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Kansas · FEMA + NOAA + National Risk Index

Cloud County, KS

16 FEMA disaster declarations (1967-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

16
FEMA declarations
13
Major disasters
20
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Cloud County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the Kansas county mean. FEMA's separate National Risk Index places the county safer than 20%; that score models loss and vulnerability rather than counting declarations.

Safer than 20%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
2
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 20029 · Cloud County 16 declarations · rank 2238/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-HEAVY 81%
  • RANK-LOWER #2,238
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -11%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kansas state profile

Cloud County among counties with fewer federal records

FEMA declaration records among Cloud County and nearest peers by total count

declarations

What this shows Cloud County carries 16 FEMA declaration records, ranked 2238 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Cloud County versus quieter counties in this dataset

Cloud County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Cloud County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Cloud County's FEMA Risk Index score

0/100100/100Kansas avg30/10020.2/100
FEMA National Risk Index composite score vs. the Kansas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Cloud County is led by Riverine Flooding (about $2.7M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Cloud County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 20.2/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.4M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Very High community-resilience score. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 8.4 times per year here, based on 317 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 2 claims and $35.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Kansas county averages 18.0 federal declaration records, while Cloud County has 16. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

58 /100

Historical Activity Index

High historical activity

Cloud County, KS · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
11/25

16 declarations (0.9x state county average of 18)

Major Disaster Share Very High
20/25

13 of 16 declarations are major disasters (81%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Cloud County

FEMA NRI 8-hazard radar - Cloud County

Cloud County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Cloud County NRI risk profile FIPS 20029 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

81%

Mostly major

NRI risk score

20

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Cloud County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 8.4 times per year
Ice Storm Relatively Moderate roughly once every 1 years
Winter Weather Relatively Moderate an average of 11 times per year
Strong Wind Relatively Moderate an average of 5.1 times per year
Wildfire Very Low roughly once every 1,895 years
Heat Wave Relatively Low 11 modeled event-days per year
Tornado Relatively Low roughly once every 2 years
Drought Relatively Low 3.5 modeled event-days per year
Lightning Relatively Low an average of 46 times per year
Cold Wave Relatively Low an average of 3 times per year
Riverine Flooding Very Low roughly once every 1 years
Earthquake Very Low roughly once every 1,718 years
Landslide Very Low roughly once every 7 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Biological 2
Winter Storm 1
Hurricane 1
Flood 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Cloud County's record, 63% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 81.3%

of all 16 declarations

Emergency - 3 18.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2022 1
2020 2
2019 1
2015 1
2014 1
2011 1
2010 1
2008 2
2007 1
2005 1
1993 1
1973 1
1967 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4774 SEVERE WINTER STORM DR Winter Storm 2024-04-28
4640 SEVERE STORMS AND STRAIGHT LINE WINDS DR Severe Storm 2022-02-17
4504 COVID-19 PANDEMIC DR Biological 2020-03-29
3481 COVID-19 EM Biological 2020-03-13
4449 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING,LANDSLIDES,AND MUDSLIDES DR Severe Storm 2019-06-20
4230 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-07-20
4150 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2013-10-22
4010 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2011-07-29
1932 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-08-10
1741 SEVERE WINTER STORMS DR Severe Storm 2008-02-01
3282 SEVERE WINTER STORMS EM Severe Storm 2007-12-12
1699 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-05-06
3236 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1000 SEVERE STORMS & FLOODING DR Flood 1993-07-22
403 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1973-09-28
229 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1967-07-18

Storm Events in Kansas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cloud County.

Storm Type Events Fatalities Injuries Property Damage
Hail 8,265 0 9 $24.2M
Thunderstorm Wind 7,987 3 34 $30.6M
High Wind 1,553 1 7 $10.2M
Drought 1,272 0 0 $0
Flash Flood 1,037 6 9 $35.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2

Total Paid

$35.0K

Avg Per Claim

$17.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 20.2/100

Expected Annual Loss

Very Low

$7.4M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Hail Relatively Moderate
Ice Storm Relatively Moderate
Winter Weather Relatively Moderate
Strong Wind Relatively Moderate
Wildfire Very Low
Heat Wave Relatively Low
Tornado Relatively Low
Drought Relatively Low
Lightning Relatively Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Cloud County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Cloud County's closest FEMA peer: Clearwater County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cloud County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Cloud County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Cloud County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Cloud County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Cloud County?
The most common disaster type in Cloud County is Severe Storm, with 10 declarations. Other disaster types include Biological (2), Winter Storm (1), Hurricane (1).
How does Cloud County's FEMA declaration record compare with the Kansas average?
The typical Kansas county has 18.0 FEMA declaration records; Cloud County has 16, or 11% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Cloud County received?
Cloud County has received 13 major disaster declarations, representing 81% of all 16 disaster declarations.
How many flood insurance claims has Cloud County filed?
Cloud County has 2 National Flood Insurance Program (NFIP) claims totaling $35.0K in payments, with an average of $17.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cloud County?
No. In Cloud County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cloud County?
The most active year for disaster declarations in Cloud County was 2008, with 2 declarations. The county has FEMA disaster data spanning 1967 to 2024.
What is the FEMA National Risk Index score for Cloud County?
According to the FEMA National Risk Index, Cloud County, Kansas has an overall risk score of 20.2 out of 100 (Very Low). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $7.4M in annualized losses.
Which natural hazard poses the greatest risk to Cloud County?
Based on FEMA NRI data, the highest-risk natural hazard in Cloud County is Hail (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively Moderate) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 8.4 times per year, drawn from 317 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Cloud County · vintage 2026-08-25 · Methodology · Kansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events