FEMA Records
21
Above median
Arkansas · FEMA + NOAA + National Risk Index
Garland County, AR
21 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.
- 21
- FEMA declarations
- 13
- Major disasters
- 89
- NRI risk · Relatively Moderate
- Severe Storm
- Top hazard
The verdict
Garland County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 13% below the Arkansas county mean. FEMA's separate National Risk Index places the county in the riskiest 11%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 11%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 21
- FEMA declarations vs 21 national county avg
- 270
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 05051 · Garland County 21 declarations · rank 1417/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 21
- MAJOR-MID 62%
- RANK-LOWER #1,417
- PHOTO-FINISH Montgomery
- NRI-MID 89
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -13%
Nearest declaration peer: Montgomery, IN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Arkansas state profile
Garland County in the declaration-count neighbourhood
FEMA declaration records among Garland County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Atascosa · near 21
Atascosa · near
21 declarations
- Garland · this county 21
Garland · this county
21 declarations
- Mason · near 21
Mason · near
21 declarations
- Montgomery · near 21
Montgomery · near
21 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Garland County carries 21 FEMA declaration records, ranked 1417 of 3,266 counties in this registry.
How Garland County's FEMA declaration count compares nationally
Garland County vs. all counties in this dataset
FEMA disaster declarations, all-time · Garland County
21 Top 48% higher than 52% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Garland County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Garland County is led by Riverine Flooding (about $28.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Garland County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 270 paid claims, totaling $4.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $15.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Arkansas county averages 24.2 federal declaration records, while Garland County has 21. The gap is 13% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 89.3/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $57.1M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here, based on 83 historical events on record.
61 /100
Historical Activity Index
High historical activity
Garland County, AR · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
15/30
21 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
11/25
21 declarations (0.9x state county average of 24)
Major Disaster Share High
15/25
13 of 21 declarations are major disasters (62%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Garland County
FEMA NRI 8-hazard radar - Garland County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
62%
Major-heavy
NRI risk score
89
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Garland County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Ice Storm | Very High | an average of 1.2 times per year |
| Strong Wind | Relatively High | an average of 3.8 times per year |
| Tornado | Relatively High | roughly once every 2 years |
| Hail | Relatively High | an average of 5.5 times per year |
| Heat Wave | Relatively Moderate | 17 modeled event-days per year |
| Landslide | Relatively Moderate | an average of 1.5 times per year |
| Winter Weather | Relatively High | an average of 5.2 times per year |
| Riverine Flooding | Relatively Moderate | an average of 2.1 times per year |
| Lightning | Relatively High | an average of 65 times per year |
| Earthquake | Relatively Low | roughly once every 390 years |
| Wildfire | Relatively Low | roughly once every 680 years |
| Hurricane | Relatively Low | roughly once every 46 years |
| Cold Wave | Relatively Low | roughly once every 1 years |
| Drought | No Rating | 14 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 5
Flood 4
Severe Ice Storm 4
Hurricane 3
Biological 2
Winter Storm 1
Tornado 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Garland County's record, 24% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 13 61.9%
of all 21 declarations
Emergency - 8 38.1%
of all 21 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2025 | 2 | |
| 2020 | 3 | |
| 2015 | 1 | |
| 2013 | 1 | |
| 2011 | 1 | |
| 2009 | 1 | |
| 2008 | 2 | |
| 2005 | 1 | |
| 2001 | 2 | |
| 1990 | 1 | |
| 1989 | 1 | |
| 1983 | 1 | |
| 1977 | 1 | |
| 1974 | 1 | |
Show 1 earlier declaration years
| 1973 | 1 | |
Disaster Declarations
How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3636 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4873 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Flood | 2025-05-21 |
| 3627 | SEVERE STORMS, TORNADOES, AND FLOODING | EM | Severe Storm | 2025-04-05 |
