Clay County, North Carolina

County storm and disaster record · FIPS 37043 · population 11,079 · 215 sq mi

NOAA's Storm Events Database holds 161 records for Clay County, North Carolina from 1950 through June 30, 2026, on 135 days; the most frequent are severe thunderstorm wind events (86 records). The deadliest single record is the May 27, 2024 thunderstorm wind: 1 death. FEMA has issued 13 declarations naming the county since 1973, 11 of them for natural hazards; the latest for a natural hazard was “Severe Winter Storm” on January 24, 2026.

The record, 1950 to 2026

Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).

  • recorded, no damage figure
  • under $100,000
  • $100,000 or more
  • $1 million or more
  • $10 million or more, or a death
  • $100 million or more, or 10 deaths
  • a year's colour: its recorded damage or deaths
  • a year with a death
  • 1955: wind and hail recorded from 1955
  • 1996: all 48 event types from 1996
Storm records
161on 135 days, 1950 to June 30, 2026
Deaths recorded
10 injuries
Damage, 2025 dollars
$2.8Mas filed (scale steps before 1993)
Tornadoes
6strongest EF1
FEMA declarations
13latest 2026

Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.

What hazards hit Clay County most?

The most frequent records are severe thunderstorm wind events: 86 since 1985. 48% of its severe thunderstorm wind events since 1985 fell in May and June. The rank column places the county among North Carolina's counties by days with a record per 1,000 square miles of land over each hazard's complete period.

Clay County: records by hazard, 1950 to June 30, 2026
HazardRecordsDaysFirst, lastKilledInjuredDamageRank in state
Severe thunderstorm wind 86 74 1985-2026 1 0 $724K 37 of 100
Winter storms 28 27 1996-2026 0 0 – 51 of 100
Hail 19 16 1985-2025 0 0 $16K 90 of 100
Floods 12 10 1998-2026 0 0 $1.5M 80 of 100
High wind and dust storms 8 8 2000-2009 0 0 $161K 50 of 100
Tornadoes 6 5 1965-2018 0 0 $351K 59 of 100
Hurricanes and tropical storms 1 1 2004-2004 0 0 $23K 79 of 100
Landslides and avalanches 1 1 2021-2021 0 0 – 13 of 100

Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.

How many tornadoes has Clay County had?

NOAA records 6 tornadoes in Clay County from 1965 to 2018, the strongest rated EF1, with 0 deaths and 0 injuries recorded in the county. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.

Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 5 tornadoes whose track touched Clay County since 1950 (NOAA's county records number 6: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 0 people.

Map of the strongest tornado tracks in North Carolina.

Every tornado record filed for Clay County (6)
Every tornado recorded in Clay County, newest first
DatePlaceCharacterKilledInjuredDamage
2018-03-17 Fires Creek, Clay County EF0 1.51 mi x 120 yd 0 0 –
2010-04-25 Hayesville, Clay County EF1 1.5 mi x 60 yd 0 0 $27K
1980-02-25 Clay County F0 0 0 $250 step
1974-12-25 Clay County F1 3.3 mi x 17 yd 0 0 $25K step
1974-12-25 Clay County F1 7.7 mi x 17 yd 0 0 $25K step
1965-01-10 Clay County F1 0 0 $3K step

A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.

Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.

When was the last damaging storm in Clay County?

The most recent record with damage, injuries or deaths is the May 27, 2024 thunderstorm wind (1 death).

A large tree was felled by severe thunderstorm wind gusts and landed on a trailer. The tree crushed an occupant within the trailer, resulting in a fatality.
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 1178711)
The 12 most recent records kept for Clay County
DateRecordCharacterKilledInjuredDamage
2026-05-25 Flash FloodTusquitee, Clay County 0 0 –
2026-03-16 Thunderstorm WindHayesville, Clay County 52 kt wind 0 0 –
2026-01-30 Heavy SnowClay County · forecast zone Clay 0 0 –
2025-11-10 Winter WeatherClay County · forecast zone Clay 0 0 –
2025-07-04 FloodWarne, Clay County 0 0 –
2025-06-24 Thunderstorm WindHayesville, Clay County 52 kt wind 0 0 –
2025-06-24 HailHayesville, Clay County 1.00 in hail 0 0 –
2025-05-02 Thunderstorm WindWarne, Clay County 61 kt wind 0 0 –
2025-04-07 FloodHayesville, Clay County 0 0 –
2025-01-10 Winter StormClay County · forecast zone Clay 0 0 –
2024-05-27 Thunderstorm WindShooting Creek, Clay County 52 kt wind 1 0 –
2018-03-17 TornadoFires Creek, Clay County EF0 1.51 mi x 120 yd 0 0 –

Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.

