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Georgia · FEMA + NOAA + National Risk Index

Ware County, GA

24 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

24
FEMA declarations
11
Major disasters
49
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Ware County. Its 24 FEMA declarations are 38% above the Georgia county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 49%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 49%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
44
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Ware County compare?

Ware County vs. all counties in this dataset

FEMA disaster declarations, all-time

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Ware County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Georgia county average

0/100100/100Georgia avg40/10049.4/100
FEMA National Risk Index composite score vs. the Georgia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Ware County is led by Riverine Flooding (about $4.5M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Hurricane carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Ware County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 49.4/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $12.1M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 121 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 24 entries for Ware County, including 11 Major Disaster records, 38% above the Georgia county mean. Across the 47-year span, that works out to 0.5 declarations a year. Hurricane leads the file with 9 entries. Declaration type records the federal action taken, not every assistance program approved.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 44 claims and $286.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Ware County's 24 federal records stand 38% above the Georgia county mean of 17.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

65 /100

Historical Activity Index

High historical activity

Ware County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
17/25

24 declarations (1.4x state county average of 17)

Major Disaster Share Moderate
11/25

11 of 24 declarations are major disasters (46%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Ware County

Historical Declaration Activity

Activity Band

High

vs. Georgia Avg

+38%

State avg: 17.4

vs. National Avg

+16%

National avg: 20.7

Avg Per Year

0.5

Over 47 years

FEMA NRI 8-hazard radar - Ware County

Ware County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 48, Tornado 25, Wildfire 25, Drought 25, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Ware County NRI risk profile FIPS 13299 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

46%

Mixed major share

NRI risk score

49

Relatively Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ware County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Moderate roughly once every 4 years
Wildfire Relatively Low roughly once every 601 years
Earthquake Relatively Low roughly once every 711 years
Lightning Relatively Moderate an average of 75 times per year
Tornado Relatively Low roughly once every 2 years
Heat Wave Relatively Low 4.8 modeled event-days per year
Drought Relatively Low 26 modeled event-days per year
Riverine Flooding Relatively Low roughly once every 3 years
Strong Wind Relatively Low an average of 1.1 times per year
Winter Weather Very Low roughly once every 3 years
Landslide Very Low roughly once every 9 years
Cold Wave Very Low an average of 1.2 times per year
Hail Very Low an average of 1.9 times per year
Ice Storm Very Low roughly once every 67 years

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Fire 4
Tropical Storm 3
Biological 2
Severe Storm 2
Tornado 1
Snowstorm 1
Flood 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Ware County's federal record, 38% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 45.8%

of all 24 declarations

Emergency - 9 37.5%

of all 24 declarations

Fire Management - 4 16.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 4
2023 1
2020 2
2019 1
2017 6
2011 2
2009 1
2007 1
2005 1
2004 1
1998 1
1993 1
1991 1
1977 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4830 HURRICANE HELENE DR Hurricane 2024-09-30
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4821 TROPICAL STORM DEBBY DR Tropical Storm 2024-09-24
3607 HURRICANE DEBBY EM Tropical Storm 2024-08-05
4738 HURRICANE IDALIA DR Hurricane 2023-09-07
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
3406 HURRICANE MICHAEL EM Hurricane 2018-10-10
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
5181 WEST MIMS FIRE FM Fire 2017-05-08
4297 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Tornado 2017-01-26
4284 HURRICANE MATTHEW DR Hurricane 2016-10-08
3379 HURRICANE MATTHEW EM Hurricane 2016-10-06
2921 SWEAT FARM AGAIN FIRE FM Fire 2011-06-16
2920 RACEPOND WILDFIRE FM Fire 2011-06-15
1833 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-04-23
2685 SWEAT FARM ROAD FIRE FM Fire 2007-04-17
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1560 TROPICAL STORM FRANCES DR Hurricane 2004-09-24
Show 4 earlier declaration records
DR# Title Type Incident Date
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
3097 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
897 SEVERE STORMS & FLOODING DR Flood 1991-03-15
3044 DROUGHT EM Drought 1977-07-20

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ware County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

44

Total Paid

$286.6K

Avg Per Claim

$6.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 49.4/100

Expected Annual Loss

Very Low

$12.1M/year

Social Vulnerability

Relatively High

Community Resilience

Very High

Hazard Risk Breakdown

Hurricane Relatively Moderate
Wildfire Relatively Low
Earthquake Relatively Low
Lightning Relatively Moderate
Tornado Relatively Low
Heat Wave Relatively Low
Drought Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Low
Winter Weather Very Low
Landslide Very Low
Cold Wave Very Low
Hail Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Ware County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ware County's closest FEMA peer: Ellis County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ware County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ware County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Ware County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ware County?
The most common disaster type in Ware County is Hurricane, with 9 declarations. Other disaster types include Fire (4), Tropical Storm (3), Biological (2).
How does Ware County's FEMA declaration record compare with the Georgia average?
FEMA lists 24 declaration records for Ware County. That is 38% above the Georgia county mean of 17.4. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Ware County received?
Ware County has received 11 major disaster declarations, representing 46% of all 24 disaster declarations.
How many flood insurance claims has Ware County filed?
Ware County has 44 National Flood Insurance Program (NFIP) claims totaling $286.6K in payments, with an average of $6.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ware County?
No. In Ware County, Hurricane has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ware County?
The most active year for disaster declarations in Ware County was 2017, with 6 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Ware County?
According to the FEMA National Risk Index, Ware County, Georgia has an overall risk score of 49.4 out of 100 (Relatively Low). On social vulnerability the county rates Relatively High; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $12.1M in annualized losses.
Which natural hazard poses the greatest risk to Ware County?
FEMA's NRI data points to Ware County is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Earthquake (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 121 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Ware County

Ware County, GA has 24 federal declaration records, 38% more than the Georgia county mean of 17; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 11 of 24 records; the category describes past federal action, not the next likely hazard. Georgia overview
  • The state benchmark and national rank point the same way: this count tops the Georgia mean and the totals for 66% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.