| 3541 | HURRICANE LAURA | EM | Hurricane | 2020-08-27 |
| 4518 | COVID-19 PANDEMIC | DR | Biological | 2020-04-03 |
| 3461 | COVID-19 | EM | Biological | 2020-03-13 |
| 4226 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2015-06-26 |
| 4100 | SEVERE WINTER STORM | DR | Severe Ice Storm | 2013-01-29 |
| 1975 | SEVERE STORMS, TORNADOES, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-05-02 |
| 3301 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-28 |
| 1793 | SEVERE STORMS AND FLOODING ASSOCIATED WITH HURRICANE GUSTAV | DR | Hurricane | 2008-09-18 |
| 1751 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-03-26 |
| 3215 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 1354 | SEVERE WINTER ICE STORM | DR | Severe Ice Storm | 2000-12-29 |
| 3159 | SEVERE WINTER ICE STORM | EM | Severe Ice Storm | 2000-12-28 |
| 865 | SEVERE STORMS & FLOODING | DR | Flood | 1990-05-15 |
| 817 | SEVERE STORMS & TORNADOES | DR | Tornado | 1988-11-23 |
| 673 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1982-12-13 |
| 3019 | DROUGHT | EM | Drought | 1976-12-03 |
| 437 | SEVERE STORMS & FLOODING | DR | Flood | 1974-06-08 |
Show 1 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 375 | SEVERE STORMS & FLOODING | DR | Flood | 1973-04-27 |
Storm Events in Arkansas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Garland County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,657 | 10 | 23 | $60.9M |
| Hail | 2,230 | 0 | 0 | $7.7M |
| Flash Flood | 1,517 | 12 | 3 | $15.9M |
| Heat | 1,222 | 2 | 325 | $0 |
| Flood | 1,152 | 9 | 0 | $40.2M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
270
Total Paid
$4.3M
Avg Per Claim
$15.9K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 89.3/100
Expected Annual Loss
Relatively Moderate
$57.1M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Ice Storm Very High
Strong Wind Relatively High
Tornado Relatively High
Hail Relatively High
Heat Wave Relatively Moderate
Landslide Relatively Moderate
Winter Weather Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively High
Earthquake Relatively Low
Wildfire Relatively Low
Hurricane Relatively Low
Cold Wave Relatively Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Ice Storm
Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.
Worth noting for Garland County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Garland County's closest FEMA peer: Pike County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Garland County. Record similarity, not a safety rating.
Closest declaration profiles
Garland County shows 21 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Garland County: 13 of 21 of its declarations are Major.
Similar modeled NRI score
Garland County: NRI composite 89.3 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Garland County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Garland County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 89.3 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 21. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Garland County's NFIP claims file (270 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Garland County?
The most common disaster type in Garland County is Severe Storm, with 5 declarations. Other disaster types include Flood (4), Severe Ice Storm (4), Hurricane (3).
How does Garland County's FEMA declaration record compare with the Arkansas average?
The typical Arkansas county has 24.2 FEMA declaration records; Garland County has 21, or 13% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Garland County received?
Garland County has received 13 major disaster declarations, representing 62% of all 21 disaster declarations.
How many flood insurance claims has Garland County filed?
Garland County has 270 National Flood Insurance Program (NFIP) claims totaling $4.3M in payments, with an average of $15.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Garland County?
No. In Garland County, Ice Storm has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $28.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Garland County?
The most active year for disaster declarations in Garland County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Garland County?
According to the FEMA National Risk Index, Garland County, Arkansas has an overall risk score of 89.3 out of 100 (Relatively Moderate). On social vulnerability the county rates Very High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $57.1M in annualized losses.
Which natural hazard poses the greatest risk to Garland County?
FEMA's NRI data points to Garland County as of the latest release is Ice Storm (risk rating: Very High). Other significant hazards include Strong Wind (Relatively High) and Tornado (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.2 times per year, drawn from 83 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Garland County · vintage 2026-08-25 · Methodology · Arkansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events