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Mississippi · FEMA + NOAA + National Risk Index

Smith County, MS

8 FEMA disaster declarations (2020–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

8
FEMA declarations
6
Major disasters
47
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Smith County ranks safer than 47% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 89% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 8 federal disaster declarations recorded since 2020, most often severe storm, 108% above the national county average of 4.

Safer than 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
8
FEMA declarations vs 4 national county avg
3
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Smith County compare?

Smith County vs. every U.S. county

FEMA disaster declarations, all-time

8 Top 11% higher than 89% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Smith County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Mississippi county average

0/100100/100Mississippi avg51/10047.2/100
FEMA National Risk Index composite score vs. the Mississippi county average

How disaster-prone is Smith County?

Declaration frequency

Smith County, Mississippi has recorded 8 FEMA disaster declarations between 2020 and 2026, of which 6 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.3 declarations per year across a 6-year record, or roughly 24% above the Mississippi county average of 6.5 and 108% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 3 of 8 declarations falling under this category.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 47.2/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $9.8M in annualized losses). Social vulnerability (Very High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators put Smith County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Mississippi Avg

+24%

State avg: 6.5

vs. National Avg

+108%

National avg: 3.8

Avg Per Year

1.3

Over 6 years

FEMA NRI 8-hazard radar - Smith County

Smith County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 48, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. Overall composite 23 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 composite
Smith County NRI risk profile FIPS 28129 · composite 23/100 (Low)
How to read this radar

The radar plots Smith County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

8

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

28129

MS state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 3
Winter Storm 2
Hurricane 2
Severe Ice Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 75.0%

of all 8 declarations

Emergency - 2 25.0%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 1
2023 1
2022 1
2021 2
2020 1

Disaster Declarations

DR# Title Type Incident Date
4899 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3640 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4874 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-05-21
4727 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES. DR Severe Storm 2023-08-12
4626 HURRICANE IDA DR Hurricane 2021-10-22
3569 HURRICANE IDA EM Hurricane 2021-08-28
4598 SEVERE WINTER STORMS DR Severe Ice Storm 2021-05-04
4536 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2020-04-16

Storm Events in Mississippi

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,799 17 70 $106.3M
Heat 1,889 4 0 $0
Flash Flood 1,815 7 10 $93.1M
Hail 1,684 0 0 $129.6M
Tornado 1,397 77 662 $605.4M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 47.2/100

Expected Annual Loss

Very Low

$9.8M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Relatively Moderate
Hail Relatively Moderate
Tornado Relatively Moderate
Landslide Relatively Low
Strong Wind Relatively Moderate
Drought Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Lightning Relatively Low
Earthquake Very Low
Wildfire Very Low
Cold Wave Relatively Low
Winter Weather Relatively Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Mississippi

Frequently Asked Questions

How many natural disasters has Smith County, Mississippi had?
Smith County, Mississippi has received 8 FEMA disaster declarations from 2020 to 2026. Of these, 6 were major disaster declarations.
What is the most common disaster type in Smith County?
The most common disaster type in Smith County is Severe Storm, with 3 declarations. Other disaster types include Winter Storm (2), Hurricane (2), Severe Ice Storm (1).
How does Smith County's disaster risk compare to the Mississippi average?
Smith County has 8 disaster declarations, which is 24% higher than the Mississippi county average of 6.5 declarations. Compared to the national county average of 3.8, it is 108% higher.
How many major FEMA disaster declarations has Smith County received?
Smith County has received 6 major disaster declarations, representing 75% of all 8 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Mississippi?
The most common storm types in Mississippi include Thunderstorm Wind (6,799 events), Heat (1,889 events), Flash Flood (1,815 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Smith County?
The most active year for disaster declarations in Smith County was 2021, with 2 declarations. The county has FEMA disaster data spanning 2020 to 2026.
What is the overall disaster risk level for Smith County?
With 8 FEMA disaster declarations on record, Smith County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Smith County?
According to the FEMA National Risk Index, Smith County, Mississippi has an overall risk score of 47.2 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $9.8M in annualized losses.
Which natural hazard poses the greatest risk to Smith County?
Based on FEMA NRI data, the highest-risk natural hazard in Smith County is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Tornado (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Smith County

Smith County, MS runs 24% above the Mississippi county average for federal disaster declarations (8 vs 6), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (6 of 8) - know the hazards most likely here before they happen. Mississippi overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.