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Iowa · FEMA + NOAA + National Risk Index

Monona County, IA

20 FEMA disaster declarations (1965-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

20
FEMA declarations
17
Major disasters
25
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Monona County. Its 20 FEMA declarations are 4% above the Iowa county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 25%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 25%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
30
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 19133 · Monona County 20 declarations · rank 1579/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-HEAVY 85%
  • RANK-LOWER #1,579
  • PHOTO-FINISH Tallapoosa
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +4%

Nearest declaration peer: Tallapoosa, AL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Monona County in the declaration-count neighbourhood

FEMA declaration records among Monona County and nearest peers by total count

declarations

What this shows Monona County carries 20 FEMA declaration records, ranked 1579 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Monona County's FEMA declaration count compares nationally

Monona County vs. all counties in this dataset

FEMA disaster declarations, all-time · Monona County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Monona County's FEMA Risk Index score

0/100100/100Iowa avg40/10025.1/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Monona County is led by Riverine Flooding (about $3.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Monona County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 25.1/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $8.7M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Very High community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 26 modeled event-days per year here, based on 994 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 30 claims and $700.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Monona County's 20 federal records stand 4% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

63 /100

Historical Activity Index

High historical activity

Monona County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

20 declarations (1.0x state county average of 19)

Major Disaster Share Very High
21/25

17 of 20 declarations are major disasters (85%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Monona County

FEMA NRI 8-hazard radar - Monona County

Monona County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Monona County NRI risk profile FIPS 19133 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

85%

Mostly major

NRI risk score

25

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Monona County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 26 modeled event-days per year
Hail Relatively Moderate an average of 6.1 times per year
Landslide Relatively Low roughly once every 3 years
Wildfire Relatively Low roughly once every 291 years
Tornado Relatively Low roughly once every 2 years
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 4.3 times per year
Cold Wave Relatively Low an average of 6.1 times per year
Heat Wave Very Low 5.6 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years
Earthquake Very Low roughly once every 1,852 years
Lightning Very Low an average of 43 times per year
Winter Weather Very Low an average of 14 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 7
Biological 2
Winter Storm 1
Snowstorm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Monona County's record, 40% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 85.0%

of all 20 declarations

Emergency - 3 15.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2020 2
2019 1
2013 1
2011 2
2010 2
2008 1
2007 2
2005 1
1998 1
1996 1
1993 1
1990 1
1974 1
Show 1 earlier declaration years
1965 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4870 SEVERE WINTER STORM DR Winter Storm 2025-05-21
4796 SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2024-06-24
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
4126 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-02
1998 FLOODING DR Flood 2011-06-27
1977 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2011-05-05
1880 SEVERE WINTER STORM DR Severe Storm 2010-03-02
1877 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-02-25
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
1705 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2007-05-25
3275 SNOW EM Snowstorm 2007-03-30
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
1133 SEVERE STORMS, AND FLOODING DR Severe Storm 1996-08-21
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
868 SEVERE STORMS & FLOODING DR Flood 1990-05-26
443 SEVERE STORMS & FLOODING DR Flood 1974-06-24
193 FLOODING DR Flood 1965-04-22

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Monona County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

30

Total Paid

$700.7K

Avg Per Claim

$23.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 25.1/100

Expected Annual Loss

Very Low

$8.7M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Drought Relatively Moderate
Hail Relatively Moderate
Landslide Relatively Low
Wildfire Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Cold Wave Relatively Low
Heat Wave Very Low
Riverine Flooding Very Low
Earthquake Very Low
Lightning Very Low
Winter Weather Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Monona County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Monona County's closest FEMA peer: Tripp County, SD

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Monona County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Monona County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Monona County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Monona County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Monona County?
The most common disaster type in Monona County is Severe Storm, with 8 declarations. Other disaster types include Flood (7), Biological (2), Winter Storm (1).
How does Monona County's FEMA declaration record compare with the Iowa average?
FEMA lists 20 declaration records for Monona County. That is 4% above the Iowa county mean of 19.3. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Monona County received?
Monona County has received 17 major disaster declarations, representing 85% of all 20 disaster declarations.
How many flood insurance claims has Monona County filed?
Monona County has 30 National Flood Insurance Program (NFIP) claims totaling $700.7K in payments, with an average of $23.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Monona County?
No. In Monona County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Monona County?
The most active year for disaster declarations in Monona County was 2007, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2025.
What is the FEMA National Risk Index score for Monona County?
According to the FEMA National Risk Index, Monona County, Iowa has an overall risk score of 25.1 out of 100 (Very Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $8.7M in annualized losses.
Which natural hazard poses the greatest risk to Monona County?
The top hazard flagged by FEMA's NRI for Monona County as of the latest release is Drought (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Landslide (Relatively Low). FEMA's modeled event frequency puts drought here at 26 modeled event-days per year, drawn from 994 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Monona County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events