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South Dakota · FEMA + NOAA + National Risk Index

Beadle County, SD

20 FEMA disaster declarations (1969-2022), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

20
FEMA declarations
17
Major disasters
47
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Beadle County. Its 20 FEMA declarations are 5% above the South Dakota county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 47%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
24
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 46005 · Beadle County 20 declarations · rank 1598/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-HEAVY 85%
  • RANK-LOWER #1,598
  • PHOTO-FINISH Monona
  • NRI-LOW 47
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +5%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Dakota state profile

Beadle County in the declaration-count neighbourhood

FEMA declaration records among Beadle County and nearest peers by total count

declarations

What this shows Beadle County carries 20 FEMA declaration records, ranked 1598 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Beadle County's FEMA declaration count compares nationally

Beadle County vs. all counties in this dataset

FEMA disaster declarations, all-time · Beadle County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Beadle County's FEMA Risk Index score

0/100100/100South Dakota avg27/10047.1/100
FEMA National Risk Index composite score vs. the South Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Beadle County is led by Riverine Flooding (about $6.4M Expected Annual Loss, Historical Loss Ratio Very High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Beadle County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 47.1/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Relatively Low (roughly $16.4M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 6.3 modeled event-days per year here, based on 175 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 24 claims and $368.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Beadle County's 20 federal records stand 5% above the South Dakota county mean of 19.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

63 /100

Historical Activity Index

High historical activity

Beadle County, SD · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

20 declarations (1.1x state county average of 19)

Major Disaster Share Very High
21/25

17 of 20 declarations are major disasters (85%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Beadle County

FEMA NRI 8-hazard radar - Beadle County

Beadle County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 25, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Beadle County NRI risk profile FIPS 46005 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

85%

Mostly major

NRI risk score

47

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Beadle County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 6.3 modeled event-days per year
Winter Weather Relatively Moderate an average of 17 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Hail Relatively Moderate an average of 4.5 times per year
Cold Wave Relatively Moderate an average of 9.9 times per year
Wildfire Relatively Low roughly once every 1,002 years
Tornado Relatively Low roughly once every 1 years
Riverine Flooding Relatively Low an average of 2.5 times per year
Strong Wind Relatively Low an average of 3 times per year
Heat Wave Relatively Low 5.4 modeled event-days per year
Earthquake Very Low roughly once every 2,564 years
Landslide Very Low roughly once every 8 years
Lightning Very Low an average of 35 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 8
Severe Storm 7
Biological 2
Coastal Storm 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Beadle County's record, 40% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 85.0%

of all 20 declarations

Emergency - 3 15.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 2
2019 1
2013 1
2011 1
2010 2
2007 1
2006 1
2005 1
2001 1
1997 2
1996 1
1995 1
1993 1
1986 1
Show 2 earlier declaration years
1976 1
1969 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4656 SEVERE STORM, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-06-29
4527 COVID-19 PANDEMIC DR Biological 2020-04-05
3475 COVID-19 EM Biological 2020-03-13
4440 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Flood 2019-06-07
4137 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-08-02
1984 FLOODING DR Flood 2011-05-13
1938 SEVERE STORMS AND FLOODING DR Severe Storm 2010-09-23
1915 FLOODING DR Flood 2010-05-13
1702 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-05-22
1620 SEVERE WINTER STORM DR Severe Storm 2005-12-20
3234 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-10
1375 SEVERE WINTER STORMS, FLOODING, AND ICE JAMS DR Flood 2001-05-17
1173 SEVERE FLOODING, SEVER WINTER STORMS,HEAVY RAINS HIGH WINDS DR Flood 1997-04-07
1156 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-10
1075 SEVERE WINTER STORM DR Snowstorm 1996-01-05
1052 FLOODING DR Flood 1995-05-26
999 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-19
764 SEVERE STORMS & FLOODING DR Flood 1986-05-03
3015 DROUGHT EM Drought 1976-06-17
257 FLOODING DR Flood 1969-04-18

Storm Events in South Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Beadle County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,388 7 21 $10.7M
Hail 4,801 0 3 $4.5M
High Wind 2,277 0 1 $35.0K
Winter Weather 2,125 20 50 $133.0K
Flood 1,523 5 0 $196.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

24

Total Paid

$368.1K

Avg Per Claim

$15.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 47.1/100

Expected Annual Loss

Relatively Low

$16.4M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Relatively Moderate
Winter Weather Relatively Moderate
Ice Storm Relatively Moderate
Hail Relatively Moderate
Cold Wave Relatively Moderate
Wildfire Relatively Low
Tornado Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Low
Heat Wave Relatively Low
Earthquake Very Low
Landslide Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Beadle County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Beadle County's closest FEMA peer: Ida County, IA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Beadle County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Beadle County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Beadle County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Beadle County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Beadle County?
The most common disaster type in Beadle County is Flood, with 8 declarations. Other disaster types include Severe Storm (7), Biological (2), Coastal Storm (1).
How does Beadle County's FEMA declaration record compare with the South Dakota average?
FEMA lists 20 declaration records for Beadle County. That is 5% above the South Dakota county mean of 19.0. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Beadle County received?
Beadle County has received 17 major disaster declarations, representing 85% of all 20 disaster declarations.
How many flood insurance claims has Beadle County filed?
Beadle County has 24 National Flood Insurance Program (NFIP) claims totaling $368.1K in payments, with an average of $15.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Beadle County?
No. In Beadle County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $6.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Beadle County?
The most active year for disaster declarations in Beadle County was 1997, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2022.
What is the FEMA National Risk Index score for Beadle County?
According to the FEMA National Risk Index, Beadle County, South Dakota has an overall risk score of 47.1 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $16.4M in annualized losses.
Which natural hazard poses the greatest risk to Beadle County?
The top hazard flagged by FEMA's NRI for Beadle County as of the latest release is Drought (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively Moderate) and Ice Storm (Relatively Moderate). FEMA's modeled event frequency puts drought here at 6.3 modeled event-days per year, drawn from 175 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Beadle County · vintage 2026-08-25 · Methodology · South Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events