FEMA Records
29
High volume
Puerto Rico · FEMA + NOAA + National Risk Index
Fajardo Municipio, PR
29 FEMA disaster declarations (1971-2025), with a FEMA National Risk Index rating of null. Most common hazard: Hurricane.
- 29
- FEMA declarations
- 18
- Major disasters
- Hurricane
- Top hazard
How does Fajardo Municipio compare?
Fajardo Municipio vs. all counties in this dataset
FEMA disaster declarations, all-time
29 Top 15% higher than 85% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Fajardo Municipio is led by Hurricane (about $18.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Coastal Flooding carries the highest National Risk Index rating (null). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Fajardo Municipio's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 474 paid claims, totaling $1.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $3.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Fajardo Municipio's 29 federal records stand 7% above the Puerto Rico county mean of 27.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
Declaration frequency
The FEMA register is busy by both local and national comparisons. It contains 29 entries for Fajardo Municipio, including 18 Major Disaster records, 7% above the Puerto Rico county mean. Across the 54-year span, that works out to 0.5 declarations a year. Hurricane leads the file with 14 entries. Declaration type records the federal action taken, not every assistance program approved.
FEMA National Risk Index
Even the county's top-rated hazard, Coastal Flooding, only reaches on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 5 years here.
68 /100
Historical Activity Index
High historical activity
Fajardo Municipio, PR · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
21/30
29 OpenFEMA declarations, full ingest window (1.4x national county average)
County Disaster Density High
13/25
29 declarations (1.1x state county average of 27)
Major Disaster Share High
16/25
18 of 29 declarations are major disasters (62%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Fajardo Municipio
Historical Declaration Activity
Activity Band
High
vs. Puerto Rico Avg
+7%
State avg: 27.1
vs. National Avg
+40%
National avg: 20.7
Avg Per Year
0.5
Over 54 years
FEMA NRI 8-hazard radar - Fajardo Municipio
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
62%
Major-heavy
County FIPS
72053
PR state code
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Fajardo Municipio?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Coastal Flooding | roughly once every 5 years | |
| Drought | 0.8 modeled event-days per year | |
| Earthquake | roughly once every 21 years | |
| Hail | roughly once every 38 years | |
| Hurricane | roughly once every 4 years | |
| Riverine Flooding | an average of 1.7 times per year | |
| Landslide | an average of 1.7 times per year | |
| Lightning | an average of 65 times per year | |
| Strong Wind | roughly once every 201 years | |
| Tornado | roughly once every 491 years | |
| Tsunami | roughly once every 18 years | |
| Volcanic Activity | roughly once every 99 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 14
Flood 6
Severe Storm 4
Biological 2
Tropical Storm 1
Earthquake 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Fajardo Municipio's federal record, 48% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 18 62.1%
of all 29 declarations
Emergency - 11 37.9%
of all 29 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2025 | 1 | |
| 2024 | 1 | |
| 2022 | 2 | |
| 2020 | 5 | |
| 2019 | 1 | |
| 2017 | 3 | |
| 2011 | 2 | |
| 2004 | 2 | |
| 2000 | 1 | |
| 1998 | 1 | |
| 1995 | 1 | |
| 1992 | 1 | |
| 1989 | 1 | |
| 1988 | 1 | |
| 1986 | 1 | |
Show 4 earlier declaration years
| 1979 | 1 | |
| 1975 | 2 | |
| 1974 | 1 | |
| 1971 | 1 | |
Disaster Declarations
How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4850 | TROPICAL STORM ERNESTO | DR | Tropical Storm | 2024-11-27 |
| 3610 | TROPICAL STORM ERNESTO | EM | Severe Storm | 2024-08-13 |
| 4671 | HURRICANE FIONA | DR | Hurricane | 2022-09-21 |
| 3583 | TROPICAL STORM FIONA | EM | Hurricane | 2022-09-18 |
| 3537 | TROPICAL STORM LAURA | EM | Hurricane | 2020-08-22 |
| 3532 | POTENTIAL TROPICAL CYCLONE NINE | EM | Hurricane | 2020-07-29 |
| 4493 | COVID-19 PANDEMIC | DR | Biological | 2020-03-27 |
| 3452 | COVID-19 | EM | Biological | 2020-03-13 |
| 3426 | EARTHQUAKES | EM | Earthquake | 2020-01-07 |
| 3417 | TROPICAL STORM DORIAN | EM | Severe Storm | 2019-08-27 |
| 4339 | HURRICANE MARIA | DR | Hurricane | 2017-09-20 |
| 3391 | HURRICANE MARIA | EM | Hurricane | 2017-09-18 |
| 4336 | HURRICANE IRMA | DR | Hurricane | 2017-09-10 |
| 4017 | HURRICANE IRENE | DR | Hurricane | 2011-08-27 |
| 3326 | HURRICANE IRENE | EM | Hurricane | 2011-08-22 |
| 1552 | TROPICAL STORM JEANNE AND RESULTING LANDSLIDES AND MUDSLIDES | DR | Severe Storm | 2004-09-17 |
| 1501 | SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES | DR | Severe Storm | 2003-11-21 |
| 3151 | HURRICANE LENNY | EM | Hurricane | 1999-11-17 |
| 1247 | HURRICANE GEORGES - 18 SEP 98 | DR | Hurricane | 1998-09-24 |
| 1068 | HURRICANE MARILYN | DR | Hurricane | 1995-09-16 |
