970-07-10 Gulf County 0 0 –
1967-12-10 Gulf County F2 0 0 $25K step
1960-09-15 Gulf County F0 0 0 –
1956-09-24 Gulf County F2 0 0 $25K step
1954-04-16 Gulf County 0 0 $250 step

A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.

Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.

When was the last damaging storm in Gulf County?

The most recent record with damage, injuries or deaths is the February 15, 2026 thunderstorm wind ($2,000 in damage in 2025 dollars).

The 12 most recent records kept for Gulf County
DateRecordCharacterKilledInjuredDamage
2026-06-01 DroughtGulf County · forecast zone Inland Gulf 0 0 –
2026-06-01 DroughtGulf County · forecast zone Coastal Gulf 0 0 –
2026-05-01 DroughtGulf County · forecast zone Inland Gulf 0 0 –
2026-05-01 DroughtGulf County · forecast zone Coastal Gulf 0 0 –
2026-04-01 DroughtGulf County · forecast zone Inland Gulf 0 0 –
2026-04-01 DroughtGulf County · forecast zone Coastal Gulf 0 0 –
2026-03-01 DroughtGulf County · forecast zone Inland Gulf 0 0 –
2026-03-01 DroughtGulf County · forecast zone Coastal Gulf 0 0 –
2026-02-15 Thunderstorm WindWewahitchka, Gulf County 50 kt wind 0 0 $2K
2026-02-01 DroughtGulf County · forecast zone Inland Gulf 0 0 –
2026-02-01 DroughtGulf County · forecast zone Coastal Gulf 0 0 –
2026-02-01 Extreme Cold/Wind ChillGulf County · forecast zone Inland Gulf 0 0 –

Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.

The deadliest and costliest records

Records with deaths or injuries in Gulf County, most deaths first
DateRecordCharacterKilledInjuredDamage
2018-10-10 Hurricane (Typhoon)Gulf County · forecast zone Coastal Gulf Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification ... 3 0 $118M
2010-07-12 Rip CurrentGulf County · forecast zone Coastal Gulf Three men became trapped in a rip current off St. Joseph State Park. All three were pulled from the water. Two were transported to area hospitals and one of those was unable to be revived. 1 2 –
2025-06-14 LightningStonemill Creek, Gulf County A 43 year old male was killed by a lightning strike in a boat while fishing. 1 0 –
2025-06-08 Rip CurrentGulf County · forecast zone Coastal Gulf A 47 year old male from Georgia drowned in a rip current near the 3800 block of Cape San Blas Road. 1 0 –
2020-07-15 Rip CurrentGulf County · forecast zone Coastal Gulf Several swimmers were caught by a rip current at the St. Joseph Peninsula State Park and taken 150 to 200 yards from shore. One 14 year old boy drowned as a result. 1 0 –
2018-10-10 Storm Surge/TideGulf County · forecast zone Coastal Gulf Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification ... 1 0 $118M
2018-06-03 Rip CurrentGulf County · forecast zone Coastal Gulf A 38 year old male went into the water to rescue his parents, who had been swept out by a rip current. His parents made it back in, but the son drowned. His body was recovered on a personal watercraft. Resuscitation by EMS and first responders was attempted with no success. Beach flags for the area were red, but there ... 1 0 –
2013-09-16 Rip CurrentGulf County · forecast zone Coastal Gulf A 45 year old male from Mississippi drowned off of Cape San Blas, likely due to rip currents. 1 0 –
The costliest records in Gulf County since 1993, damage in 2025 dollars
DateRecordCharacterKilledInjuredDamage
2018-10-10 Hurricane (Typhoon)Gulf County · forecast zone Inland Gulf 0 0 $294M
1998-03-10 FloodGulf County · forecast zone Gulf 0 0 $190M
2004-09-15 Hurricane (Typhoon)Gulf County · forecast zone Gulf 0 0 $47M
2005-07-09 Hurricane (Typhoon)Gulf County · forecast zone Gulf 0 0 $14M
2005-07-10 Storm Surge/TideGulf County · forecast zone Gulf 0 0 $13M
2005-04-01 FloodGulf County · forecast zone Gulf 0 0 $7.6M
2004-09-15 Storm Surge/TideGulf County · forecast zone Gulf 0 0 $4.7M
1998-09-28 Hurricane (Typhoon)Gulf County · forecast zone Gulf 0 0 $2.7M

Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $250K, in the dollars of the day) holds: October 27, 1972 (tornado, Gulf County); December 24, 1978 (tornado, Gulf County).

Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.

Is it getting more frequent?

Records per decade for Gulf County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).

Gulf County: records per decade (the 2020s to June 30, 2026)
Hazard1950s1960s1970s1980s1990s2000s2010s2020-26
Severe thunderstorm wind031511111929
Drought––––002922
Hurricanes and tropical storms––––325167
Tornadoes22529620
Floods––––16317
Hail001144610

Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).

What time of year?

Records by month in Gulf County. The two busiest months are in violet.

The values, month by month

Jan 23 · Feb 20 · Mar 34 · Apr 26 · May 25 · Jun 29 · Jul 25 · Aug 45 · Sep 40 · Oct 19 · Nov 12 · Dec 19 (records).

Source: NOAA NCEI Storm Events Database, records by the month they began.

Federal disaster declarations for Gulf County

FEMA's register lists 47 declarations that include Gulf County: 31 major disasters, 15 emergencies and one fire management assistance declaration. Most were for hurricane (26) and severe storm (7).

