FEMA Records
19
Below median
Texas · FEMA + NOAA + National Risk Index
Medina County, TX
19 FEMA disaster declarations (1993-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 19
- FEMA declarations
- 10
- Major disasters
- 69
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Medina County has a nationally busy FEMA history: 19 declarations, more than 41% of counties in this registry. But the state comparison tempers that reading: the total is 9% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 31%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 31%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 19
- FEMA declarations vs 21 national county avg
- 146
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48325 · Medina County 19 declarations · rank 1801/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 19
- MAJOR-MID 53%
- RANK-LOWER #1,801
- PHOTO-FINISH Bartow
- NRI-LOW 69
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -9%
Nearest declaration peer: Bartow, GA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Medina County in the declaration-count neighbourhood
FEMA declaration records among Medina County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bartow · near 19
Bartow · near
19 declarations
- Medina · this county 19
Medina · this county
19 declarations
- Union · near 19
Union · near
19 declarations
- Warren · near 19
Warren · near
19 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Medina County carries 19 FEMA declaration records, ranked 1801 of 3,266 counties in this registry.
How Medina County's FEMA declaration count compares nationally
Medina County vs. all counties in this dataset
FEMA disaster declarations, all-time · Medina County
19 41st percentile higher than 41% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Medina County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Medina County is led by Riverine Flooding (about $12.9M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Medina County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 146 paid claims, totaling $3.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $25.1K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Medina County has 19. The gap is 9% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 68.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $20.5M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 122 modeled event-days per year here, based on 4,179 historical events on record.
56 /100
Historical Activity Index
High historical activity
Medina County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
19 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density Moderate
11/25
19 declarations (0.9x state county average of 21)
Major Disaster Share High
13/25
10 of 19 declarations are major disasters (53%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Medina County
FEMA NRI 8-hazard radar - Medina County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
53%
Major-heavy
NRI risk score
69
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Medina County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively High | 122 modeled event-days per year |
| Lightning | Relatively High | an average of 43 times per year |
| Strong Wind | Relatively High | roughly once every 1 years |
| Hail | Relatively Moderate | an average of 2.5 times per year |
| Wildfire | Relatively Low | roughly once every 443 years |
| Riverine Flooding | Relatively Moderate | an average of 3 times per year |
| Heat Wave | Relatively Low | 8.9 modeled event-days per year |
| Winter Weather | Relatively Moderate | an average of 2.2 times per year |
| Tornado | Relatively Low | roughly once every 3 years |
| Hurricane | Relatively Low | roughly once every 36 years |
| Landslide | Very Low | roughly once every 5 years |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Ice Storm | Relatively Low | roughly once every 8 years |
| Earthquake | Very Low | roughly once every 5,882 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 4
Hurricane 4
Fire 3
Severe Storm 3
Severe Ice Storm 2
Biological 2
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Medina County's federal record, 21% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 10 52.6%
of all 19 declarations
Emergency - 9 47.4%
of all 19 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2010 | 1 | |
| 2008 | 2 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2002 | 1 | |
| 1999 | 2 | |
| 1998 | 1 | |
| 1997 | 1 | |
| 1993 | 1 | |
Disaster Declarations
How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3649 | FLOODING | EM | Flood | 2026-07-18 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 3313 | TROPICAL STORM ALEX | EM | Hurricane | 2010-06-29 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1730 | TROPICAL STORM ERIN | DR | Severe Storm | 2007-10-02 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 1425 | SEVERE STORMS AND FLOODING | DR | Flood | 2002-07-04 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1257 | TX-FLOODING 10/18/98 | DR | Flood | 1998-10-21 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 1179 | SEVERE STORMS AND FLOODING | DR | Flood | 1997-07-07 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Medina County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
146
Total Paid
$3.7M
Avg Per Claim
$25.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 68.7/100
Expected Annual Loss
Relatively Low
$20.5M/year
Social Vulnerability
Relatively High
Community Resilience
Very Low
Hazard Risk Breakdown
Drought Relatively High
Lightning Relatively High
Strong Wind Relatively High
Hail Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Moderate
Heat Wave Relatively Low
Winter Weather Relatively Moderate
Tornado Relatively Low
Hurricane Relatively Low
Landslide Very Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Medina County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Medina County's closest FEMA peer: Athens County, OH
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Medina County. Record similarity, not a safety rating.
Similar modeled NRI score
Medina County: NRI composite 68.7 (Relatively Low).
Similar Major-disaster share
Medina County: 10 of 19 of its declarations are Major.
Closest declaration profiles
Medina County shows 19 FEMA declarations, led by Hurricane.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Medina County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Medina County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 68.7 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 19. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Medina County's NFIP claims file (146 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Medina County?
The most common disaster type in Medina County is Hurricane, with 4 declarations. Other disaster types include Flood (4), Fire (3), Severe Storm (3).
How does Medina County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Medina County has 19, or 9% fewer. Against the national county mean of 20.7, this county's total is 8% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Medina County received?
Medina County has received 10 major disaster declarations, representing 53% of all 19 disaster declarations.
How many flood insurance claims has Medina County filed?
Medina County has 146 National Flood Insurance Program (NFIP) claims totaling $3.7M in payments, with an average of $25.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Medina County?
No. In Medina County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $12.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Medina County?
The most active year for disaster declarations in Medina County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1993 to 2026.
What is the FEMA National Risk Index score for Medina County?
According to the FEMA National Risk Index, Medina County, Texas has an overall risk score of 68.7 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.5M in annualized losses.
Which natural hazard poses the greatest risk to Medina County?
Based on FEMA NRI data, the highest-risk natural hazard in Medina County is Drought (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Strong Wind (Relatively High). FEMA's modeled event frequency puts drought here at 122 modeled event-days per year, drawn from 4,179 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Medina County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events