The deadliest and costliest records

Records with deaths or injuries in Clay County, most deaths first
DateRecordCharacterKilledInjuredDamage
2024-05-27 Thunderstorm WindShooting Creek, Clay County A large tree was felled by severe thunderstorm wind gusts and landed on a trailer. The tree crushed an occupant within the trailer, resulting in a fatality. 52 kt wind 1 0 –
The costliest records in Clay County since 1993, damage in 2025 dollars
DateRecordCharacterKilledInjuredDamage
2003-05-06 Flash FloodCountywide, Clay County 0 0 $1.5M
2004-05-31 Thunderstorm WindHayesville, Clay County 65 kt wind 0 0 $31K
2010-04-25 TornadoHayesville, Clay County EF1 1.5 mi x 60 yd 0 0 $27K
2004-06-12 Thunderstorm WindHayesville, Clay County 65 kt wind 0 0 $23K
2005-04-22 Thunderstorm WindHayesville, Clay County 65 kt wind 0 0 $5K

Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $25K, in the dollars of the day) holds: December 25, 1974 (tornado, Clay County); December 25, 1974 (tornado, Clay County).

Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.

Is it getting more frequent?

Records per decade for Clay County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).

Clay County: records per decade (the 2020s to June 30, 2026)
Hazard1950s1960s1970s1980s1990s2000s2010s2020-26
Severe thunderstorm wind00037313114
Winter storms––––41284
Hail00032743
Floods––––2316

Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).

What time of year?

48% of its severe thunderstorm wind events since 1985 fell in May and June. The two busiest months are in violet.

The values, month by month

Jan 17 · Feb 10 · Mar 13 · Apr 17 · May 23 · Jun 33 · Jul 16 · Aug 11 · Sep 4 · Oct 1 · Nov 2 · Dec 14 (records).

Source: NOAA NCEI Storm Events Database, records by the month they began.

Federal disaster declarations for Clay County

FEMA's register lists 13 declarations that include Clay County: 4 major disasters, 9 emergencies and 0 fire management assistance declarations. Most were for hurricane (5) and tropical storm (2).

Declarations including Clay County, newest first
DeclaredNumberTypeTitle
2026-01-24EM-3637Winter StormSevere Winter Storm
2024-09-28DR-4827Tropical StormTropical Storm Helene
2024-09-26EM-3617Tropical StormHurricane Helene
2022-10-01EM-3586HurricaneHurricane Ian
2020-08-02EM-3534HurricaneHurricane Isaias
2020-03-25DR-4487BiologicalCovid-19 Pandemic
2020-03-13EM-3471BiologicalCovid-19
2019-09-03EM-3423HurricaneHurricane Dorian
2018-09-10EM-3401HurricaneHurricane Florence
2005-09-05EM-3222HurricaneHurricane Katrina Evacuation
1995-10-23DR-1073FloodSevere Storms, Flooding, High Winds
1993-03-17EM-3110SnowstormSevere Snowfall & Winter Storm
1973-06-25DR-394FloodSevere Storms & Flooding

Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.

How many floods has Clay County had?

NOAA's Storm Events Database holds 12 flood or flash flood records for Clay County from 1998 to 2026, on 10 days, with 0 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Clay County ranks 1838th of 2,942 U.S. counties.

The National Flood Insurance Program has paid $175,000 on 35 claims filed in Clay County; the most in one year was 13 in 2013. Claims count insured losses only: uninsured flood damage is not in this file.

The values, year by year

1998: 1 · 2004: 1 · 2013: 13 · 2015: 6 · 2019: 1 · 2020: 2 · 2021: 4 · 2025: 7; the other years: 0.

Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.

FEMA's modeled risk for Clay County

FEMA's National Risk Index rates Clay County Very Low overall, with an expected annual loss of $5.1 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.

National Risk Index ratings for Clay County (December 2025 release), by FEMA's rating, then score
HazardRisk ratingExpected annual lossModeled frequency
LandslideRelatively Moderate$41Kabout once a year (modeled)
WildfireRelatively Low$66Konce in about 427 years (modeled)
Cold WaveRelatively Low$652K1.2 a year (modeled)
Ice StormRelatively Low$54K1 a year (modeled)
LightningRelatively Low$119K59 a year (modeled)
TornadoRelatively Low$594Konce in about 9 years (modeled)
Riverine FloodingRelatively Low$3.2Monce in about 4 years (modeled)
DroughtRelatively Low$38K33 modeled event-days a year

Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.

Counties that share a border with Clay County

  1. Macon County 495
  2. Rabun County, GA 426
  3. Union County, GA 363
  4. Cherokee County 319
  5. Towns County, GA 247
  6. Clay County 161

Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.

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