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Alabama · FEMA + NOAA + National Risk Index

Franklin County, AL

22 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

22
FEMA declarations
12
Major disasters
68
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Franklin County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 32%; that score models loss and vulnerability rather than counting declarations.

Riskiest 32%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
4
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 01059 · Franklin County 22 declarations · rank 1382/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 22
  • MAJOR-MID 55%
  • RANK-LOWER #1,382
  • PHOTO-FINISH Hardy
  • NRI-LOW 68
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -15%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile

Franklin County in the declaration-count neighbourhood

FEMA declaration records among Franklin County and nearest peers by total count

declarations

What this shows Franklin County carries 22 FEMA declaration records, ranked 1382 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Franklin County's FEMA declaration count compares nationally

Franklin County vs. all counties in this dataset

FEMA disaster declarations, all-time · Franklin County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Franklin County's FEMA Risk Index score

0/100100/100Alabama avg62/10067.7/100
FEMA National Risk Index composite score vs. the Alabama county average

What does Franklin County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 67.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $17.2M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 24 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 4 claims and $52.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Franklin County has 22. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

61 /100

Historical Activity Index

High historical activity

Franklin County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
11/25

22 declarations (0.9x state county average of 26)

Major Disaster Share High
14/25

12 of 22 declarations are major disasters (55%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Franklin County

FEMA NRI 8-hazard radar - Franklin County

Franklin County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 25, Tornado 70, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 31 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 8-hazard mean
Franklin County NRI risk profile FIPS 01059 · displayed-hazard mean 31/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

55%

Major-heavy

NRI risk score

68

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Franklin County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively High roughly once every 2 years
Cold Wave Relatively Moderate an average of 1.3 times per year
Earthquake Relatively Low roughly once every 308 years
Landslide Relatively Low an average of 1.3 times per year
Heat Wave Relatively Low 8.7 modeled event-days per year
Lightning Relatively Moderate an average of 63 times per year
Hurricane Relatively Low roughly once every 32 years
Riverine Flooding Relatively Low an average of 1.1 times per year
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 4.4 times per year
Hail Relatively Low an average of 4.2 times per year
Drought Relatively Low 18 modeled event-days per year
Wildfire Very Low roughly once every 1,443 years
Winter Weather Very Low an average of 4.2 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Hurricane 6
Biological 2
Tornado 2
Fire 1
Snowstorm 1
Flood 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Franklin County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 54.5%

of all 22 declarations

Emergency - 9 40.9%

of all 22 declarations

Fire Management - 1 4.5%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 3
2019 1
2017 1
2016 1
2014 1
2011 2
2008 1
2005 1
2004 1
2003 1
1999 2
1994 1
1993 1
1991 1
Show 3 earlier declaration years
1977 1
1974 1
1973 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4426 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-04-17
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1442 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-14
2277 AL - RUSSELLVILLE FIRE - 09/18/99 FM Fire 1999-09-18
1261 RIV-SEVERE WINTER WX 12/23/98 DR Severe Storm 1999-01-15
1013 SEVERE WINTER STORMS, FREEZING, FLOODING DR Severe Storm 1994-03-03
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
890 SEVERE STORMS & FLOODING DR Flood 1991-01-04
3045 DROUGHT EM Drought 1977-07-20
Show 2 earlier declaration records
DR# Title Type Incident Date
422 TORNADOES DR Tornado 1974-04-04
369 TORNADOES & FLOODING DR Tornado 1973-03-27

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Franklin County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

4

Total Paid

$52.1K

Avg Per Claim

$13.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 67.7/100

Expected Annual Loss

Relatively Low

$17.2M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Tornado Relatively High
Cold Wave Relatively Moderate
Earthquake Relatively Low
Landslide Relatively Low
Heat Wave Relatively Low
Lightning Relatively Moderate
Hurricane Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Hail Relatively Low
Drought Relatively Low
Wildfire Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Franklin County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Franklin County's closest FEMA peer: Aguada Municipio, PR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Franklin County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Franklin County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Franklin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 22 FEMA declarations, Franklin County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Franklin County?
The most common disaster type in Franklin County is Severe Storm, with 8 declarations. Other disaster types include Hurricane (6), Biological (2), Tornado (2).
How does Franklin County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Franklin County has 22, or 15% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Franklin County received?
Franklin County has received 12 major disaster declarations, representing 55% of all 22 disaster declarations.
How many flood insurance claims has Franklin County filed?
Franklin County has 4 National Flood Insurance Program (NFIP) claims totaling $52.1K in payments, with an average of $13.0K per claim.
What was the worst year for disasters in Franklin County?
The most active year for disaster declarations in Franklin County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Franklin County?
According to the FEMA National Risk Index, Franklin County, Alabama has an overall risk score of 67.7 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $17.2M in annualized losses.
Which natural hazard poses the greatest risk to Franklin County?
Based on FEMA NRI data, the highest-risk natural hazard in Franklin County as of the latest release is Tornado (risk rating: Relatively High). Other significant hazards include Cold Wave (Relatively Moderate) and Earthquake (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 2 years, drawn from 24 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Franklin County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events