Show 9 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 931 | SEVERE STORMS & FLOODING | DR | Flood | 1992-01-22 |
| 842 | HURRICANE HUGO | DR | Hurricane | 1989-09-21 |
| 805 | SEVERE STORMS & FLOODING | DR | Flood | 1987-12-17 |
| 746 | SEVERE STORMS, FLOODING & MUDSLIDES | DR | Flood | 1985-10-10 |
| 597 | HURRICANE DAVID | DR | Hurricane | 1979-09-02 |
| 483 | TROPICAL STORM ELIOISE | DR | Flood | 1975-09-19 |
| 455 | FLOODING | DR | Flood | 1974-11-30 |
| 3002 | IMPACT OF DROUGHT | EM | Drought | 1974-08-29 |
| 296 | HEAVY RAINS & FLOODING | DR | Flood | 1970-10-12 |
Storm Events in Puerto Rico
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fajardo Municipio.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Flash Flood | 907 | 31 | 14 | $19.0B |
| Flood | 858 | 2 | 0 | $2.0M |
| Debris Flow | 297 | 0 | 0 | $3.8M |
| Thunderstorm Wind | 194 | 1 | 3 | $1.7M |
| Excessive Heat | 184 | 0 | 0 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
474
Total Paid
$1.6M
Avg Per Claim
$3.3K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Score: N/A/100
Expected Annual Loss
Relatively Low
$31.5M/year
Social Vulnerability
Data Unavailable
Community Resilience
Data Unavailable
Hazard Risk Breakdown
Coastal Flooding
Drought
Earthquake
Hail
Hurricane
Riverine Flooding
Landslide
Lightning
Strong Wind
Tornado
Tsunami
Volcanic Activity
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Coastal Flooding
Coastal Flooding is modeled separately from riverine flooding because its driver is different: surge, tide and wave action rather than a watershed draining. It is also the hazard whose baseline is moving, since the same storm rides on a higher starting sea level than it used to.
For Fajardo Municipio the two measures on this page point the same way: Coastal Flooding is the county's highest-rated modeled hazard, and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Fajardo Municipio's closest FEMA peer: Rensselaer County, NY
Comparisons use published FEMA declaration fields for Fajardo Municipio. Record similarity, not a safety rating.
Closest declaration profiles
Fajardo Municipio shows 29 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Fajardo Municipio: 18 of 29 of its declarations are Major.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Fajardo Municipio - capture-dated entries only.
Further reading for this county
Understanding disaster data
Fajardo Municipio's NFIP claims file (474 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Fajardo Municipio?
The most common disaster type in Fajardo Municipio is Hurricane, with 14 declarations. Other disaster types include Flood (6), Severe Storm (4), Biological (2).
How does Fajardo Municipio's FEMA declaration record compare with the Puerto Rico average?
FEMA lists 29 declaration records for Fajardo Municipio. That is 7% above the Puerto Rico county mean of 27.1. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Fajardo Municipio received?
Fajardo Municipio has received 18 major disaster declarations, representing 62% of all 29 disaster declarations.
How many flood insurance claims has Fajardo Municipio filed?
Fajardo Municipio has 474 National Flood Insurance Program (NFIP) claims totaling $1.6M in payments, with an average of $3.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fajardo Municipio?
No. In Fajardo Municipio, Coastal Flooding has the highest National Risk Index rating (null), while Hurricane leads Expected Annual Loss at about $18.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fajardo Municipio?
The most active year for disaster declarations in Fajardo Municipio was 2020, with 5 declarations. The county has FEMA disaster data spanning 1971 to 2025.
What is the FEMA National Risk Index score for Fajardo Municipio?
According to the FEMA National Risk Index, Fajardo Municipio, Puerto Rico has an overall risk score of N/A out of 100 (null). On social vulnerability the county rates Data Unavailable; on community resilience, Data Unavailable. The Expected Annual Loss (EAL) score is Relatively Low, representing $31.5M in annualized losses.
Which natural hazard poses the greatest risk to Fajardo Municipio?
The top hazard flagged by FEMA's NRI for Fajardo Municipio is Coastal Flooding (risk rating: null). Other significant hazards include Drought (null) and Earthquake (null). FEMA's modeled event frequency puts coastal flooding here at roughly once every 5 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Fajardo Municipio
Fajardo Municipio, PR has 29 federal declaration records, 7% more than the Puerto Rico county mean of 27; its history sits in PlainHazard's high activity band.
- Within this above-state-average declaration file, major disaster leads with 18 of 29 records; the category describes past federal action, not the next likely hazard. Puerto Rico overview
- The state benchmark and national rank point the same way: this count tops the Puerto Rico mean and the totals for 85% of 3,266 U.S. counties. Most-disaster rankings
- Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide
An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.