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North Dakota · FEMA + NOAA + National Risk Index

Grand Forks County, ND

38 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

38
FEMA declarations
33
Major disasters
58
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Grand Forks County. Its 38 FEMA declarations are 47% above the North Dakota county mean and exceed the count for 95% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 42%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 42%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
38
FEMA declarations vs 21 national county avg
3,114
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 38035 · Grand Forks County 38 declarations · rank 143/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 38
  • MAJOR-HEAVY 87%
  • RANK-UPPER #143
  • PHOTO-FINISH LaSalle
  • NRI-LOW 58
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +47%

Nearest declaration peer: LaSalle, LA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Dakota state profile

Grand Forks County among high-volume declaration counties

FEMA declaration records among Grand Forks County and nearest peers by total count

declarations

What this shows Grand Forks County carries 38 FEMA declaration records, ranked 143 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Grand Forks County ranks in the national declaration registry

Grand Forks County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Grand Forks County

38 Top 5% higher than 95% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Grand Forks County's FEMA Risk Index score

0/100100/100North Dakota avg22/10057.7/100
FEMA National Risk Index composite score vs. the North Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Grand Forks County is led by Riverine Flooding (about $12.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Grand Forks County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 3,114 claims and $75.6M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $24.3K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Grand Forks County's 38 federal records stand 47% above the North Dakota county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 57.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $25.0M in annualized losses), and a Very Low social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 24 times per year here, based on 447 historical events on record.

78 /100

Historical Activity Index

Very High historical activity

Grand Forks County, ND · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
28/30

38 OpenFEMA declarations, full ingest window (1.8x national county average)

County Disaster Density High
18/25

38 declarations (1.5x state county average of 26)

Major Disaster Share Very High
22/25

33 of 38 declarations are major disasters (87%)

Hazard Diversity High
10/20

4 different disaster types declared in Grand Forks County

FEMA NRI 8-hazard radar - Grand Forks County

Grand Forks County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 92. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Grand Forks County NRI risk profile FIPS 38035 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

38

Very high volume

Major Disaster share

87%

Mostly major

NRI risk score

58

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Grand Forks County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Very High an average of 24 times per year
Ice Storm Relatively High roughly once every 3 years
Hail Relatively Moderate an average of 3.9 times per year
Strong Wind Relatively Moderate an average of 2.2 times per year
Cold Wave Relatively Moderate an average of 22 times per year
Riverine Flooding Relatively Low an average of 1.9 times per year
Tornado Relatively Low an average of 1 time per year
Wildfire Very Low roughly once every 1,630 years
Heat Wave Very Low 1.2 modeled event-days per year
Lightning Relatively Low an average of 27 times per year
Landslide Very Low roughly once every 7 years
Drought Very Low 5.5 modeled event-days per year
Earthquake Very Low roughly once every 11,494 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 23
Severe Storm 12
Biological 2
Coastal Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Grand Forks County's record, 61% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 33 86.8%

of all 38 declarations

Emergency - 5 13.2%

of all 38 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2023 1
2022 1
2021 1
2020 4
2019 1
2013 1
2011 2
2010 2
2009 1
2007 1
2006 1
2005 2
2004 1
2002 1
Show 15 earlier declaration years
2001 1
2000 1
1999 1
1997 2
1996 1
1993 1
1989 1
1979 1
1978 1
1975 2
1974 1
1970 1
1969 1
1966 1
1965 1

