FEMA Records
6
Low volume
New Mexico · FEMA + NOAA + National Risk Index
Curry County, NM
6 FEMA disaster declarations (2000-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Biological.
- 6
- FEMA declarations
- 2
- Major disasters
- 62
- NRI risk · Relatively Low
- Biological
- Top hazard
The verdict
Start with the local benchmark for Curry County: 6 FEMA declaration records are 52% below the New Mexico county mean, even though the count is higher than 3% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks in the riskiest 38%.
- Riskiest 38%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 6
- FEMA declarations vs 21 national county avg
- 56
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
How does Curry County compare?
Curry County vs. all counties in this dataset
FEMA disaster declarations, all-time
6 3rd percentile higher than 3% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Curry County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the New Mexico county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Curry County is led by Riverine Flooding (about $6.7M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Curry County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 56 paid claims, totaling $562.9K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $10.1K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a New Mexico county averages 12.5 federal declaration records, while Curry County has 6. The gap is 52% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 61.8/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $21.3M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 104 modeled event-days per year here, based on 3,213 historical events on record.
Declaration frequency
The state comparison is the clearest context for Curry County's moderate federal record. Its 6 declarations sit 52% below the New Mexico county mean, with 2 Major Disaster entries among them. 2 records concern Biological, the file's most frequent incident type. Spread across 20 years, the registry rate is 0.3 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.
28 /100
Historical Activity Index
Moderate historical activity
Curry County, NM · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
4/30
6 OpenFEMA declarations, full ingest window (0.3x national county average)
County Disaster Density Low
6/25
6 declarations (0.5x state county average of 12)
Major Disaster Share Moderate
8/25
2 of 6 declarations are major disasters (33%)
Hazard Diversity High
10/20
4 different disaster types declared in Curry County
Historical Declaration Activity
Activity Band
Moderate
vs. New Mexico Avg
-52%
State avg: 12.5
vs. National Avg
-71%
National avg: 20.7
Avg Per Year
0.3
Over 20 years
FEMA NRI 8-hazard radar - Curry County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
33%
Mixed major share
NRI risk score
62
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Curry County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively High | 104 modeled event-days per year |
| Wildfire | Relatively Moderate | roughly once every 117 years |
| Winter Weather | Relatively High | an average of 8.5 times per year |
| Hail | Relatively Moderate | an average of 2.9 times per year |
| Heat Wave | Relatively Low | 1.3 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 2 years |
| Lightning | Relatively Moderate | an average of 50 times per year |
| Strong Wind | Relatively Moderate | an average of 1.3 times per year |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Ice Storm | Relatively Low | roughly once every 3 years |
| Earthquake | Very Low | roughly once every 2,421 years |
| Volcanic Activity | Very Low | roughly once every 10,000 years |
| Landslide | Very Low | roughly once every 7 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Biological 2
Fire 2
Severe Storm 1
Hurricane 1
What Biological declarations mean here
Biological is the most frequent declaration type on Curry County's record, 33% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.
This has a direct consequence for how Curry County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 3 50.0%
of all 6 declarations
Major Disaster - 2 33.3%
of all 6 declarations
Fire Management - 1 16.7%
of all 6 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2011 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2000 | 1 | |
Disaster Declarations
How the 6 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 6 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4529 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3460 | COVID-19 | EM | Biological | 2020-03-13 |
| 2897 | TIRE FIRE | FM | Fire | 2011-04-17 |
| 1690 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2007-04-02 |
| 3229 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 3154 | SEVERE FIRE THREATS | EM | Fire | 2000-05-10 |
Storm Events in New Mexico
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Curry County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Drought | 3,382 | 0 | 0 | $0 |
| High Wind | 2,351 | 0 | 3 | $18.9M |
| Hail | 1,669 | 1 | 24 | $17.2M |
| Heavy Snow | 986 | 6 | 72 | $2.5M |
| Thunderstorm Wind | 952 | 1 | 13 | $25.1M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
56
Total Paid
$562.9K
Avg Per Claim
$10.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 61.8/100
Expected Annual Loss
Relatively Low
$21.3M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Very Low
Hazard Risk Breakdown
Drought Relatively High
Wildfire Relatively Moderate
Winter Weather Relatively High
Hail Relatively Moderate
Heat Wave Relatively Low
Tornado Relatively Low
Lightning Relatively Moderate
Strong Wind Relatively Moderate
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Earthquake Very Low
Volcanic Activity Very Low
Landslide Very Low
Hurricane No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Curry County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Curry County's closest FEMA peer: Shelby County, KY
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Curry County. Record similarity, not a safety rating.
Similar modeled NRI score
Curry County: NRI composite 61.8 (Relatively Low).
Similar Major-disaster share
Curry County: 2 of 6 of its declarations are Major.
Closest declaration profiles
Curry County shows 6 FEMA declarations, led by Biological.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Curry County - capture-dated entries only.
Further reading for this county
Understanding disaster data
Curry County's NFIP claims file (56 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Curry County?
The most common disaster type in Curry County is Biological, with 2 declarations. Other disaster types include Fire (2), Severe Storm (1), Hurricane (1).
How does Curry County's FEMA declaration record compare with the New Mexico average?
The typical New Mexico county has 12.5 FEMA declaration records; Curry County has 6, or 52% fewer. Against the national county mean of 20.7, this county's total is 71% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Curry County received?
Curry County has received 2 major disaster declarations, representing 33% of all 6 disaster declarations.
How many flood insurance claims has Curry County filed?
Curry County has 56 National Flood Insurance Program (NFIP) claims totaling $562.9K in payments, with an average of $10.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Curry County?
No. In Curry County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $6.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Curry County?
The most active year for disaster declarations in Curry County was 2020, with 2 declarations. The county has FEMA disaster data spanning 2000 to 2020.
What is the FEMA National Risk Index score for Curry County?
According to the FEMA National Risk Index, Curry County, New Mexico has an overall risk score of 61.8 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.3M in annualized losses.
Which natural hazard poses the greatest risk to Curry County?
The top hazard flagged by FEMA's NRI for Curry County is Drought (risk rating: Relatively High). Other significant hazards include Wildfire (Relatively Moderate) and Winter Weather (Relatively High). FEMA's modeled event frequency puts drought here at 104 modeled event-days per year, drawn from 3,213 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Curry County
Against a New Mexico county mean of 12 declarations, Curry County, NM records 6, or 52% fewer. PlainHazard classifies that historical total as moderate activity.
- Emergency is the largest group (3 of 6) in a declaration history that remains below its state benchmark; frequency here is not a forecast. New Mexico overview
- Nationally the county exceeds 3% of recorded county totals, but its own New Mexico benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.