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Missouri · FEMA + NOAA + National Risk Index

Saline County, MO

26 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

26
FEMA declarations
19
Major disasters
52
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Saline County. Its 26 FEMA declarations are 6% above the Missouri county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 48%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 48%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
16
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29195 · Saline County 26 declarations · rank 785/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-MID 73%
  • RANK-MID #785
  • PHOTO-FINISH Hunterdon
  • NRI-LOW 52
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +6%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Saline County among high-volume declaration counties

FEMA declaration records among Saline County and nearest peers by total count

declarations

What this shows Saline County carries 26 FEMA declaration records, ranked 785 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Saline County ranks in the national declaration registry

Saline County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Saline County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Saline County's FEMA Risk Index score

0/100100/100Missouri avg51/10051.6/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Saline County is led by Riverine Flooding (about $7.9M Expected Annual Loss, Historical Loss Ratio Very High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Saline County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 51.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $15.5M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 15 modeled event-days per year here, based on 497 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 16 claims and $272.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Saline County's 26 federal records stand 6% above the Missouri county mean of 24.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

65 /100

Historical Activity Index

High historical activity

Saline County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

26 declarations (1.1x state county average of 25)

Major Disaster Share High
18/25

19 of 26 declarations are major disasters (73%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Saline County

FEMA NRI 8-hazard radar - Saline County

Saline County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Saline County NRI risk profile FIPS 29195 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

73%

Major-heavy

NRI risk score

52

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Saline County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 15 modeled event-days per year
Heat Wave Relatively Moderate 12 modeled event-days per year
Cold Wave Relatively Moderate an average of 2.3 times per year
Landslide Relatively Low roughly once every 5 years
Tornado Relatively Low roughly once every 3 years
Earthquake Relatively Low roughly once every 652 years
Riverine Flooding Relatively Low an average of 4.6 times per year
Strong Wind Relatively Low an average of 3.9 times per year
Ice Storm Relatively Low roughly once every 1 years
Hail Relatively Low an average of 5.2 times per year
Wildfire Very Low roughly once every 1,531 years
Lightning Relatively Low an average of 49 times per year
Hurricane Very Low roughly once every 100 years
Winter Weather Very Low an average of 10 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 13
Flood 6
Severe Ice Storm 3
Biological 2
Hurricane 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Saline County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 73.1%

of all 26 declarations

Emergency - 7 26.9%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2021 1
2020 2
2019 1
2015 1
2011 4
2009 2
2008 2
2007 1
2006 1
2005 1
2003 1
2002 1
1995 1
1993 1
Show 5 earlier declaration years
1987 1
1976 1
1974 1
1973 1
1965 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4924 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2026-06-30
4612 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2021-09-01
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4451 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-07-09
4238 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-08-07
4012 FLOODING DR Flood 2011-08-12
3325 FLOODING EM Flood 2011-06-30
1961 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2011-03-23
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1847 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2009-06-19
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1773 SEVERE STORMS AND FLOODING DR Severe Storm 2008-06-25
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1708 SEVERE STORMS AND FLOODING DR Severe Storm 2007-06-11
1631 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2006-03-16
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1463 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-06
1403 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-06
1054 SEVERE STORMS, TORNADOES, HAIL, FLOODING DR Severe Storm 1995-06-02
Show 6 earlier declaration records
DR# Title Type Incident Date
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
779 SEVERE STORMS & FLOODING DR Flood 1986-10-14
3017 DROUGHT EM Drought 1976-09-24
407 SEVERE STORMS & FLOODING DR Flood 1973-11-01
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19
203 SEVERE STORMS & FLOODING DR Flood 1965-07-27

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Saline County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

16

Total Paid

$272.4K

Avg Per Claim

$17.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 51.6/100

Expected Annual Loss

Relatively Low

$15.5M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively Moderate
Heat Wave Relatively Moderate
Cold Wave Relatively Moderate
Landslide Relatively Low
Tornado Relatively Low
Earthquake Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Hail Relatively Low
Wildfire Very Low
Lightning Relatively Low
Hurricane Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Saline County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Saline County's closest FEMA peer: Greene County, VA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Saline County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Saline County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Saline County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Saline County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Saline County?
The most common disaster type in Saline County is Severe Storm, with 13 declarations. Other disaster types include Flood (6), Severe Ice Storm (3), Biological (2).
How does Saline County's FEMA declaration record compare with the Missouri average?
FEMA lists 26 declaration records for Saline County. That is 6% above the Missouri county mean of 24.6. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Saline County received?
Saline County has received 19 major disaster declarations, representing 73% of all 26 disaster declarations.
How many flood insurance claims has Saline County filed?
Saline County has 16 National Flood Insurance Program (NFIP) claims totaling $272.4K in payments, with an average of $17.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Saline County?
No. In Saline County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Saline County?
The most active year for disaster declarations in Saline County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Saline County?
According to the FEMA National Risk Index, Saline County, Missouri has an overall risk score of 51.6 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $15.5M in annualized losses.
Which natural hazard poses the greatest risk to Saline County?
FEMA's NRI data points to Saline County as of the latest release is Drought (risk rating: Relatively Moderate). Other significant hazards include Heat Wave (Relatively Moderate) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts drought here at 15 modeled event-days per year, drawn from 497 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Saline County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events