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Georgia · FEMA + NOAA + National Risk Index

Charlton County, GA

21 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

21
FEMA declarations
7
Major disasters
27
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Charlton County. Its 21 FEMA declarations are 21% above the Georgia county mean and exceed the count for 52% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 27%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 27%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
39
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 13049 · Charlton County 21 declarations · rank 1472/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 21
  • MAJOR-LIGHT 33%
  • RANK-LOWER #1,472
  • PHOTO-FINISH Montgomery
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +21%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile

Charlton County in the declaration-count neighbourhood

FEMA declaration records among Charlton County and nearest peers by total count

declarations

What this shows Charlton County carries 21 FEMA declaration records, ranked 1472 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Charlton County's FEMA declaration count compares nationally

Charlton County vs. all counties in this dataset

FEMA disaster declarations, all-time · Charlton County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Charlton County's FEMA Risk Index score

0/100100/100Georgia avg40/10026.7/100
FEMA National Risk Index composite score vs. the Georgia county average

What does Charlton County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 26.7/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $5.4M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Very Low community-resilience score. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 91 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 39 claims and $1.2M paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Charlton County's 21 federal records stand 21% above the Georgia county mean of 17.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

56 /100

Historical Activity Index

High historical activity

Charlton County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
15/25

21 declarations (1.2x state county average of 17)

Major Disaster Share Moderate
8/25

7 of 21 declarations are major disasters (33%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Charlton County

FEMA NRI 8-hazard radar - Charlton County

Charlton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 48, Tornado 25, Wildfire 25, Drought 8, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Charlton County NRI risk profile FIPS 13049 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

33%

Mixed major share

NRI risk score

27

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Charlton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Moderate roughly once every 4 years
Wildfire Relatively Low roughly once every 363 years
Heat Wave Relatively Low 5 modeled event-days per year
Lightning Relatively Low an average of 77 times per year
Earthquake Very Low roughly once every 789 years
Tornado Relatively Low roughly once every 3 years
Ice Storm Very Low roughly once every 11 years
Drought Very Low 26 modeled event-days per year
Coastal Flooding Very Low roughly once every 83 years
Strong Wind Relatively Low an average of 1 time per year
Riverine Flooding Very Low roughly once every 4 years
Cold Wave Very Low an average of 1.3 times per year
Landslide Very Low roughly once every 10 years
Hail Very Low an average of 2 times per year
Winter Weather Very Low roughly once every 4 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Fire 4
Tropical Storm 3
Biological 2
Severe Storm 1
Snowstorm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Charlton County's federal record, 43% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 10 47.6%

of all 21 declarations

Major Disaster - 7 33.3%

of all 21 declarations

Fire Management - 4 19.0%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2024 4
2023 1
2020 2
2019 2
2017 4
2011 1
2007 2
2005 1
2004 1
1998 1
1993 1
1977 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4830 HURRICANE HELENE DR Hurricane 2024-09-30
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4821 TROPICAL STORM DEBBY DR Tropical Storm 2024-09-24
3607 HURRICANE DEBBY EM Tropical Storm 2024-08-05
4738 HURRICANE IDALIA DR Hurricane 2023-09-07
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
3422 HURRICANE DORIAN EM Hurricane 2019-09-01
3406 HURRICANE MICHAEL EM Hurricane 2018-10-10
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
5181 WEST MIMS FIRE FM Fire 2017-05-08
3379 HURRICANE MATTHEW EM Hurricane 2016-10-06
2920 RACEPOND WILDFIRE FM Fire 2011-06-15
2693 BUGABOO SCRUB FIRE FM Fire 2007-05-09
2685 SWEAT FARM ROAD FIRE FM Fire 2007-04-17
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1560 TROPICAL STORM FRANCES DR Hurricane 2004-09-24
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
3097 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
Show 1 earlier declaration records
DR# Title Type Incident Date
3044 DROUGHT EM Drought 1977-07-20

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Charlton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

39

Total Paid

$1.2M

Avg Per Claim

$31.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 26.7/100

Expected Annual Loss

Very Low

$5.4M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Relatively Moderate
Wildfire Relatively Low
Heat Wave Relatively Low
Lightning Relatively Low
Earthquake Very Low
Tornado Relatively Low
Ice Storm Very Low
Drought Very Low
Coastal Flooding Very Low
Strong Wind Relatively Low
Riverine Flooding Very Low
Cold Wave Very Low
Landslide Very Low
Hail Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Charlton County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Charlton County's closest FEMA peer: Jefferson County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Charlton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Charlton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Charlton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 21 FEMA declarations, Charlton County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Charlton County?
The most common disaster type in Charlton County is Hurricane, with 9 declarations. Other disaster types include Fire (4), Tropical Storm (3), Biological (2).
How does Charlton County's FEMA declaration record compare with the Georgia average?
FEMA lists 21 declaration records for Charlton County. That is 21% above the Georgia county mean of 17.4. Its count is also 1% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Charlton County received?
Charlton County has received 7 major disaster declarations, representing 33% of all 21 disaster declarations.
How many flood insurance claims has Charlton County filed?
Charlton County has 39 National Flood Insurance Program (NFIP) claims totaling $1.2M in payments, with an average of $31.2K per claim.
What was the worst year for disasters in Charlton County?
The most active year for disaster declarations in Charlton County was 2017, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Charlton County?
According to the FEMA National Risk Index, Charlton County, Georgia has an overall risk score of 26.7 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.4M in annualized losses.
Which natural hazard poses the greatest risk to Charlton County?
The top hazard flagged by FEMA's NRI for Charlton County as of the latest release is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 91 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Charlton County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events