FEMA Records
4
Total declarations
Georgia · FEMA + NOAA + National Risk Index
Towns County, GA
4 FEMA disaster declarations (2016–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Winter Storm.
- 4
- FEMA declarations
- 2
- Major disasters
- 40
- NRI risk · Very Low
- Winter Storm
- Top hazard
The verdict
Towns County ranks safer than 40% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 57% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 4 federal disaster declarations recorded since 2016, most often winter storm, 4% above the national county average of 4.
- Safer than 40%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 4
- FEMA declarations vs 4 national county avg
- 1
- winter storm declarations, the most common hazard here
FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.
How does Towns County compare?
Towns County vs. every U.S. county
FEMA disaster declarations, all-time
4 Top 43% higher than 57% of 2,791 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-07-25
Towns County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Georgia county average
How disaster-prone is Towns County?
Declaration frequency
Towns County, Georgia has recorded 4 FEMA disaster declarations between 2016 and 2026, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.4 declarations per year across a 10-year record, or roughly 12% above the Georgia county average of 3.6 and 4% above the national county average of 3.8. The dominant disaster type on record is Winter Storm, with 1 of 4 declarations falling under this category.
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 39.6/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $7.8M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate.
Flood exposure & the bottom line
Taken together, Towns County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.
Risk Assessment
Risk Level
Low
vs. Georgia Avg
+12%
State avg: 3.6
vs. National Avg
+4%
National avg: 3.8
Avg Per Year
0.4
Over 10 years
FEMA NRI 8-hazard radar - Towns County
How to read this radar
The radar plots Towns County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.
NRI Source
FEMA 2023
Latest NRI release
County FIPS
13281
GA state code
Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release
Disaster Types
Winter Storm 1
Tropical Storm 1
Hurricane 1
Severe Storm 1
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 2 50.0%
of all 4 declarations
Major Disaster - 2 50.0%
of all 4 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2024 | 1 | |
| 2021 | 1 | |
| 2016 | 1 | |
Disaster Declarations
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3642 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4579 | TROPICAL STORM ZETA | DR | Hurricane | 2021-01-12 |
| 4259 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2016-02-26 |
Storm Events in Georgia
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 11,367 | 18 | 89 | $69.0M |
| Drought | 1,518 | 0 | 0 | $0 |
| Hail | 1,502 | 0 | 0 | $61.8M |
| Flash Flood | 1,236 | 0 | 3 | $29.5M |
| Tornado | 747 | 38 | 395 | $391.6M |
Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025
FEMA National Risk Index
Overall Risk
Very Low
Score: 39.6/100
Expected Annual Loss
Very Low
$7.8M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Landslide Relatively Moderate
Cold Wave Relatively Moderate
Ice Storm Relatively Low
Wildfire Very Low
Lightning Relatively Low
Hurricane Very Low
Tornado Relatively Low
Earthquake Very Low
Drought Relatively Low
Strong Wind Relatively Low
Hail Very Low
Winter Weather Very Low
Heat Wave Very Low
Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
Counties with Similar Risk in Georgia
Disaster Preparedness Guides
Related
Frequently Asked Questions
How many natural disasters has Towns County, Georgia had?
Towns County, Georgia has received 4 FEMA disaster declarations from 2016 to 2026. Of these, 2 were major disaster declarations.
What is the most common disaster type in Towns County?
The most common disaster type in Towns County is Winter Storm, with 1 declaration. Other disaster types include Tropical Storm (1), Hurricane (1), Severe Storm (1).
How does Towns County's disaster risk compare to the Georgia average?
Towns County has 4 disaster declarations, which is 12% higher than the Georgia county average of 3.6 declarations. Compared to the national county average of 3.8, it is 4% higher.
How many major FEMA disaster declarations has Towns County received?
Towns County has received 2 major disaster declarations, representing 50% of all 4 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Georgia?
The most common storm types in Georgia include Thunderstorm Wind (11,367 events), Drought (1,518 events), Hail (1,502 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Towns County?
The most active year for disaster declarations in Towns County was 2016, with 1 declaration. The county has FEMA disaster data spanning 2016 to 2026.
What is the overall disaster risk level for Towns County?
Towns County's 4 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Towns County?
According to the FEMA National Risk Index, Towns County, Georgia has an overall risk score of 39.6 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $7.8M in annualized losses.
Which natural hazard poses the greatest risk to Towns County?
Based on FEMA NRI data, the highest-risk natural hazard in Towns County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Moderate) and Ice Storm (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Towns County
Towns County, GA runs 12% above the Georgia county average for federal disaster declarations (4 vs 4), a low historical load overall.
- Its most common federal declaration type is emergency (2 of 4) - know the hazards most likely here before they happen. Georgia overview
- See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
- Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide
Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.
According to the Federal Emergency Management Agency, this profile draws on 2,791 tracked U.S. counties in FEMA's Disaster Declarations Summaries dataset, refreshed as of 2026-07-25. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015–2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.