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Wisconsin · FEMA + NOAA + National Risk Index

Forest County, WI

7 FEMA disaster declarations (1976-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

7
FEMA declarations
3
Major disasters
47
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Start with the local benchmark for Forest County: 7 FEMA declaration records are 43% below the Wisconsin county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 47%.

Safer than 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
7
FEMA declarations vs 21 national county avg
3
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Forest County compare?

Forest County vs. all counties in this dataset

FEMA disaster declarations, all-time

7 4th percentile higher than 4% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Forest County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Wisconsin county average

0/100100/100Wisconsin avg59/10047.4/100
FEMA National Risk Index composite score vs. the Wisconsin county average

What does Forest County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 47.4/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $11.8M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 9.1 times per year here, based on 172 historical events on record.

Declaration frequency

The state comparison is the clearest context for Forest County's moderate federal record. Its 7 declarations sit 43% below the Wisconsin county mean, with 3 Major Disaster entries among them. 2 records concern Severe Storm, the file's most frequent incident type. Spread across 44 years, the registry rate is 0.2 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 3 claims and $33.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Wisconsin county averages 12.3 federal declaration records, while Forest County has 7. The gap is 43% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

36 /100

Historical Activity Index

Moderate historical activity

Forest County, WI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
5/30

7 OpenFEMA declarations, full ingest window (0.3x national county average)

County Disaster Density Moderate
7/25

7 declarations (0.6x state county average of 12)

Major Disaster Share Moderate
11/25

3 of 7 declarations are major disasters (43%)

Hazard Diversity High
13/20

5 different disaster types declared in Forest County

Historical Declaration Activity

Activity Band

Moderate

vs. Wisconsin Avg

-43%

State avg: 12.3

vs. National Avg

-66%

National avg: 20.7

Avg Per Year

0.2

Over 44 years

FEMA NRI 8-hazard radar - Forest County

Forest County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 15 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 15 8-hazard mean
Forest County NRI risk profile FIPS 55041 · displayed-hazard mean 15/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

7

Low volume

Major Disaster share

43%

Mixed major share

NRI risk score

47

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Forest County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High an average of 9.1 times per year
Hail Relatively Low an average of 1.5 times per year
Lightning Relatively Low an average of 28 times per year
Winter Weather Relatively Low an average of 17 times per year
Tornado Very Low roughly once every 5 years
Riverine Flooding Very Low roughly once every 7 years
Strong Wind Relatively Low an average of 1.6 times per year
Drought Very Low 1.4 modeled event-days per year
Landslide Very Low roughly once every 4 years
Wildfire Very Low roughly once every 44,780 years
Heat Wave Very Low 0.3 modeled event-days per year
Ice Storm Very Low roughly once every 67 years
Earthquake Very Low roughly once every 4,545 years
Hurricane No Rating roughly once every 174 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Biological 2
Severe Storm 2
Flood 1
Hurricane 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Forest County's record, 29% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 4 57.1%

of all 7 declarations

Major Disaster - 3 42.9%

of all 7 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 1
2005 1
2000 1
1978 1
1976 1

Disaster Declarations

How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4520 COVID-19 PANDEMIC DR Biological 2020-04-04
3454 COVID-19 EM Biological 2020-03-13
4459 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-08-27
3249 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1332 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2000-06-24
3048 WINDS, HAIL & RAIN EM Severe Storm 1977-10-03
3014 DROUGHT EM Drought 1976-06-17

Storm Events in Wisconsin

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Forest County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,504 5 23 $45.0M
Hail 2,620 0 0 $57.8M
Winter Weather 1,939 43 152 $2.1M
Winter Storm 1,338 15 86 $2.3M
Flood 740 12 4 $115.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3

Total Paid

$33.3K

Avg Per Claim

$11.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 47.4/100

Expected Annual Loss

Very Low

$11.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Hail Relatively Low
Lightning Relatively Low
Winter Weather Relatively Low
Tornado Very Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Drought Very Low
Landslide Very Low
Wildfire Very Low
Heat Wave Very Low
Ice Storm Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Forest County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Forest County's closest FEMA peer: Iron County, MI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Forest County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Forest County - capture-dated entries only.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Cold Wave as the top modeled exposure here (Relatively High); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Forest County?
The most common disaster type in Forest County is Severe Storm, with 2 declarations. Other disaster types include Biological (2), Flood (1), Hurricane (1).
How does Forest County's FEMA declaration record compare with the Wisconsin average?
The typical Wisconsin county has 12.3 FEMA declaration records; Forest County has 7, or 43% fewer. Against the national county mean of 20.7, this county's total is 66% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Forest County received?
Forest County has received 3 major disaster declarations, representing 43% of all 7 disaster declarations.
How many flood insurance claims has Forest County filed?
Forest County has 3 National Flood Insurance Program (NFIP) claims totaling $33.3K in payments, with an average of $11.1K per claim.
What was the worst year for disasters in Forest County?
The most active year for disaster declarations in Forest County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2020.
What is the FEMA National Risk Index score for Forest County?
According to the FEMA National Risk Index, Forest County, Wisconsin has an overall risk score of 47.4 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $11.8M in annualized losses.
Which natural hazard poses the greatest risk to Forest County?
Based on FEMA NRI data, the highest-risk natural hazard in Forest County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Hail (Relatively Low) and Lightning (Relatively Low). FEMA's modeled event frequency puts cold wave here at an average of 9.1 times per year, drawn from 172 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Forest County

Against a Wisconsin county mean of 12 declarations, Forest County, WI records 7, or 43% fewer. PlainHazard classifies that historical total as moderate activity.

  • Emergency is the largest group (4 of 7) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Wisconsin overview
  • Nationally the county exceeds 4% of recorded county totals, but its own Wisconsin benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.