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Texas · FEMA + NOAA + National Risk Index

Coryell County, TX

23 FEMA disaster declarations (1989-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Fire.

23
FEMA declarations
14
Major disasters
63
NRI risk · Relatively Low
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Coryell County. Its 23 FEMA declarations are 10% above the Texas county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 37%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 37%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
72
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48099 · Coryell County 23 declarations · rank 1172/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 23
  • MAJOR-MID 61%
  • RANK-LOWER #1,172
  • PHOTO-FINISH Roanoke
  • NRI-LOW 63
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +10%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Coryell County in the declaration-count neighbourhood

FEMA declaration records among Coryell County and nearest peers by total count

declarations

What this shows Coryell County carries 23 FEMA declaration records, ranked 1172 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Coryell County's FEMA declaration count compares nationally

Coryell County vs. all counties in this dataset

FEMA disaster declarations, all-time · Coryell County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Coryell County's FEMA Risk Index score

0/100100/100Texas avg49/10063.4/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Coryell County is led by Riverine Flooding (about $9.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Tornado carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Coryell County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 72 paid claims, totaling $1.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $15.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Coryell County's 23 federal records stand 10% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 63.4/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.9M in annualized losses), and a Relatively Low social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Tornado carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 28 historical events on record.

64 /100

Historical Activity Index

High historical activity

Coryell County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
14/25

23 declarations (1.1x state county average of 21)

Major Disaster Share High
15/25

14 of 23 declarations are major disasters (61%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Coryell County

FEMA NRI 8-hazard radar - Coryell County

Coryell County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 48, Wildfire 25, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Coryell County NRI risk profile FIPS 48099 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

61%

Major-heavy

NRI risk score

63

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Coryell County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively Moderate roughly once every 2 years
Lightning Relatively High an average of 50 times per year
Wildfire Relatively Low roughly once every 273 years
Winter Weather Relatively Moderate an average of 3.4 times per year
Hail Relatively Moderate an average of 4.7 times per year
Cold Wave Relatively Moderate roughly once every 1 years
Heat Wave Relatively Low 12 modeled event-days per year
Riverine Flooding Relatively Low an average of 1.5 times per year
Hurricane Relatively Low roughly once every 37 years
Ice Storm Relatively Low roughly once every 1 years
Drought Relatively Low 69 modeled event-days per year
Strong Wind Relatively Low an average of 1.7 times per year
Landslide Very Low roughly once every 5 years
Earthquake Very Low roughly once every 2,088 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 7
Flood 4
Severe Storm 4
Hurricane 3
Severe Ice Storm 2
Biological 2
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Coryell County's record, 30% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 60.9%

of all 23 declarations

Emergency - 8 34.8%

of all 23 declarations

Fire Management - 1 4.3%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 2
2020 2
2019 1
2016 1
2015 1
2011 2
2008 1
2007 1
2006 1
2005 3
2000 1
1999 1
1998 1
1996 1
Show 3 earlier declaration years
1993 1
1992 1
1989 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4416 SEVERE STORMS AND FLOODING DR Flood 2019-02-25
4269 SEVERE STORMS AND FLOODING DR Flood 2016-04-25
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
4029 WILDFIRES DR Fire 2011-09-09
1999 WILDFIRES DR Fire 2011-07-01
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
2286 BLUESTEM FIRE FM Fire 1999-10-26
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3117 EXTREME FIRE HAZARD EM Fire 1996-02-23
Show 3 earlier declaration records
DR# Title Type Incident Date
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
930 SEVERE THUNDERSTORMS DR Flood 1991-12-26
828 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1989-05-19

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Coryell County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

72

Total Paid

$1.1M

Avg Per Claim

$15.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 63.4/100

Expected Annual Loss

Relatively Low

$22.9M/year

Social Vulnerability

Relatively Low

Community Resilience

Very Low

Hazard Risk Breakdown

Tornado Relatively Moderate
Lightning Relatively High
Wildfire Relatively Low
Winter Weather Relatively Moderate
Hail Relatively Moderate
Cold Wave Relatively Moderate
Heat Wave Relatively Low
Riverine Flooding Relatively Low
Hurricane Relatively Low
Ice Storm Relatively Low
Drought Relatively Low
Strong Wind Relatively Low
Landslide Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

Worth noting for Coryell County: the model and the federal record do NOT point at the same hazard. Tornado carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Coryell County's closest FEMA peer: District of Columbia, DC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Coryell County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Coryell County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Coryell County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Coryell County's NFIP claims file (72 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Coryell County?
The most common disaster type in Coryell County is Fire, with 7 declarations. Other disaster types include Flood (4), Severe Storm (4), Hurricane (3).
How does Coryell County's FEMA declaration record compare with the Texas average?
FEMA lists 23 declaration records for Coryell County. That is 10% above the Texas county mean of 20.9. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Coryell County received?
Coryell County has received 14 major disaster declarations, representing 61% of all 23 disaster declarations.
How many flood insurance claims has Coryell County filed?
Coryell County has 72 National Flood Insurance Program (NFIP) claims totaling $1.1M in payments, with an average of $15.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Coryell County?
No. In Coryell County, Tornado has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $9.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Coryell County?
The most active year for disaster declarations in Coryell County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1989 to 2024.
What is the FEMA National Risk Index score for Coryell County?
According to the FEMA National Risk Index, Coryell County, Texas has an overall risk score of 63.4 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.9M in annualized losses.
Which natural hazard poses the greatest risk to Coryell County?
The top hazard flagged by FEMA's NRI for Coryell County is Tornado (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively High) and Wildfire (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 2 years, drawn from 28 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Coryell County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events