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Virginia · FEMA + NOAA + National Risk Index

Galax (city), VA

16 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Snowstorm.

16
FEMA declarations
9
Major disasters
7
NRI risk · Very Low
Snowstorm
Top hazard

The verdict

Galax (city) has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 22% below the Virginia county mean. FEMA's separate National Risk Index places the county safer than 7%; that score models loss and vulnerability rather than counting declarations.

Safer than 7%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
2
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Galax (city) compare?

Galax (city) vs. all counties in this dataset

FEMA disaster declarations, all-time

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Galax (city)'s FEMA Risk Index score

FEMA National Risk Index composite score vs. the Virginia county average

0/100100/100Virginia avg33/1006.8/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Galax (city) is led by Riverine Flooding (about $1.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Cold Wave carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Galax (city)'s hazard record show?

Declaration frequency

Nationally, Galax (city)'s 16 FEMA records form a high-volume history; within Virginia, however, the count is 22% below the county mean. 9 entries carry the Major Disaster classification. The largest incident group is Snowstorm, appearing 4 times. The full 54-year record averages 0.3 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 6.8/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $2.8M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Moderate). Even the county's top-rated hazard, Cold Wave, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 3.9 times per year here, based on 74 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 2 claims and $3.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Virginia county averages 20.4 federal declaration records, while Galax (city) has 16. The gap is 22% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

54 /100

Historical Activity Index

High historical activity

Galax (city), VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
10/25

16 declarations (0.8x state county average of 20)

Major Disaster Share High
14/25

9 of 16 declarations are major disasters (56%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Galax (city)

Historical Declaration Activity

Activity Band

High

vs. Virginia Avg

-22%

State avg: 20.4

vs. National Avg

-23%

National avg: 20.7

Avg Per Year

0.3

Over 54 years

FEMA NRI 8-hazard radar - Galax (city)

Galax (city) NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 8, Wildfire 8, Drought 0, Heat Wave 0, Winter Storm 25. The simple mean of these eight displayed scores is 8 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 8 8-hazard mean
Galax (city) NRI risk profile FIPS 51640 · displayed-hazard mean 8/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

56%

Major-heavy

NRI risk score

7

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Galax (city)?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Low an average of 3.9 times per year
Hurricane Very Low roughly once every 39 years
Landslide Very Low roughly once every 48 years
Earthquake Very Low roughly once every 733 years
Ice Storm Relatively Low roughly once every 1 years
Wildfire Very Low roughly once every 1,247 years
Strong Wind Relatively Low an average of 2.9 times per year
Tornado Very Low roughly once every 607 years
Winter Weather Very Low an average of 10 times per year
Riverine Flooding Very Low roughly once every 1 years
Lightning Very Low an average of 49 times per year
Hail Very Low an average of 4.5 times per year
Drought No Rating 5.6 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 4
Snowstorm 4
Tropical Storm 2
Biological 2
Severe Storm 2
Winter Storm 1
Flood 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Galax (city)'s record, 25% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 56.3%

of all 16 declarations

Emergency - 7 43.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2024 1
2020 2
2019 1
2018 1
2013 1
2010 1
2006 1
2005 1
2004 1
1996 1
1994 1
1993 1
1972 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4831 TROPICAL STORM HELENE DR Tropical Storm 2024-10-01
3621 POST-TROPICAL CYCLONE HELENE EM Tropical Storm 2024-09-29
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
4411 TROPICAL STORM MICHAEL DR Hurricane 2018-12-18
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
3359 HURRICANE SANDY EM Hurricane 2012-10-29
1874 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-02-16
1655 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2006-07-13
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1502 SEVERE STORMS AND FLOODING DR Severe Storm 2003-12-09
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
1014 SEVERE ICE STORMS, FLOODING DR Snowstorm 1994-03-10
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
339 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Galax (city).

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2

Total Paid

$3.2K

Avg Per Claim

$1.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 6.8/100

Expected Annual Loss

Very Low

$2.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively Low
Hurricane Very Low
Landslide Very Low
Earthquake Very Low
Ice Storm Relatively Low
Wildfire Very Low
Strong Wind Relatively Low
Tornado Very Low
Winter Weather Very Low
Riverine Flooding Very Low
Lightning Very Low
Hail Very Low
Drought No Rating
Heat Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

For Galax (city) the two measures on this page point the same way: Cold Wave is the county's highest-rated modeled hazard (Relatively Low), and Snowstorm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Galax (city)'s closest FEMA peer: Carroll County, IN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Galax (city). Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Galax (city) - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Galax (city) sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Galax (city)?
The most common disaster type in Galax (city) is Snowstorm, with 4 declarations. Other disaster types include Hurricane (4), Tropical Storm (2), Biological (2).
How does Galax (city)'s FEMA declaration record compare with the Virginia average?
The typical Virginia county has 20.4 FEMA declaration records; Galax (city) has 16, or 22% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Galax (city) received?
Galax (city) has received 9 major disaster declarations, representing 56% of all 16 disaster declarations.
How many flood insurance claims has Galax (city) filed?
Galax (city) has 2 National Flood Insurance Program (NFIP) claims totaling $3.2K in payments, with an average of $1.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Galax (city)?
No. In Galax (city), Cold Wave has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $1.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Galax (city)?
The most active year for disaster declarations in Galax (city) was 2020, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Galax (city)?
According to the FEMA National Risk Index, Galax (city), Virginia has an overall risk score of 6.8 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $2.8M in annualized losses.
Which natural hazard poses the greatest risk to Galax (city)?
Based on FEMA NRI data, the highest-risk natural hazard in Galax (city) is Cold Wave (risk rating: Relatively Low). Other significant hazards include Hurricane (Very Low) and Landslide (Very Low). FEMA's modeled event frequency puts cold wave here at an average of 3.9 times per year, drawn from 74 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Galax (city)

Against a Virginia county mean of 20 declarations, Galax (city), VA records 16, or 22% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (9 of 16) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Virginia overview
  • Nationally the county exceeds 27% of recorded county totals, but its own Virginia benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.