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Illinois · FEMA + NOAA + National Risk Index

Douglas County, IL

13 FEMA disaster declarations (1990-2023), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

13
FEMA declarations
10
Major disasters
62
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Douglas County. Its 13 FEMA declarations are 1% above the Illinois county mean and exceed the count for 17% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 38%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 38%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
13
FEMA declarations vs 21 national county avg
209
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 17041 · Douglas County 13 declarations · rank 2621/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 13
  • MAJOR-MID 77%
  • RANK-LOWER #2,621
  • PHOTO-FINISH Clarke
  • NRI-LOW 62
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +1%

Nearest declaration peer: Clarke, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile

Douglas County among counties with fewer federal records

FEMA declaration records among Douglas County and nearest peers by total count

declarations

What this shows Douglas County carries 13 FEMA declaration records, ranked 2621 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Douglas County versus quieter counties in this dataset

Douglas County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Douglas County

13 17th percentile higher than 17% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Douglas County's FEMA Risk Index score

0/100100/100Illinois avg55/10062.1/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Douglas County is led by Riverine Flooding (about $7.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Douglas County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 209 paid claims, totaling $1.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $5.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Douglas County's 13 federal records stand 1% above the Illinois county mean of 12.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 62.1/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $19.7M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 2.7 times per year here, based on 101 historical events on record.

59 /100

Historical Activity Index

High historical activity

Douglas County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

13 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density High
13/25

13 declarations (1.0x state county average of 13)

Major Disaster Share Very High
19/25

10 of 13 declarations are major disasters (77%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Douglas County

FEMA NRI 8-hazard radar - Douglas County

Douglas County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Douglas County NRI risk profile FIPS 17041 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

13

Low volume

Major Disaster share

77%

Mostly major

NRI risk score

62

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Douglas County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively High an average of 2.7 times per year
Drought Relatively Moderate 1.7 modeled event-days per year
Strong Wind Relatively Moderate an average of 4.2 times per year
Earthquake Relatively Low roughly once every 352 years
Cold Wave Relatively Moderate an average of 2.7 times per year
Winter Weather Relatively Moderate an average of 8.6 times per year
Riverine Flooding Relatively Low an average of 1 time per year
Heat Wave Relatively Low 6.9 modeled event-days per year
Tornado Relatively Low roughly once every 3 years
Hurricane Very Low roughly once every 35 years
Lightning Relatively Low an average of 48 times per year
Landslide Very Low roughly once every 13 years
Ice Storm Very Low roughly once every 1 years
Wildfire Very Low roughly once every 49,118 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 4
Biological 2
Tornado 2
Snowstorm 2
Flood 1
Hurricane 1
Severe Ice Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Douglas County's record, 31% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 76.9%

of all 13 declarations

Emergency - 3 23.1%

of all 13 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2020 2
2014 1
2013 1
2011 1
2008 1
2005 1
2002 1
1999 1
1996 1
1994 1
1990 1

Disaster Declarations

How the 13 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 13 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4728 SEVERE STORMS AND FLOODING DR Severe Storm 2023-08-15
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
4157 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2013-11-26
4116 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2013-05-10
1960 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-03-17
1771 SEVERE STORMS AND FLOODING DR Severe Storm 2008-06-24
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1416 SEVERE STORMS, TORNADOES AND FLOODING DR Tornado 2002-05-21
3134 IL-WINTER STORM 1/1/99 EM Snowstorm 1999-01-08
1112 SEVERE STORMS AND FLOODING DR Severe Storm 1996-05-06
1025 SEVERE STORMS AND FLOODING DR Severe Storm 1994-04-26
860 SEVERE ICE STORM DR Severe Ice Storm 1990-03-06

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Douglas County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

209

Total Paid

$1.2M

Avg Per Claim

$5.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 62.1/100

Expected Annual Loss

Relatively Low

$19.7M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Hail Relatively High
Drought Relatively Moderate
Strong Wind Relatively Moderate
Earthquake Relatively Low
Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Tornado Relatively Low
Hurricane Very Low
Lightning Relatively Low
Landslide Very Low
Ice Storm Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Douglas County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Douglas County's closest FEMA peer: Pine County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Douglas County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Douglas County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Douglas County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Douglas County's NFIP claims file (209 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Douglas County?
The most common disaster type in Douglas County is Severe Storm, with 4 declarations. Other disaster types include Biological (2), Tornado (2), Snowstorm (2).
How does Douglas County's FEMA declaration record compare with the Illinois average?
FEMA lists 13 declaration records for Douglas County. That is 1% above the Illinois county mean of 12.9. Its count is also 37% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Douglas County received?
Douglas County has received 10 major disaster declarations, representing 77% of all 13 disaster declarations.
How many flood insurance claims has Douglas County filed?
Douglas County has 209 National Flood Insurance Program (NFIP) claims totaling $1.2M in payments, with an average of $5.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Douglas County?
No. In Douglas County, Hail has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $7.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Douglas County?
The most active year for disaster declarations in Douglas County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1990 to 2023.
What is the FEMA National Risk Index score for Douglas County?
According to the FEMA National Risk Index, Douglas County, Illinois has an overall risk score of 62.1 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.7M in annualized losses.
Which natural hazard poses the greatest risk to Douglas County?
The top hazard flagged by FEMA's NRI for Douglas County as of the latest release is Hail (risk rating: Relatively High). Other significant hazards include Drought (Relatively Moderate) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 2.7 times per year, drawn from 101 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Douglas County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events