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Arkansas · FEMA + NOAA + National Risk Index

Montgomery County, AR

24 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

24
FEMA declarations
16
Major disasters
31
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Montgomery County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 1% below the Arkansas county mean. FEMA's separate National Risk Index places the county safer than 31%; that score models loss and vulnerability rather than counting declarations.

Safer than 31%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
57
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 05097 · Montgomery County 24 declarations · rank 949/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 67%
  • RANK-LOWER #949
  • PHOTO-FINISH Eddy
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -1%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Arkansas state profile

Montgomery County in the declaration-count neighbourhood

FEMA declaration records among Montgomery County and nearest peers by total count

declarations

What this shows Montgomery County carries 24 FEMA declaration records, ranked 949 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Montgomery County's FEMA declaration count compares nationally

Montgomery County vs. all counties in this dataset

FEMA disaster declarations, all-time · Montgomery County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Montgomery County's FEMA Risk Index score

0/100100/100Arkansas avg56/10030.7/100
FEMA National Risk Index composite score vs. the Arkansas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Montgomery County is led by Riverine Flooding (about $3.6M Expected Annual Loss, Historical Loss Ratio Very High), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Montgomery County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 57 paid claims, totaling $1.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $25.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Arkansas county averages 24.2 federal declaration records, while Montgomery County has 24. The gap is 1% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 30.7/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $5.7M in annualized losses). Social vulnerability (Very High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 56 historical events on record.

66 /100

Historical Activity Index

High historical activity

Montgomery County, AR · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (1.0x state county average of 24)

Major Disaster Share High
17/25

16 of 24 declarations are major disasters (67%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Montgomery County

FEMA NRI 8-hazard radar - Montgomery County

Montgomery County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 0, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Montgomery County NRI risk profile FIPS 05097 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

67%

Major-heavy

NRI risk score

31

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Montgomery County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High roughly once every 1 years
Landslide Relatively Low an average of 1.7 times per year
Wildfire Very Low roughly once every 504 years
Heat Wave Relatively Low 16 modeled event-days per year
Tornado Relatively Low roughly once every 2 years
Riverine Flooding Relatively Low an average of 1.7 times per year
Earthquake Very Low roughly once every 494 years
Strong Wind Relatively Low an average of 3.9 times per year
Lightning Relatively Low an average of 65 times per year
Hurricane Very Low roughly once every 74 years
Winter Weather Relatively Low an average of 5.4 times per year
Hail Relatively Low an average of 5.3 times per year
Cold Wave Very Low an average of 1.1 times per year
Drought No Rating 21 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 5
Hurricane 3
Severe Ice Storm 3
Biological 2
Winter Storm 1
Drought 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Montgomery County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 66.7%

of all 24 declarations

Emergency - 8 33.3%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 2
2020 3
2017 1
2016 1
2015 1
2013 1
2011 1
2009 2
2008 1
2005 1
2001 2
1997 1
1983 1
1977 1
Show 4 earlier declaration years
1973 1
1972 1
1969 1
1968 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3636 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4873 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2025-05-21
3627 SEVERE STORMS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-05
3541 HURRICANE LAURA EM Hurricane 2020-08-27
4518 COVID-19 PANDEMIC DR Biological 2020-04-03
3461 COVID-19 EM Biological 2020-03-13
4318 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2017-06-15
4254 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-02-05
4226 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-06-26
4124 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-06-25
1975 SEVERE STORMS, TORNADOES, AND ASSOCIATED FLOODING DR Severe Storm 2011-05-02
3301 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1804 TROPICAL STORM IKE DR Severe Storm 2008-10-22
1793 SEVERE STORMS AND FLOODING ASSOCIATED WITH HURRICANE GUSTAV DR Hurricane 2008-09-18
3215 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1354 SEVERE WINTER ICE STORM DR Severe Ice Storm 2000-12-29
3159 SEVERE WINTER ICE STORM EM Severe Ice Storm 2000-12-28
1176 FLOODING, SEVERE STORMS DR Flood 1997-04-14
673 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1982-12-13
3019 DROUGHT EM Drought 1976-12-03
Show 4 earlier declaration records
DR# Title Type Incident Date
375 SEVERE STORMS & FLOODING DR Flood 1973-04-27
321 SEVERE STORMS & FLOODING DR Flood 1972-01-27
254 SEVERE STORMS & FLOODING DR Flood 1969-02-15
239 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1968-05-29

Storm Events in Arkansas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Montgomery County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,657 10 23 $60.9M
Hail 2,230 0 0 $7.7M
Flash Flood 1,517 12 3 $15.9M
Heat 1,222 2 325 $0
Flood 1,152 9 0 $40.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

57

Total Paid

$1.4M

Avg Per Claim

$25.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 30.7/100

Expected Annual Loss

Very Low

$5.7M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Ice Storm Relatively High
Landslide Relatively Low
Wildfire Very Low
Heat Wave Relatively Low
Tornado Relatively Low
Riverine Flooding Relatively Low
Earthquake Very Low
Strong Wind Relatively Low
Lightning Relatively Low
Hurricane Very Low
Winter Weather Relatively Low
Hail Relatively Low
Cold Wave Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Montgomery County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Montgomery County's closest FEMA peer: Powhatan County, VA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Montgomery County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Montgomery County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Montgomery County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Montgomery County's NFIP claims file (57 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Montgomery County?
The most common disaster type in Montgomery County is Severe Storm, with 8 declarations. Other disaster types include Flood (5), Hurricane (3), Severe Ice Storm (3).
How does Montgomery County's FEMA declaration record compare with the Arkansas average?
The typical Arkansas county has 24.2 FEMA declaration records; Montgomery County has 24, or 1% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Montgomery County received?
Montgomery County has received 16 major disaster declarations, representing 67% of all 24 disaster declarations.
How many flood insurance claims has Montgomery County filed?
Montgomery County has 57 National Flood Insurance Program (NFIP) claims totaling $1.4M in payments, with an average of $25.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Montgomery County?
No. In Montgomery County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $3.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Montgomery County?
The most active year for disaster declarations in Montgomery County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for Montgomery County?
According to the FEMA National Risk Index, Montgomery County, Arkansas has an overall risk score of 30.7 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.7M in annualized losses.
Which natural hazard poses the greatest risk to Montgomery County?
FEMA's NRI data points to Montgomery County is Ice Storm (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Low) and Wildfire (Very Low). FEMA's modeled event frequency puts ice storm here at roughly once every 1 years, drawn from 56 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Montgomery County · vintage 2026-08-25 · Methodology · Arkansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events