FEMA Records
18
Below median
Texas · FEMA + NOAA + National Risk Index
Frio County, TX
18 FEMA disaster declarations (1990-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 18
- FEMA declarations
- 11
- Major disasters
- 56
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Frio County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 14% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 44%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 44%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 18
- FEMA declarations vs 21 national county avg
- 6
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48163 · Frio County 18 declarations · rank 1937/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 18
- MAJOR-MID 61%
- RANK-LOWER #1,937
- PHOTO-FINISH Monroe
- NRI-LOW 56
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -14%
Nearest declaration peer: Monroe, TN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Frio County in the declaration-count neighbourhood
FEMA declaration records among Frio County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Brooke · near 18
Brooke · near
18 declarations
- Frio · this county 18
Frio · this county
18 declarations
- Mecklenburg · near 18
Mecklenburg · near
18 declarations
- Monroe · near 18
Monroe · near
18 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Frio County carries 18 FEMA declaration records, ranked 1937 of 3,266 counties in this registry.
How Frio County's FEMA declaration count compares nationally
Frio County vs. all counties in this dataset
FEMA disaster declarations, all-time · Frio County
18 37th percentile higher than 37% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Frio County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Frio County is led by Riverine Flooding (about $3.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Frio County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 55.9/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $10.7M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 91 modeled event-days per year here, based on 3,395 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 6 claims and $56.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Frio County has 18. The gap is 14% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
59 /100
Historical Activity Index
High historical activity
Frio County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
13/30
18 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density Moderate
11/25
18 declarations (0.9x state county average of 21)
Major Disaster Share High
15/25
11 of 18 declarations are major disasters (61%)
Hazard Diversity Very High
20/20
9 different disaster types declared in Frio County
FEMA NRI 8-hazard radar - Frio County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
61%
Major-heavy
NRI risk score
56
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Frio County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively High | 91 modeled event-days per year |
| Heat Wave | Relatively Moderate | 10 modeled event-days per year |
| Cold Wave | Relatively Moderate | roughly once every 3 years |
| Wildfire | Relatively Low | roughly once every 289 years |
| Hail | Relatively Moderate | an average of 1.8 times per year |
| Hurricane | Relatively Low | roughly once every 24 years |
| Lightning | Relatively Low | an average of 40 times per year |
| Tornado | Relatively Low | roughly once every 4 years |
| Riverine Flooding | Relatively Low | an average of 2.5 times per year |
| Ice Storm | Relatively Low | roughly once every 10 years |
| Winter Weather | Relatively Low | an average of 1.3 times per year |
| Strong Wind | Relatively Low | roughly once every 2 years |
| Earthquake | Very Low | roughly once every 5,348 years |
| Landslide | Very Low | roughly once every 10 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 4
Fire 3
Flood 2
Severe Ice Storm 2
Biological 2
Severe Storm 2
Coastal Storm 1
Drought 1
Freezing 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Frio County's federal record, 22% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 11 61.1%
of all 18 declarations
Emergency - 7 38.9%
of all 18 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2015 | 1 | |
| 2011 | 1 | |
| 2008 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2003 | 1 | |
| 2002 | 2 | |
| 1998 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
Disaster Declarations
How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3649 | FLOODING | EM | Flood | 2026-07-18 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 4223 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING | DR | Severe Storm | 2015-05-29 |
| 1999 | WILDFIRES | DR | Fire | 2011-07-01 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 1479 | HURRICANE CLAUDETTE | DR | Hurricane | 2003-07-17 |
| 1434 | TROPICAL STORM FAY | DR | Coastal Storm | 2002-09-26 |
| 1425 | SEVERE STORMS AND FLOODING | DR | Flood | 2002-07-04 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 850 | SEVERE FREEZE | DR | Freezing | 1990-01-09 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Frio County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
6
Total Paid
$56.9K
Avg Per Claim
$9.5K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 55.9/100
Expected Annual Loss
Very Low
$10.7M/year
Social Vulnerability
Very High
Community Resilience
Very Low
Hazard Risk Breakdown
Drought Relatively High
Heat Wave Relatively Moderate
Cold Wave Relatively Moderate
Wildfire Relatively Low
Hail Relatively Moderate
Hurricane Relatively Low
Lightning Relatively Low
Tornado Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Earthquake Very Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Frio County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Frio County's closest FEMA peer: Newton County, IN
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Frio County. Record similarity, not a safety rating.
Closest declaration profiles
Frio County shows 18 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Frio County: 11 of 18 of its declarations are Major.
Similar modeled NRI score
Frio County: NRI composite 55.9 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Frio County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Frio County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 55.9 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 18. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 18 FEMA declarations, Frio County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Frio County?
The most common disaster type in Frio County is Hurricane, with 4 declarations. Other disaster types include Fire (3), Flood (2), Severe Ice Storm (2).
How does Frio County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Frio County has 18, or 14% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Frio County received?
Frio County has received 11 major disaster declarations, representing 61% of all 18 disaster declarations.
How many flood insurance claims has Frio County filed?
Frio County has 6 National Flood Insurance Program (NFIP) claims totaling $56.9K in payments, with an average of $9.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Frio County?
No. In Frio County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $3.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Frio County?
The most active year for disaster declarations in Frio County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1990 to 2026.
What is the FEMA National Risk Index score for Frio County?
According to the FEMA National Risk Index, Frio County, Texas has an overall risk score of 55.9 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $10.7M in annualized losses.
Which natural hazard poses the greatest risk to Frio County?
Based on FEMA NRI data, the highest-risk natural hazard in Frio County as of the latest release is Drought (risk rating: Relatively High). Other significant hazards include Heat Wave (Relatively Moderate) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts drought here at 91 modeled event-days per year, drawn from 3,395 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Frio County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events