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South Dakota · FEMA + NOAA + National Risk Index

Clark County, SD

22 FEMA disaster declarations (1976-2023), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

22
FEMA declarations
19
Major disasters
5
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Clark County. Its 22 FEMA declarations are 16% above the South Dakota county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 5%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 5%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
15
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 46025 · Clark County 22 declarations · rank 1290/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 22
  • MAJOR-HEAVY 86%
  • RANK-LOWER #1,290
  • PHOTO-FINISH Hardy
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +16%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Dakota state profile

Clark County in the declaration-count neighbourhood

FEMA declaration records among Clark County and nearest peers by total count

declarations

What this shows Clark County carries 22 FEMA declaration records, ranked 1290 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Clark County's FEMA declaration count compares nationally

Clark County vs. all counties in this dataset

FEMA disaster declarations, all-time · Clark County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Clark County's FEMA Risk Index score

0/100100/100South Dakota avg27/1004.5/100
FEMA National Risk Index composite score vs. the South Dakota county average

What does Clark County's hazard record show?

FEMA National Risk Index

This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 4.5/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $4.2M in annualized losses), and the county's exposure is shaped by a Very Low social-vulnerability profile and Relatively High community resilience. Even the county's top-rated hazard, Cold Wave, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 12 times per year here, based on 237 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 15 claims and $192.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Clark County's 22 federal records stand 16% above the South Dakota county mean of 19.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

70 /100

Historical Activity Index

High historical activity

Clark County, SD · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
14/25

22 declarations (1.2x state county average of 19)

Major Disaster Share Very High
22/25

19 of 22 declarations are major disasters (86%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Clark County

FEMA NRI 8-hazard radar - Clark County

Clark County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 8 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 8 8-hazard mean
Clark County NRI risk profile FIPS 46025 · displayed-hazard mean 8/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

86%

Mostly major

NRI risk score

5

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Clark County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Low an average of 12 times per year
Hail Relatively Low an average of 4.3 times per year
Wildfire Very Low roughly once every 1,057 years
Ice Storm Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 22 times per year
Tornado Very Low roughly once every 2 years
Landslide Very Low roughly once every 9 years
Heat Wave Very Low 3.2 modeled event-days per year
Strong Wind Very Low an average of 3.1 times per year
Riverine Flooding Very Low roughly once every 1 years
Earthquake Very Low roughly once every 3,584 years
Lightning Very Low an average of 34 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 9
Severe Storm 7
Biological 2
Winter Storm 1
Coastal Storm 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Clark County's record, 41% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 86.4%

of all 22 declarations

Emergency - 3 13.6%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2023 2
2020 3
2019 1
2017 1
2011 1
2010 1
2007 1
2006 1
2005 1
2001 1
1998 1
1997 2
1996 1
1995 1
1994 1
Show 3 earlier declaration years
1993 1
1986 1
1976 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4718 FLOODING DR Flood 2023-07-06
4689 SEVERE WINTER STORMS AND SNOWSTORM DR Winter Storm 2023-02-27
4527 COVID-19 PANDEMIC DR Biological 2020-04-05
3475 COVID-19 EM Biological 2020-03-13
4469 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-11-18
4440 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Flood 2019-06-07
4298 SEVERE WINTER STORM DR Severe Storm 2017-02-01
1984 FLOODING DR Flood 2011-05-13
1915 FLOODING DR Flood 2010-05-13
1702 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-05-22
1620 SEVERE WINTER STORM DR Severe Storm 2005-12-20
3234 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-10
1375 SEVERE WINTER STORMS, FLOODING, AND ICE JAMS DR Flood 2001-05-17
1218 FLOODING, SEVERE STORMS, TORNADOES DR Flood 1998-06-01
1173 SEVERE FLOODING, SEVER WINTER STORMS,HEAVY RAINS HIGH WINDS DR Flood 1997-04-07
1156 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-10
1075 SEVERE WINTER STORM DR Snowstorm 1996-01-05
1052 FLOODING DR Flood 1995-05-26
1031 SEVERE STORMS AND FLOODING DR Severe Storm 1994-06-21
999 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-19
Show 2 earlier declaration records
DR# Title Type Incident Date
764 SEVERE STORMS & FLOODING DR Flood 1986-05-03
3015 DROUGHT EM Drought 1976-06-17

Storm Events in South Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clark County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,388 7 21 $10.7M
Hail 4,801 0 3 $4.5M
High Wind 2,277 0 1 $35.0K
Winter Weather 2,125 20 50 $133.0K
Flood 1,523 5 0 $196.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

15

Total Paid

$192.5K

Avg Per Claim

$12.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 4.5/100

Expected Annual Loss

Very Low

$4.2M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Cold Wave Relatively Low
Hail Relatively Low
Wildfire Very Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Tornado Very Low
Landslide Very Low
Heat Wave Very Low
Strong Wind Very Low
Riverine Flooding Very Low
Earthquake Very Low
Lightning Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Clark County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Clark County's closest FEMA peer: Chase County, KS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clark County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Clark County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Clark County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 22 FEMA declarations, Clark County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Clark County?
The most common disaster type in Clark County is Flood, with 9 declarations. Other disaster types include Severe Storm (7), Biological (2), Winter Storm (1).
How does Clark County's FEMA declaration record compare with the South Dakota average?
FEMA lists 22 declaration records for Clark County. That is 16% above the South Dakota county mean of 19.0. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Clark County received?
Clark County has received 19 major disaster declarations, representing 86% of all 22 disaster declarations.
How many flood insurance claims has Clark County filed?
Clark County has 15 National Flood Insurance Program (NFIP) claims totaling $192.5K in payments, with an average of $12.8K per claim.
What was the worst year for disasters in Clark County?
The most active year for disaster declarations in Clark County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1976 to 2023.
What is the FEMA National Risk Index score for Clark County?
According to the FEMA National Risk Index, Clark County, South Dakota has an overall risk score of 4.5 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $4.2M in annualized losses.
Which natural hazard poses the greatest risk to Clark County?
Based on FEMA NRI data, the highest-risk natural hazard in Clark County is Cold Wave (risk rating: Relatively Low). Other significant hazards include Hail (Relatively Low) and Wildfire (Very Low). FEMA's modeled event frequency puts cold wave here at an average of 12 times per year, drawn from 237 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Clark County · vintage 2026-08-25 · Methodology · South Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events