Disaster Declarations

How the 38 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 38 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4895 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-10-22
4717 FLOODING DR Flood 2023-07-05
4660 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2022-07-13
4565 SEVERE STORMS AND FLOODING DR Severe Storm 2020-10-02
4553 FLOODING DR Flood 2020-07-09
4509 COVID-19 PANDEMIC DR Biological 2020-04-01
3477 COVID-19 EM Biological 2020-03-13
4475 FLOODING DR Flood 2020-01-21
4444 FLOODING DR Flood 2019-06-12
3364 FLOODING EM Flood 2013-04-26
1981 FLOODING DR Flood 2011-05-10
3318 FLOODING EM Flood 2011-04-07
1907 FLOODING DR Flood 2010-04-30
3309 FLOODING EM Flood 2010-03-14
1829 SEVERE STORMS AND FLOODING DR Severe Storm 2009-03-24
1726 SEVERE STORMS AND TORNADOES DR Severe Storm 2007-09-07
1645 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 2006-06-05
3247 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-13
1597 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 2005-07-22
1515 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 2004-05-05
Show 18 earlier declaration records
DR# Title Type Incident Date
1431 SEVERE STORMS, FLOODING AND TORNADOES DR Severe Storm 2002-09-10
1376 SEVERE STORMS, FLOODING, & GROUND SATURATION DR Flood 2001-05-28
1334 SEVERE STORMS, FLOODING AND GROUND SATURATION DR Severe Storm 2000-06-27
1279 SEVERE STORMS, FLOODING, SNOW, ICE, GROUND SATURATION, LANSLIDES, MUDSLIDES, AND TOR DR Flood 1999-06-08
1174 SEVERE FLOODING,SEVERE WINTER STORMS, SNOWMELT, SPRING RAINS DR Flood 1997-04-07
1157 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-12
1118 SEVERE STORMS,FLOODING, & ICE JAMS DR Severe Storm 1996-06-05
1001 SEVERE STORMS & FLOODING DR Flood 1993-07-26
825 FLOODING DR Flood 1989-05-08
581 SEVERE STORMS, SNOWMELT & FLOODING DR Flood 1979-04-26
554 STORMS, ICE JAMS, SNOWMELT & FLOODING DR Flood 1978-04-17
475 SEVERE STORMS & FLOODING DR Flood 1975-07-11
469 FLOODING FROM RAINS & SNOWMELT DR Flood 1975-05-24
434 HEAVY RAINS, SNOWMELT & FLOODING DR Flood 1974-05-14
287 SEVERE STORMS & FLOODING DR Flood 1970-06-05
256 FLOODING DR Flood 1969-04-18
216 FLOODING DR Flood 1966-03-23
195 FLOODING DR Flood 1965-05-10

Storm Events in North Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Grand Forks County.

Storm Type Events Fatalities Injuries Property Damage
Hail 2,705 0 2 $116.1M
Thunderstorm Wind 2,459 2 10 $67.0M
High Wind 1,184 1 1 $2.9M
Heavy Snow 925 0 3 $650.0K
Blizzard 905 2 2 $60.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3,114

Total Paid

$75.6M

Avg Per Claim

$24.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 57.7/100

Expected Annual Loss

Relatively Low

$25.0M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Winter Weather Very High
Ice Storm Relatively High
Hail Relatively Moderate
Strong Wind Relatively Moderate
Cold Wave Relatively Moderate
Riverine Flooding Relatively Low
Tornado Relatively Low
Wildfire Very Low
Heat Wave Very Low
Lightning Relatively Low
Landslide Very Low
Drought Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Grand Forks County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Grand Forks County's closest FEMA peer: Lamoille County, VT

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Grand Forks County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Grand Forks County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Grand Forks County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Grand Forks County's NFIP claims file (3,114 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Grand Forks County?
The most common disaster type in Grand Forks County is Flood, with 23 declarations. Other disaster types include Severe Storm (12), Biological (2), Coastal Storm (1).
How does Grand Forks County's FEMA declaration record compare with the North Dakota average?
FEMA lists 38 declaration records for Grand Forks County. That is 47% above the North Dakota county mean of 25.9. Its count is also 83% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Grand Forks County received?
Grand Forks County has received 33 major disaster declarations, representing 87% of all 38 disaster declarations.
How many flood insurance claims has Grand Forks County filed?
Grand Forks County has 3,114 National Flood Insurance Program (NFIP) claims totaling $75.6M in payments, with an average of $24.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Grand Forks County?
No. In Grand Forks County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $12.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Grand Forks County?
The most active year for disaster declarations in Grand Forks County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Grand Forks County?
According to the FEMA National Risk Index, Grand Forks County, North Dakota has an overall risk score of 57.7 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $25.0M in annualized losses.
Which natural hazard poses the greatest risk to Grand Forks County?
FEMA's NRI data points to Grand Forks County as of the latest release is Winter Weather (risk rating: Very High). Other significant hazards include Ice Storm (Relatively High) and Hail (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 24 times per year, drawn from 447 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Grand Forks County · vintage 2026-08-25 · Methodology · North Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events