FEMA Records
24
Above median
Missouri · FEMA + NOAA + National Risk Index
Cooper County, MO
24 FEMA disaster declarations (1973-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 24
- FEMA declarations
- 16
- Major disasters
- 20
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Cooper County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 3% below the Missouri county mean. FEMA's separate National Risk Index places the county safer than 20%; that score models loss and vulnerability rather than counting declarations.
- Safer than 20%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 24
- FEMA declarations vs 21 national county avg
- 9
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 29053 · Cooper County 24 declarations · rank 992/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 24
- MAJOR-MID 67%
- RANK-LOWER #992
- PHOTO-FINISH Eddy
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -3%
Nearest declaration peer: Eddy, ND (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile
Cooper County in the declaration-count neighbourhood
FEMA declaration records among Cooper County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cooper · this county 24
Cooper · this county
24 declarations
- Deuel · near 24
Deuel · near
24 declarations
- Eddy · near 24
Eddy · near
24 declarations
- Wichita · near 24
Wichita · near
24 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Cooper County carries 24 FEMA declaration records, ranked 992 of 3,266 counties in this registry.
How Cooper County's FEMA declaration count compares nationally
Cooper County vs. all counties in this dataset
FEMA disaster declarations, all-time · Cooper County
24 Top 34% higher than 66% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Cooper County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Cooper County is led by Riverine Flooding (about $5.4M Expected Annual Loss, Historical Loss Ratio Very High), while Heat Wave carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Cooper County's hazard record show?
FEMA National Risk Index
This county's FEMA National Risk Index composite lands at 20.4/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $11.3M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Very High community-resilience score. Even the county's top-rated hazard, Heat Wave, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at 12 modeled event-days per year here, based on 151 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 9 claims and $137.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Cooper County has 24. The gap is 3% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
61 /100
Historical Activity Index
High historical activity
Cooper County, MO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
24 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density Moderate
12/25
24 declarations (1.0x state county average of 25)
Major Disaster Share High
17/25
16 of 24 declarations are major disasters (67%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Cooper County
FEMA NRI 8-hazard radar - Cooper County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
67%
Major-heavy
NRI risk score
20
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Cooper County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Heat Wave | Relatively Low | 12 modeled event-days per year |
| Drought | Relatively Moderate | 15 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 4 years |
| Earthquake | Very Low | roughly once every 614 years |
| Cold Wave | Relatively Low | an average of 2.3 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Wildfire | Very Low | roughly once every 1,311 years |
| Landslide | Very Low | roughly once every 3 years |
| Winter Weather | Relatively Low | an average of 9.5 times per year |
| Riverine Flooding | Very Low | an average of 4.6 times per year |
| Strong Wind | Relatively Low | an average of 3.4 times per year |
| Lightning | Very Low | an average of 50 times per year |
| Hail | Very Low | an average of 4.6 times per year |
| Hurricane | Very Low | roughly once every 104 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 11
Flood 6
Severe Ice Storm 3
Biological 2
Hurricane 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Cooper County's record, 46% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 16 66.7%
of all 24 declarations
Emergency - 8 33.3%
of all 24 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2025 | 1 | |
| 2021 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2016 | 1 | |
| 2011 | 4 | |
| 2009 | 1 | |
| 2008 | 2 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 2 | |
| 1995 | 1 | |
| 1993 | 1 | |
| 1987 | 1 | |
Show 3 earlier declaration years
| 1976 | 1 | |
| 1974 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4872 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2025-05-21 |
| 4612 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2021-09-01 |
| 4490 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3482 | COVID-19 | EM | Biological | 2020-03-13 |
| 4451 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2019-07-09 |
| 3374 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | EM | Flood | 2016-01-02 |
| 4012 | FLOODING | DR | Flood | 2011-08-12 |
| 3325 | FLOODING | EM | Flood | 2011-06-30 |
| 1961 | SEVERE WINTER STORM AND SNOWSTORM | DR | Severe Storm | 2011-03-23 |
| 3317 | SEVERE WINTER STORM | EM | Severe Storm | 2011-02-03 |
| 3303 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-30 |
| 1749 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-03-19 |
| 3281 | SEVERE WINTER STORMS | EM | Severe Ice Storm | 2007-12-12 |
| 1631 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2006-03-16 |
| 3232 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1463 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-06 |
| 1412 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2002-05-06 |
| 1403 | SEVERE WINTER ICE STORM | DR | Severe Ice Storm | 2002-02-06 |
| 1054 | SEVERE STORMS, TORNADOES, HAIL, FLOODING | DR | Severe Storm | 1995-06-02 |
| 995 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
Show 4 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 779 | SEVERE STORMS & FLOODING | DR | Flood | 1986-10-14 |
| 3017 | DROUGHT | EM | Drought | 1976-09-24 |
| 407 | SEVERE STORMS & FLOODING | DR | Flood | 1973-11-01 |
| 372 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-04-19 |
Storm Events in Missouri
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cooper County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,391 | 30 | 52 | $63.4M |
| Hail | 4,411 | 0 | 1 | $86.1M |
| Flash Flood | 2,399 | 47 | 14 | $406.6M |
| Flood | 1,810 | 25 | 7 | $304.6M |
| Drought | 1,033 | 0 | 350 | $53.6M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
9
Total Paid
$137.1K
Avg Per Claim
$15.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 20.4/100
Expected Annual Loss
Very Low
$11.3M/year
Social Vulnerability
Very Low
Community Resilience
Very High
Hazard Risk Breakdown
Heat Wave Relatively Low
Drought Relatively Moderate
Tornado Relatively Low
Earthquake Very Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Landslide Very Low
Winter Weather Relatively Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Lightning Very Low
Hail Very Low
Hurricane Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Heat Wave
Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.
Worth noting for Cooper County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Cooper County's closest FEMA peer: Campbell County, VA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cooper County. Record similarity, not a safety rating.
Closest declaration profiles
Cooper County shows 24 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Cooper County: 16 of 24 of its declarations are Major.
Similar modeled NRI score
Cooper County: NRI composite 20.4 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Cooper County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Cooper County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 20.4 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 24. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 24 FEMA declarations, Cooper County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Cooper County?
The most common disaster type in Cooper County is Severe Storm, with 11 declarations. Other disaster types include Flood (6), Severe Ice Storm (3), Biological (2).
How does Cooper County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Cooper County has 24, or 3% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Cooper County received?
Cooper County has received 16 major disaster declarations, representing 67% of all 24 disaster declarations.
How many flood insurance claims has Cooper County filed?
Cooper County has 9 National Flood Insurance Program (NFIP) claims totaling $137.1K in payments, with an average of $15.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cooper County?
No. In Cooper County, Heat Wave has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $5.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cooper County?
The most active year for disaster declarations in Cooper County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2025.
What is the FEMA National Risk Index score for Cooper County?
According to the FEMA National Risk Index, Cooper County, Missouri has an overall risk score of 20.4 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $11.3M in annualized losses.
Which natural hazard poses the greatest risk to Cooper County?
FEMA's NRI data points to Cooper County is Heat Wave (risk rating: Relatively Low). Other significant hazards include Drought (Relatively Moderate) and Tornado (Relatively Low). FEMA's modeled event frequency puts heat wave here at 12 modeled event-days per year, drawn from 151 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Cooper County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events