Declarations including Gulf County, newest first
DeclaredNumberTypeTitle
2024-09-28DR-4828HurricaneHurricane Helene
2024-09-24EM-3615Tropical StormTropical Storm Helene
2024-08-10DR-4806Tropical StormHurricane Debby
2024-08-03EM-3605Tropical StormTropical Storm Debby
2023-08-31DR-4734HurricaneHurricane Idalia
2023-08-28EM-3596Tropical StormTropical Storm Idalia
2022-12-13DR-4680HurricaneHurricane Nicole
2022-09-29DR-4673HurricaneHurricane Ian
2022-09-24EM-3584HurricaneTropical Storm Ian
2021-08-16EM-3562HurricaneTropical Storm Fred
2020-09-23DR-4564HurricaneHurricane Sally
2020-09-15EM-3546HurricaneHurricane Sally
2020-03-25DR-4486BiologicalCovid-19 Pandemic
2020-03-13EM-3432BiologicalCovid-19
2019-08-30EM-3419HurricaneHurricane Dorian
2018-10-11DR-4399HurricaneHurricane Michael
2018-10-09EM-3405HurricaneHurricane Michael
2017-09-10DR-4337HurricaneHurricane Irma
2017-09-05EM-3385HurricaneHurricane Irma
2012-10-18DR-4084HurricaneHurricane Isaac
2012-07-03DR-4068Severe StormTropical Storm Debby
2009-04-21DR-1831Severe StormSevere Storms, Flooding, Tornadoes, and Straight-Line Winds
2008-10-27DR-1806HurricaneHurricane Gustav
2008-08-24DR-1785Severe StormTropical Storm Fay
2008-08-21EM-3288Severe StormTropical Storm Fay
2005-09-05EM-3220HurricaneHurricane Katrina Evacuation
2005-08-28DR-1602HurricaneHurricane Katrina
2005-07-10DR-1595HurricaneHurricane Dennis
2004-09-16DR-1551HurricaneHurricane Ivan
2004-09-04DR-1545HurricaneHurricane Frances
2004-08-13DR-1539HurricaneTropical Storm Bonnie and Hurricane Charley
2000-10-03DR-1344Severe StormTropical Storm Helene
1999-04-27EM-3139FireFl-Fires 04/15/99
1999-04-17FM-2255FireFl-Fires 04/13/99
1998-09-28DR-1249HurricaneHurricane Georges
1998-09-25EM-3131HurricaneHurricane Grorges
1998-09-04DR-1241HurricaneHurricane Earl
1998-06-18DR-1223FireExtreme Fire Hazard
1998-01-06DR-1195Severe StormSevere Storms, High Winds, Tornadoes, and Flooding
1995-10-04DR-1069HurricaneHurricane Opal

The 40 most recent of 47 are listed; the CSV has every one.

Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.

How many floods has Gulf County had?

NOAA's Storm Events Database holds 27 flood or flash flood records for Gulf County from 1998 to 2024, on 22 days, with 0 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Gulf County ranks 215th of 2,942 U.S. counties.

Named storms on Gulf County's flood and tropical record
StormBeganRecordsDeaths in the county
Hurricane Michael2018-10-1034
Tropical Storm Helene2024-09-2610
Tropical Storm Fay2008-09-0110
Hurricane Katrina2005-08-2820
Hurricane Dennis2005-07-0920
Hurricane Ivan2004-09-1510
Hurricane Frances2004-09-1510
Hurricane Georges1998-09-2810
Hurricane Earl1998-09-0210

The National Flood Insurance Program has paid $94.7 million on 1,717 claims filed in Gulf County; the most in one year was 971 in 2018. Claims count insured losses only: uninsured flood damage is not in this file.

The values, year by year

1978: 1 · 1979: 2 · 1983: 1 · 1985: 95 · 1988: 1 · 1989: 1 · 1990: 7 · 1991: 1 · 1993: 9 · 1994: 36 · 1995: 253 · 1996: 2 · 1997: 2 · 1998: 111 · 1999: 3 · 2000: 1 · 2001: 4 · 2002: 3 · 2003: 2 · 2004: 14 · 2005: 142 · 2008: 4 · 2009: 7 · 2015: 5 · 2016: 6 · 2017: 3 · 2018: 971 · 2019: 1 · 2020: 15 · 2021: 3 · 2023: 1 · 2024: 10; the other years: 0.

Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.

FEMA's modeled risk for Gulf County

FEMA's National Risk Index rates Gulf County Relatively Low overall, with an expected annual loss of $17.3 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.

National Risk Index ratings for Gulf County (December 2025 release), by FEMA's rating, then score
HazardRisk ratingExpected annual lossModeled frequency
HurricaneRelatively High$12Monce in about 4 years (modeled)
LightningRelatively Moderate$501K87 a year (modeled)
Coastal FloodingRelatively Moderate$517K3.8 a year (modeled)
WildfireRelatively Low$202Konce in about 296 years (modeled)
Heat WaveRelatively Low$181K7 modeled event-days a year
TornadoRelatively Low$650Konce in about 3 years (modeled)
Cold WaveRelatively Low$457K1.4 a year (modeled)
Riverine FloodingVery Low$2.4Monce in about 2 years (modeled)

Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.

Counties that share a border with Gulf County

  1. Bay County 888
  2. Franklin County 343
  3. Gulf County 317
  4. Calhoun County 292
  5. Liberty County 219

Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.

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