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Missouri · FEMA + NOAA + National Risk Index

Lafayette County, MO

25 FEMA disaster declarations (1965-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

25
FEMA declarations
18
Major disasters
53
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Lafayette County. Its 25 FEMA declarations are 1% above the Missouri county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 47%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
18
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29107 · Lafayette County 25 declarations · rank 814/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 25
  • MAJOR-MID 72%
  • RANK-MID #814
  • PHOTO-FINISH Jefferson
  • NRI-LOW 53
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +1%

Nearest declaration peer: Jefferson, AR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Lafayette County in the declaration-count neighbourhood

FEMA declaration records among this county and nearest peers

declarations

What this shows Lafayette County carries 25 FEMA declaration records, ranked 814 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-03

How does Lafayette County compare?

Lafayette County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Lafayette County's FEMA Risk Index score

0/100100/100Missouri avg51/10052.5/100
FEMA National Risk Index composite score vs. the Missouri county average

What does Lafayette County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 52.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $20.2M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Cold Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.3 times per year here, based on 43 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 18 claims and $275.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Lafayette County's 25 federal records stand 1% above the Missouri county mean of 24.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

67 /100

Historical Activity Index

High historical activity

Lafayette County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
13/25

25 declarations (1.0x state county average of 25)

Major Disaster Share High
18/25

18 of 25 declarations are major disasters (72%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lafayette County

FEMA NRI 8-hazard radar - Lafayette County

Lafayette County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Lafayette County NRI risk profile FIPS 29107 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

72%

Major-heavy

NRI risk score

53

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lafayette County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Moderate an average of 2.3 times per year
Heat Wave Relatively Low 13 modeled event-days per year
Landslide Relatively Low roughly once every 5 years
Ice Storm Relatively Moderate roughly once every 1 years
Drought Relatively Moderate 9.4 modeled event-days per year
Tornado Relatively Moderate roughly once every 3 years
Hail Relatively Low an average of 6.6 times per year
Strong Wind Relatively Moderate an average of 4.9 times per year
Earthquake Very Low roughly once every 754 years
Winter Weather Relatively Low an average of 10 times per year
Riverine Flooding Relatively Low an average of 3 times per year
Wildfire Very Low roughly once every 2,067 years
Lightning Relatively Low an average of 49 times per year
Hurricane Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 7
Severe Ice Storm 3
Biological 2
Hurricane 1
Tornado 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lafayette County's record, 40% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 72.0%

of all 25 declarations

Emergency - 7 28.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2015 1
2011 4
2010 1
2009 1
2008 1
2007 1
2005 1
2003 1
2002 2
1995 1
1993 1
1977 2
1976 1
Show 3 earlier declaration years
1974 2
1973 1
1965 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4451 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-07-09
4238 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-08-07
4012 FLOODING DR Flood 2011-08-12
3325 FLOODING EM Flood 2011-06-30
1961 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2011-03-23
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1934 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-08-17
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1708 SEVERE STORMS AND FLOODING DR Severe Storm 2007-06-11
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1463 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-06
1412 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-06
1403 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-06
1054 SEVERE STORMS, TORNADOES, HAIL, FLOODING DR Severe Storm 1995-06-02
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
538 SEVERE STORMS & FLOODING DR Flood 1977-09-14
535 TORNADOES & FLOODING DR Tornado 1977-05-07
Show 5 earlier declaration records
DR# Title Type Incident Date
3017 DROUGHT EM Drought 1976-09-24
439 SEVERE STORMS & FLOODING DR Flood 1974-06-10
407 SEVERE STORMS & FLOODING DR Flood 1973-11-01
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19
203 SEVERE STORMS & FLOODING DR Flood 1965-07-27

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lafayette County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

18

Total Paid

$275.6K

Avg Per Claim

$15.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 52.5/100

Expected Annual Loss

Relatively Low

$20.2M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Cold Wave Relatively Moderate
Heat Wave Relatively Low
Landslide Relatively Low
Ice Storm Relatively Moderate
Drought Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Low
Strong Wind Relatively Moderate
Earthquake Very Low
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Wildfire Very Low
Lightning Relatively Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Lafayette County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lafayette County's closest FEMA peer: Clarke County, MS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lafayette County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lafayette County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lafayette County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 25 FEMA declarations, Lafayette County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lafayette County?
The most common disaster type in Lafayette County is Severe Storm, with 10 declarations. Other disaster types include Flood (7), Severe Ice Storm (3), Biological (2).
How does Lafayette County's FEMA declaration record compare with the Missouri average?
FEMA lists 25 declaration records for Lafayette County. That is 1% above the Missouri county mean of 24.6. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lafayette County received?
Lafayette County has received 18 major disaster declarations, representing 72% of all 25 disaster declarations.
How many flood insurance claims has Lafayette County filed?
Lafayette County has 18 National Flood Insurance Program (NFIP) claims totaling $275.6K in payments, with an average of $15.3K per claim.
What was the worst year for disasters in Lafayette County?
The most active year for disaster declarations in Lafayette County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2020.
What is the FEMA National Risk Index score for Lafayette County?
According to the FEMA National Risk Index, Lafayette County, Missouri has an overall risk score of 52.5 out of 100 (Relatively Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.2M in annualized losses.
Which natural hazard poses the greatest risk to Lafayette County?
FEMA's NRI data points to Lafayette County as of the latest release is Cold Wave (risk rating: Relatively Moderate). Other significant hazards include Heat Wave (Relatively Low) and Landslide (Relatively Low). FEMA's modeled event frequency puts cold wave here at an average of 2.3 times per year, drawn from 43 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.