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Ohio · FEMA + NOAA + National Risk Index

Cuyahoga County, OH

19 FEMA disaster declarations (1965-2020), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Severe Storm.

19
FEMA declarations
14
Major disasters
98
NRI risk · Relatively High
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Cuyahoga County. Its 19 FEMA declarations are 30% above the Ohio county mean and exceed the count for 41% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 2%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 2%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
1,730
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Cuyahoga County compare?

Cuyahoga County vs. all counties in this dataset

FEMA disaster declarations, all-time

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Cuyahoga County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Ohio county average

0/100100/100Ohio avg55/10098/100
FEMA National Risk Index composite score vs. the Ohio county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Cuyahoga County is led by Riverine Flooding (about $177.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Cold Wave carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Cuyahoga County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,730 claims and $35.3M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $20.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Cuyahoga County's 19 federal records stand 30% above the Ohio county mean of 14.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 98.0/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $282.4M in annualized losses). Social vulnerability reads Relatively High and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 3.7 times per year here, based on 70 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 19 entries for Cuyahoga County, including 14 Major Disaster records, 30% above the Ohio county mean. Across the 55-year span, that works out to 0.3 declarations a year. Severe Storm leads the file with 6 entries. Declaration type records the federal action taken, not every assistance program approved.

66 /100

Historical Activity Index

High historical activity

Cuyahoga County, OH · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density High
16/25

19 declarations (1.3x state county average of 15)

Major Disaster Share High
18/25

14 of 19 declarations are major disasters (74%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Cuyahoga County

Historical Declaration Activity

Activity Band

High

vs. Ohio Avg

+30%

State avg: 14.6

vs. National Avg

-8%

National avg: 20.7

Avg Per Year

0.3

Over 55 years

FEMA NRI 8-hazard radar - Cuyahoga County

Cuyahoga County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 70, Hurricane 25, Tornado 92, Wildfire 8, Drought 0, Heat Wave 70, Winter Storm 92. The simple mean of these eight displayed scores is 48 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 48 8-hazard mean
Cuyahoga County NRI risk profile FIPS 39035 · displayed-hazard mean 48/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

74%

Major-heavy

NRI risk score

98

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Cuyahoga County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Very High an average of 3.7 times per year
Tornado Very High roughly once every 2 years
Riverine Flooding Relatively High an average of 2.8 times per year
Heat Wave Relatively High 2.2 modeled event-days per year
Strong Wind Relatively High an average of 2 times per year
Winter Weather Relatively High an average of 19 times per year
Lightning Relatively High an average of 40 times per year
Ice Storm Relatively High roughly once every 1 years
Earthquake Relatively Low roughly once every 1,075 years
Hurricane Relatively Low roughly once every 76 years
Wildfire Very Low roughly once every 57,975 years
Hail Relatively Low an average of 3.7 times per year
Landslide Very Low roughly once every 7 years
Coastal Flooding Very Low roughly once every 79 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 4
Tornado 3
Biological 2
Hurricane 2
Other 1
Snowstorm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Cuyahoga County's record, 32% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 73.7%

of all 19 declarations

Emergency - 5 26.3%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2013 1
2012 1
2006 1
2005 1
2004 2
2003 3
1992 1
1989 1
1978 1
1975 1
1973 1
1972 1
1969 1
1965 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4507 COVID-19 PANDEMIC DR Biological 2020-03-31
3457 COVID-19 EM Biological 2020-03-13
4098 SEVERE STORMS AND FLOODING DUE TO THE REMNANTS OF HURRICANE SANDY DR Hurricane 2013-01-03
3346 SEVERE STORMS EM Severe Storm 2012-06-30
1651 SEVERE STORMS, TORNADOES, STRAIGHT LINE WINDS, AND FLOODING DR Severe Storm 2006-07-02
3250 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1556 SEVERE STORMS AND FLOODING DR Severe Storm 2004-09-19
1519 SEVERE STORMS AND FLOODING DR Severe Storm 2004-06-03
3187 POWER OUTAGE EM Other 2003-09-23
1484 TORNADOES, FLOODING, SEVERE STORMS, AND HIGH WINDS DR Tornado 2003-08-01
1444 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-18
951 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1992-08-04
831 SEVERE STORMS & FLOODING DR Flood 1989-06-10
3055 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-26
480 WINDS, TORNADOES, HEAVY RAINS & FLOODING DR Flood 1975-09-11
377 SEVERE STORMS & FLOODING DR Flood 1973-04-27
345 TROPICAL STORM AGNES DR Flood 1972-07-19
266 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1969-07-15
191 TORNADOES & SEVERE STORMS DR Tornado 1965-04-14

Storm Events in Ohio

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cuyahoga County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,938 6 39 $60.4M
Winter Weather 2,101 7 42 $3.3M
Hail 1,749 0 0 $673.5K
Flood 1,607 9 0 $84.5M
Flash Flood 1,089 9 7 $112.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,730

Total Paid

$35.3M

Avg Per Claim

$20.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 98.0/100

Expected Annual Loss

Relatively High

$282.4M/year

Social Vulnerability

Relatively High

Community Resilience

Very High

Hazard Risk Breakdown

Cold Wave Very High
Tornado Very High
Riverine Flooding Relatively High
Heat Wave Relatively High
Strong Wind Relatively High
Winter Weather Relatively High
Lightning Relatively High
Ice Storm Relatively High
Earthquake Relatively Low
Hurricane Relatively Low
Wildfire Very Low
Hail Relatively Low
Landslide Very Low
Coastal Flooding Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Cuyahoga County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Cuyahoga County's closest FEMA peer: East Baton Rouge Parish, LA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cuyahoga County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Cuyahoga County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Cuyahoga County's NFIP claims file (1,730 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Cuyahoga County?
The most common disaster type in Cuyahoga County is Severe Storm, with 6 declarations. Other disaster types include Flood (4), Tornado (3), Biological (2).
How does Cuyahoga County's FEMA declaration record compare with the Ohio average?
FEMA lists 19 declaration records for Cuyahoga County. That is 30% above the Ohio county mean of 14.6. Its count is also 8% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Cuyahoga County received?
Cuyahoga County has received 14 major disaster declarations, representing 74% of all 19 disaster declarations.
How many flood insurance claims has Cuyahoga County filed?
Cuyahoga County has 1,730 National Flood Insurance Program (NFIP) claims totaling $35.3M in payments, with an average of $20.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cuyahoga County?
No. In Cuyahoga County, Cold Wave has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $177.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cuyahoga County?
The most active year for disaster declarations in Cuyahoga County was 2003, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2020.
What is the FEMA National Risk Index score for Cuyahoga County?
According to the FEMA National Risk Index, Cuyahoga County, Ohio has an overall risk score of 98.0 out of 100 (Relatively High). Social vulnerability here rates Relatively High, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively High, representing $282.4M in annualized losses.
Which natural hazard poses the greatest risk to Cuyahoga County?
The top hazard flagged by FEMA's NRI for Cuyahoga County as of the latest release is Cold Wave (risk rating: Very High). Other significant hazards include Tornado (Very High) and Riverine Flooding (Relatively High). FEMA's modeled event frequency puts cold wave here at an average of 3.7 times per year, drawn from 70 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Cuyahoga County

Cuyahoga County, OH has 19 federal declaration records, 30% more than the Ohio county mean of 15; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 14 of 19 records; the category describes past federal action, not the next likely hazard. Ohio overview
  • The state benchmark and national rank point the same way: this count tops the Ohio mean and the totals for 41% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.