FEMA Records
20
Above median
Texas · FEMA + NOAA + National Risk Index
Comanche County, TX
20 FEMA disaster declarations (1989-2021), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 20
- FEMA declarations
- 12
- Major disasters
- 51
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Comanche County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 4% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 49%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 49%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 20
- FEMA declarations vs 21 national county avg
- 12
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48093 · Comanche County 20 declarations · rank 1588/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 20
- MAJOR-MID 60%
- RANK-LOWER #1,588
- PHOTO-FINISH Monona
- NRI-LOW 51
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -4%
Nearest declaration peer: Monona, IA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Comanche County in the declaration-count neighbourhood
FEMA declaration records among Comanche County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cleveland · near 20
Cleveland · near
20 declarations
- Comanche · this county 20
Comanche · this county
20 declarations
- Monona · near 20
Monona · near
20 declarations
- Tallapoosa · near 20
Tallapoosa · near
20 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Comanche County carries 20 FEMA declaration records, ranked 1588 of 3,266 counties in this registry.
How Comanche County's FEMA declaration count compares nationally
Comanche County vs. all counties in this dataset
FEMA disaster declarations, all-time · Comanche County
20 46th percentile higher than 46% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Comanche County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Comanche County is led by Riverine Flooding (about $5.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Wildfire carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Comanche County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 51.0/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $11.0M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 249 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 12 claims and $73.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Comanche County has 20. The gap is 4% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
61 /100
Historical Activity Index
High historical activity
Comanche County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
20 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
12/25
20 declarations (1.0x state county average of 21)
Major Disaster Share High
15/25
12 of 20 declarations are major disasters (60%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Comanche County
FEMA NRI 8-hazard radar - Comanche County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
60%
Major-heavy
NRI risk score
51
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Comanche County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Wildfire | Relatively Moderate | roughly once every 249 years |
| Hail | Relatively Moderate | an average of 5.4 times per year |
| Drought | Relatively Moderate | 53 modeled event-days per year |
| Tornado | Relatively Moderate | roughly once every 2 years |
| Cold Wave | Relatively Low | roughly once every 1 years |
| Winter Weather | Relatively Low | an average of 4.3 times per year |
| Riverine Flooding | Relatively Low | an average of 1 time per year |
| Hurricane | Very Low | roughly once every 117 years |
| Lightning | Relatively Low | an average of 48 times per year |
| Heat Wave | Relatively Low | 9.1 modeled event-days per year |
| Strong Wind | Relatively Low | an average of 1.7 times per year |
| Earthquake | Very Low | roughly once every 2,660 years |
| Ice Storm | Very Low | roughly once every 1 years |
| Landslide | Very Low | roughly once every 8 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 5
Flood 3
Fire 3
Hurricane 3
Severe Ice Storm 2
Biological 2
Other 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Comanche County's record, 25% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 12 60.0%
of all 20 declarations
Emergency - 8 40.0%
of all 20 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2021 | 2 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2016 | 1 | |
| 2015 | 1 | |
| 2008 | 1 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2003 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1993 | 1 | |
| 1992 | 1 | |
| 1990 | 1 | |
Show 1 earlier declaration years
| 1989 | 1 | |
Disaster Declarations
How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 4416 | SEVERE STORMS AND FLOODING | DR | Flood | 2019-02-25 |
| 4272 | SEVERE STORMS AND FLOODING | DR | Flood | 2016-06-11 |
| 4223 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING | DR | Severe Storm | 2015-05-29 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 3171 | LOSS OF THE SPACE SHUTTLE COLUMBIA | EM | Other | 2003-02-01 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 930 | SEVERE THUNDERSTORMS | DR | Flood | 1991-12-26 |
| 863 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-05-02 |
| 828 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1989-05-19 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Comanche County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
12
Total Paid
$73.5K
Avg Per Claim
$6.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 51.0/100
Expected Annual Loss
Very Low
$11.0M/year
Social Vulnerability
Very High
Community Resilience
Very Low
Hazard Risk Breakdown
Wildfire Relatively Moderate
Hail Relatively Moderate
Drought Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Low
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Hurricane Very Low
Lightning Relatively Low
Heat Wave Relatively Low
Strong Wind Relatively Low
Earthquake Very Low
Ice Storm Very Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Wildfire
Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.
Worth noting for Comanche County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Comanche County's closest FEMA peer: Thomas County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Comanche County. Record similarity, not a safety rating.
Closest declaration profiles
Comanche County shows 20 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Comanche County: 12 of 20 of its declarations are Major.
Similar modeled NRI score
Comanche County: NRI composite 51.0 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Comanche County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Comanche County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 51.0 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 20. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 20 FEMA declarations, Comanche County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Comanche County?
The most common disaster type in Comanche County is Severe Storm, with 5 declarations. Other disaster types include Flood (3), Fire (3), Hurricane (3).
How does Comanche County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Comanche County has 20, or 4% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Comanche County received?
Comanche County has received 12 major disaster declarations, representing 60% of all 20 disaster declarations.
How many flood insurance claims has Comanche County filed?
Comanche County has 12 National Flood Insurance Program (NFIP) claims totaling $73.5K in payments, with an average of $6.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Comanche County?
No. In Comanche County, Wildfire has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $5.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Comanche County?
The most active year for disaster declarations in Comanche County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1989 to 2021.
What is the FEMA National Risk Index score for Comanche County?
According to the FEMA National Risk Index, Comanche County, Texas has an overall risk score of 51.0 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $11.0M in annualized losses.
Which natural hazard poses the greatest risk to Comanche County?
The top hazard flagged by FEMA's NRI for Comanche County is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Drought (Relatively Moderate). FEMA's modeled event frequency puts wildfire here at roughly once every 249 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Comanche County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events