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Alabama · FEMA + NOAA + National Risk Index

Lawrence County, AL

22 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

22
FEMA declarations
13
Major disasters
69
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Lawrence County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Alabama county mean. FEMA's separate National Risk Index places the county in the riskiest 31%; that score models loss and vulnerability rather than counting declarations.

Riskiest 31%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
46
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 01079 · Lawrence County 22 declarations · rank 1384/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 22
  • MAJOR-MID 59%
  • RANK-LOWER #1,384
  • PHOTO-FINISH Hardy
  • NRI-LOW 69
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -15%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile

Lawrence County in the declaration-count neighbourhood

FEMA declaration records among Lawrence County and nearest peers by total count

declarations

What this shows Lawrence County carries 22 FEMA declaration records, ranked 1384 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lawrence County's FEMA declaration count compares nationally

Lawrence County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lawrence County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lawrence County's FEMA Risk Index score

0/100100/100Alabama avg62/10069.3/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lawrence County is led by Riverine Flooding (about $7.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Tornado carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lawrence County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 69.3/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $20.5M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 44 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 46 claims and $792.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Alabama county averages 25.8 federal declaration records, while Lawrence County has 22. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

60 /100

Historical Activity Index

High historical activity

Lawrence County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
11/25

22 declarations (0.9x state county average of 26)

Major Disaster Share High
15/25

13 of 22 declarations are major disasters (59%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lawrence County

FEMA NRI 8-hazard radar - Lawrence County

Lawrence County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 25, Tornado 70, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 37 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 37 8-hazard mean
Lawrence County NRI risk profile FIPS 01079 · displayed-hazard mean 37/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

59%

Major-heavy

NRI risk score

69

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lawrence County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively High roughly once every 1 years
Lightning Relatively High an average of 62 times per year
Earthquake Relatively Low roughly once every 292 years
Heat Wave Relatively Moderate 8.5 modeled event-days per year
Cold Wave Relatively Moderate an average of 1.3 times per year
Drought Relatively Moderate 22 modeled event-days per year
Strong Wind Relatively Moderate an average of 5.7 times per year
Riverine Flooding Relatively Low an average of 1.5 times per year
Hurricane Relatively Low roughly once every 30 years
Ice Storm Relatively Low roughly once every 1 years
Wildfire Very Low roughly once every 3,101 years
Hail Very Low an average of 4.5 times per year
Winter Weather Very Low an average of 4.4 times per year
Landslide Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Hurricane 6
Biological 2
Tornado 2
Snowstorm 1
Flood 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lawrence County's record, 41% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 59.1%

of all 22 declarations

Emergency - 9 40.9%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 3
2017 1
2016 1
2011 2
2008 1
2005 1
2004 1
2003 2
2002 1
1999 1
1996 1
1994 1
1993 1
1991 1
Show 3 earlier declaration years
1977 1
1974 1
1973 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1466 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-12
1442 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-14
1399 SEVERE STORMS AND TORNADOES DR Severe Storm 2001-12-07
1261 RIV-SEVERE WINTER WX 12/23/98 DR Severe Storm 1999-01-15
1104 SEVERE WINTER STORMS, ICE AND FLOODING DR Severe Storm 1996-02-23
1013 SEVERE WINTER STORMS, FREEZING, FLOODING DR Severe Storm 1994-03-03
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
890 SEVERE STORMS & FLOODING DR Flood 1991-01-04
3045 DROUGHT EM Drought 1977-07-20
Show 2 earlier declaration records
DR# Title Type Incident Date
422 TORNADOES DR Tornado 1974-04-04
369 TORNADOES & FLOODING DR Tornado 1973-03-27

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lawrence County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

46

Total Paid

$792.5K

Avg Per Claim

$17.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 69.3/100

Expected Annual Loss

Relatively Low

$20.5M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Tornado Relatively High
Lightning Relatively High
Earthquake Relatively Low
Heat Wave Relatively Moderate
Cold Wave Relatively Moderate
Drought Relatively Moderate
Strong Wind Relatively Moderate
Riverine Flooding Relatively Low
Hurricane Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Hail Very Low
Winter Weather Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Lawrence County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lawrence County's closest FEMA peer: Penobscot County, ME

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lawrence County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lawrence County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lawrence County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 22 FEMA declarations, Lawrence County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lawrence County?
The most common disaster type in Lawrence County is Severe Storm, with 9 declarations. Other disaster types include Hurricane (6), Biological (2), Tornado (2).
How does Lawrence County's FEMA declaration record compare with the Alabama average?
The typical Alabama county has 25.8 FEMA declaration records; Lawrence County has 22, or 15% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lawrence County received?
Lawrence County has received 13 major disaster declarations, representing 59% of all 22 disaster declarations.
How many flood insurance claims has Lawrence County filed?
Lawrence County has 46 National Flood Insurance Program (NFIP) claims totaling $792.5K in payments, with an average of $17.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lawrence County?
No. In Lawrence County, Tornado has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $7.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lawrence County?
The most active year for disaster declarations in Lawrence County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Lawrence County?
According to the FEMA National Risk Index, Lawrence County, Alabama has an overall risk score of 69.3 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.5M in annualized losses.
Which natural hazard poses the greatest risk to Lawrence County?
The top hazard flagged by FEMA's NRI for Lawrence County is Tornado (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Earthquake (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 1 years, drawn from 44 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lawrence County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events