FEMA Records
22
Above median
Iowa · FEMA + NOAA + National Risk Index
Franklin County, IA
22 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.
- 22
- FEMA declarations
- 20
- Major disasters
- 22
- NRI risk · Very Low
- Flood
- Top hazard
The verdict
Two federal records point in the busier direction for Franklin County. Its 22 FEMA declarations are 14% above the Iowa county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 22%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Safer than 22%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 22
- FEMA declarations vs 21 national county avg
- 2
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Franklin County compare?
Franklin County vs. all counties in this dataset
FEMA disaster declarations, all-time
22 Top 43% higher than 57% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Franklin County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Iowa county average
What does Franklin County's hazard record show?
Declaration frequency
The FEMA register is busy by both local and national comparisons. It contains 22 entries for Franklin County, including 20 Major Disaster records, 14% above the Iowa county mean. Across the 59-year span, that works out to 0.4 declarations a year. Flood leads the file with 10 entries. Declaration type records the federal action taken, not every assistance program approved.
FEMA National Risk Index
This county's FEMA National Risk Index composite lands at 21.9/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $10.8M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Relatively Moderate community-resilience score. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 23 modeled event-days per year here, based on 588 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 2 claims and $41.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Franklin County's 22 federal records stand 14% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
66 /100
Historical Activity Index
High historical activity
Franklin County, IA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
16/30
22 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density High
14/25
22 declarations (1.1x state county average of 19)
Major Disaster Share Very High
23/25
20 of 22 declarations are major disasters (91%)
Hazard Diversity High
13/20
5 different disaster types declared in Franklin County
Historical Declaration Activity
Activity Band
High
vs. Iowa Avg
+14%
State avg: 19.3
vs. National Avg
+6%
National avg: 20.7
Avg Per Year
0.4
Over 59 years
FEMA NRI 8-hazard radar - Franklin County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
91%
Mostly major
NRI risk score
22
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Franklin County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively High | 23 modeled event-days per year |
| Hail | Relatively Low | an average of 5.1 times per year |
| Cold Wave | Relatively Low | an average of 10 times per year |
| Winter Weather | Relatively Low | an average of 19 times per year |
| Tornado | Relatively Low | roughly once every 2 years |
| Strong Wind | Relatively Low | an average of 4.7 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Landslide | Very Low | roughly once every 16 years |
| Riverine Flooding | Very Low | an average of 1.5 times per year |
| Hurricane | Very Low | roughly once every 100 years |
| Heat Wave | Very Low | 3.6 modeled event-days per year |
| Earthquake | Very Low | roughly once every 1,898 years |
| Lightning | Very Low | an average of 41 times per year |
| Wildfire | Very Low | roughly once every 8,809 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 10
Severe Storm 8
Biological 2
Hurricane 1
Severe Ice Storm 1
What Flood declarations mean here
Flood is the most frequent declaration type on Franklin County's record, 45% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 20 90.9%
of all 22 declarations
Emergency - 2 9.1%
of all 22 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2022 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2017 | 1 | |
| 2014 | 1 | |
| 2013 | 1 | |
| 2010 | 2 | |
| 2008 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 1998 | 1 | |
| 1993 | 1 | |
| 1992 | 1 | |
Show 4 earlier declaration years
| 1990 | 2 | |
| 1969 | 1 | |
| 1968 | 1 | |
| 1965 | 1 | |
Disaster Declarations
How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4784 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2024-05-24 |
| 4642 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2022-02-23 |
| 4483 | COVID-19 PANDEMIC | DR | Biological | 2020-03-23 |
| 3480 | COVID-19 | EM | Biological | 2020-03-13 |
| 4421 | SEVERE STORMS AND FLOODING | DR | Flood | 2019-03-23 |
| 4289 | SEVERE STORMS AND FLOODING | DR | Flood | 2016-10-31 |
| 4184 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2014-07-24 |
| 4126 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2013-07-02 |
| 1930 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2010-07-29 |
| 1877 | SEVERE WINTER STORMS AND SNOWSTORM | DR | Severe Storm | 2010-02-25 |
| 1763 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-05-27 |
| 1688 | SEVERE WINTER STORMS | DR | Severe Storm | 2007-03-14 |
| 3239 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1518 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2004-05-25 |
| 1230 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Flood | 1998-07-02 |
| 996 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
| 928 | ICE STORM | DR | Severe Ice Storm | 1991-12-26 |
| 879 | SEVERE STORMS & FLOODING | DR | Flood | 1990-09-06 |
| 868 | SEVERE STORMS & FLOODING | DR | Flood | 1990-05-26 |
| 269 | HEAVY RAINS & FLOODING | DR | Flood | 1969-08-14 |
Show 2 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 248 | HEAVY RAINS & FLOODING | DR | Flood | 1968-08-04 |
| 193 | FLOODING | DR | Flood | 1965-04-22 |
Storm Events in Iowa
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Franklin County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 4,928 | 6 | 227 | $40.5M |
| Hail | 3,736 | 0 | 0 | $4.3M |
| Heavy Rain | 2,394 | 0 | 0 | $292.0K |
| Drought | 1,556 | 0 | 0 | $0 |
| Winter Storm | 1,543 | 3 | 4 | $2.8M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
2
Total Paid
$41.0K
Avg Per Claim
$20.5K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 21.9/100
Expected Annual Loss
Very Low
$10.8M/year
Social Vulnerability
Very Low
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Drought Relatively High
Hail Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Tornado Relatively Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Landslide Very Low
Riverine Flooding Very Low
Hurricane Very Low
Heat Wave Very Low
Earthquake Very Low
Lightning Very Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Franklin County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Franklin County's closest FEMA peer: Johnson County, NE
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Franklin County. Record similarity, not a safety rating.
Closest declaration profiles
Franklin County shows 22 FEMA declarations, led by Flood.
Similar Major-disaster share
Franklin County: 20 of 22 of its declarations are Major.
Similar modeled NRI score
Franklin County: NRI composite 21.9 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Franklin County - capture-dated entries only.
Further reading for this county
Most disaster-prone counties
With 22 FEMA declarations, Franklin County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Franklin County?
The most common disaster type in Franklin County is Flood, with 10 declarations. Other disaster types include Severe Storm (8), Biological (2), Hurricane (1).
How does Franklin County's FEMA declaration record compare with the Iowa average?
FEMA lists 22 declaration records for Franklin County. That is 14% above the Iowa county mean of 19.3. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Franklin County received?
Franklin County has received 20 major disaster declarations, representing 91% of all 22 disaster declarations.
How many flood insurance claims has Franklin County filed?
Franklin County has 2 National Flood Insurance Program (NFIP) claims totaling $41.0K in payments, with an average of $20.5K per claim.
What was the worst year for disasters in Franklin County?
The most active year for disaster declarations in Franklin County was 1990, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Franklin County?
According to the FEMA National Risk Index, Franklin County, Iowa has an overall risk score of 21.9 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $10.8M in annualized losses.
Which natural hazard poses the greatest risk to Franklin County?
The top hazard flagged by FEMA's NRI for Franklin County is Drought (risk rating: Relatively High). Other significant hazards include Hail (Relatively Low) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts drought here at 23 modeled event-days per year, drawn from 588 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Franklin County
Franklin County, IA has 22 federal declaration records, 14% more than the Iowa county mean of 19; its history sits in PlainHazard's high activity band.
- Within this above-state-average declaration file, major disaster leads with 20 of 22 records; the category describes past federal action, not the next likely hazard. Iowa overview
- The state benchmark and national rank point the same way: this count tops the Iowa mean and the totals for 57% of 3,266 U.S. counties. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.